George Pachantouris/Moment via Getty Images U.S. Bancorp (USB), founded in 1863 and headquartered in Minneapolis, Minnesota, is a financial services holding company that provides a full range of financial services, including lending and depository services, cash management, capital markets, and trust and investment management services. Considering the stability and performance of the company, its Series B Non-Cumulative Perpetual Preferred Stock (USB.PR.H) presents an attractive opportunity for investors se ...

A new group of Wall Street firms has agreed to pay more than $81 million in civil penalties to settle Securities and Exchange Commission charges of record-keeping failures, the regulator said Friday.The settlements with broker-dealers and investment advisers, including Oppenheimer and US Bancorp, are the latest in a multi-year initiative by the SEC to investigate how registered financial firms handle employees’ work-related communications on personal devices and apps, such as WhatsApp.“The SEC’s investigat ...

证监会指控金融公司 - 证监会对16家金融公司提出指控，指控它们未能妥善维护和保存电子通讯[1] - 公司员工使用“非官方渠道”通讯，如个人短信服务，讨论客户和业务交易[2] - 受罚公司包括多家知名金融机构，如U.S. Bancorp、Oppenheimer & Co. Inc.、Guggenheim Securities等[4] 证监会执法部门行动 - 证监会执法部门主任Gurbir S. Grewal表示，对这16家公司的行动是确保受监管实体遵守记录保存要求的努力的一部分[3] - Huntington Bank的较小罚款反映了其自愿自报和合作[5] - 证监会的行动旨在阻止金融公司通过未保存的渠道进行通讯，这一努力始于对JPMorgan Securities的罚款[6]

货运市场总体情况 - 美国银行货运支付指数显示，2023年第四季度，美国卡车货运市场的货运量和支出均出现下降，与2022年同期相比，货运量下降了15.7%，货主支出收缩了13.5%[1] - 美国卡车协会首席经济学家Bob Costello指出，公司大幅减少库存以及消费者更多地花费在体验上而非商品上，导致卡车货运市场受到影响。各地区在第四季度的货运量放缓，尤其是东南部(-25.4%)和东北部(-23.8%)最为明显。支出也在所有地区年度下降，其中中西部下降最为显著(-17%)[2] 地区货运市场表现 - 西部地区是两个地区中唯一在季度间支出有所增长的地区，尽管货主支出仍比一年前下降了-7.4%。西海岸进口量的提升可能有助于该地区的货运量，尽管仍有下降，但比大多数其他地区的下降幅度小[4] - 西南地区在第三季度放缓后，第四季度卡车货运市场大幅收缩。该地区在2022年和2023年上半年是卡车货运市场表现最好的地区，但第四季度上半年零售和家庭销售放缓，对卡车货运量造成了影响[5] - 中西部地区的货运量在与2022年第四季度相比下降最少。该地区的制造业、消费支出和房屋活动疲软可能导致货运量持续低迷，这种情况已持续数年[6] - 东北部在2023年是受挑战最多的卡车货运市场之一。市场面临的困难包括消费者支出的调整和制造业活动的减弱[7] - 东南部是所有地区中货运量年度下降最为显著的地区。该地区近几个季度一直保持着货运量和支出的下降[8]

Tero Vesalainen U.S. Bancorp (NYSE:USB) is a large regional banking company that has seen its share of struggles from the regional banking crisis. Back in October, I examined the 9% yielding Series A preferred shares, highlighting the great income opportunity they presented. While the preferred shares have rallied, the 8% yield is still higher than the bank’s other preferred offerings and I believe it is still an attractive income-producing investment. Additionally, investors can explore a second income ...

USB股票走势分析 - USB股票代表了一个买入机会[2] - USB股票在2022年1月至2023年5月之间下跌了55%[5] - USB股票在2023年5月开始上涨，形成了一系列高高低低的走势[5] - USB股票在最近的拉升中表现出多个重要发展[5] USB股票技术指标分析 - USB股票的PPO动量指标显示目前处于一个看涨的位置[6] - USB股票的相对强度趋势向上，高于其上升的30周EMA[8] USB股票投资建议 - 在考虑购买USB股票时，应制定风险管理计划[8] - USB股票是一个中期上涨趋势的买入机会[8]

U.S. Bancorp’s (USB) fourth-quarter 2023 adjusted earnings per share (excluding the impact of notable items) of 99 cents met the Zacks Consensus Estimate. However, the bottom line declined 17.5% from the prior-year quarter's level.Results have benefited from increased revenues supported by higher fee income. An improvement in credit quality was another positive. However, higher expenses and lower net interest income (NII) were major headwinds.Net income (GAAP basis) attributable to U.S. Bancorp was $847 mil ...

财务数据和关键指标变化 - 公司在第四季度报告每股收益0.49美元,其中包括0.50美元的特殊项目 [10] - 剔除特殊项目后,第四季度每股收益为0.99美元 [10] - 全年创下28.3亿美元的创纪录净收入 [11] 各条业务线数据和关键指标变化 - 贷款总额环比下降1.1%,反映了需求放缓,特别是企业贷款 [12] - 平均存款环比下降1.9%,公司在存款定价方面更加谨慎 [13][25] - 信用质量持续回归疫情前水平,公司增加了4900万美元的贷款损失准备 [14] 各个市场数据和关键指标变化 - 无具体披露 公司战略和发展方向及行业竞争 - 公司完成了对Union Bank的并购整合,实现了9亿美元的协同成本效益 [36] - 公司将继续专注于发展收费业务,并保持2024年的费用基本持平 [37] 管理层对经营环境和未来前景的评论 - 管理层预计2024年净息差将保持在第四季度的水平或略有上升 [29] - 管理层预计2024年非利息收入将保持中单位数增长 [58][59][60] - 管理层表示将继续保持严格的成本管控,并有望在下半年实现正的营运杠杆 [73][74] 问答环节重要的提问和回答 问题1 **Scott Siefers 提问** 对2024年净息收入的预期和走势 [44][45][46][47] **John Stern 回答** 公司对2024年净息收入的预期和驱动因素 [44][45][46][47] 问题2 **Ebrahim Poonawala 提问** 对公司非利息收入增长的预期 [57][58][59][60] **John Stern 回答** 公司对各项非利息收入业务的增长预期 [57][58][59][60] 问题3 **John Pancari 提问** 对贷款和存款增长的预期 [67][68][69] **John Stern 回答** 公司对贷款和存款增长的预期 [67][68][69]

About this content About Stephen Gunnion Stephen Gunnion is a senior financial journalist and broadcaster at Proactive Investors. He has more than 25 years of experience in television, radio and print media, anchoring on a number of television channels including South Africa's Business Day TV, CNBC Africa and the South African Broadcasting Corporation, where he was the economics editor. He has also worked for Daily Maverick, Bloomberg, the Business Day newspaper and Investors' Chronicle. Read more About ...

U.S. Bancorp (USB) came out with quarterly earnings of $0.99 per share, in line with the Zacks Consensus Estimate. This compares to earnings of $1.20 per share a year ago. These figures are adjusted for non-recurring items.A quarter ago, it was expected that this company would post earnings of $1.04 per share when it actually produced earnings of $1.05, delivering a surprise of 0.96%.Over the last four quarters, the company has surpassed consensus EPS estimates two times.U.S. Bancorp, which belongs to the Z ...