文章核心观点 - 美国法官拒绝了Visa和Mastercard达成的300亿美元反垄断和解协议 [1][2][3] - 该和解协议本意是解决自2005年以来关于商户支付给Visa和Mastercard的"刷卡费"(又称"互换费")的诉讼 [3] - 这些费用在2023年总计约720亿美元,为银行和其他发卡机构带来利润,并用于支付消费者的奖励计划 [3][4] - 许多商户和零售行业团体认为这些费用过高,通常在1.5%至3.5%之间 [4][5] - 他们还反对禁止商户告知客户某些卡费用更高,以及引导客户使用更便宜的卡的规则 [5] 和解协议内容 - 协议要求平均刷卡费至少下降0.04个百分点3年,并在5年内保持在当前平均水平以下至少0.07个百分点 [6] - Visa和Mastercard还同意5年内限制费率上限,取消禁止商户提供折扣或附加费的条款 [7] - 商户获得更多自主权,可以提供折扣或附加费 [7][9] 反对和解的理由 - 几个行业团体,包括全国零售联合会,认为商户获得的救济太小且临时性,同时仍让Visa和Mastercard主导刷卡费 [8] - 一些参议员推动通过《信用卡竞争法案》,让商户使用其他支付网络处理Visa和Mastercard交易 [9]

The most recent trading session ended with Visa (V) standing at $276.30, reflecting a +0.39% shift from the previouse trading day's closing. The stock exceeded the S&P 500, which registered a loss of 0.31% for the day. At the same time, the Dow added 0.67%, and the tech-heavy Nasdaq lost 1.09%. Shares of the global payments processor witnessed a gain of 0.27% over the previous month, trailing the performance of the Business Services sector with its gain of 0.6% and the S&P 500's gain of 2.73%. Market partic ...

2Ban Now is not the time to fall prey to FOMO (the fear of missing out) and buy into the AI hype train. That’s what I keep telling myself. I started writing this article a week ago, but even after the sell-off that we saw in the semiconductor space during the last week, I still think many of the blue-chip stocks caught up in the AI rally look pricey. Thankfully, I bought into many of these AI stories years ago. That helps me tamp down those FOMO feelings. But, already having exposure to the greatest compani ...

Visa is already the biggest credit card network in the world. Legendary investor Peter Lynch popularized the idea of "buying what you know." If you use and like a product or service, chances are that lots of other people do, too, and chances are that the company is performing well. Let's put financial powerhouse Visa (V -0.58%) to the test. Really, is there anyone you know who doesn't have a Visa credit or debit card? I'm sure people like that exist, but they're few and far between. Visa has nearly 4.5 bill ...

The multiyear agreement brings with it co-promotional opportunities and select benefits for Cash App cardholders CARLSBAD, Calif., June 20, 2024 /PRNewswire/ -- Topgolf Callaway Brands Corp. (NYSE: MODG) is excited to announce it has entered into a multiyear strategic agreement with Visa, a world leader in digital payments, that extends across Topgolf Callaway's family of brands, including Topgolf, Callaway and TravisMathew. The partnership brings with it co-promotional opportunities and cardholder benefits ...

文章核心观点 - Visa公司股价在最新交易中收于271.17美元,较前一交易日上涨0.19%,涨幅低于标普500指数的0.77%涨幅[1] - 过去一个月,Visa公司股价下跌3.37%,低于商业服务板块下跌0.77%和标普500指数上涨3.71%[2] - Visa公司即将公布的财报备受投资者关注,预计每股收益为2.41美元,同比增长11.57%;预计营收为89.1亿美元,同比增长9.67%[3] - 全年来看,Visa公司预计每股收益为9.94美元,营收为358.6亿美元,分别同比增长13.34%和9.81%[4] 行业和公司分析 - 分析师对Visa公司的预测数据修正反映了短期业务趋势,这些修正可视为对公司业务前景的乐观信号[5][6] - Visa公司目前持有Zacks排名第3级(中性),过去一个月每股收益预测下调0.01%[7] - 从估值角度看,Visa公司当前市盈率为27.24倍,高于行业平均14.26倍,PEG率为1.85,高于行业平均0.95[8][9] - Visa所属的金融交易服务行业属于商业服务板块,行业排名位于全部250多个行业的前24%[10][11]

文章核心观点 - Pulse网络与Visa达成了一项10年前的反垄断诉讼和解协议 [1][2][3] - Pulse指控Visa阻碍了在借记卡网络服务市场的竞争,从而提高了商户的费用 [1][4] - Visa辩称Pulse受到的只是由于更便宜的按交易收费而带来的竞争加剧,而非价格结构的反竞争性 [5] 根据相关目录分别进行总结 和解协议 - Pulse表示该案件已被驳回,意味着不能再次提起诉讼 [2] - 和解协议的具体条款未披露 [2] Visa的定价结构 - Visa开始向商户收取固定的月费,而不仅仅是按交易收费 [4] - Pulse认为这种定价结构和Visa在市场上的地位,使得商户无法拒绝支付这一固定月费 [4] Visa和Mastercard与商户的和解案 - Visa和Mastercard与商户达成了300亿美元的和解协议,但联邦法官可能不会批准该协议 [6][7][8] - 法官认为该协议存在一些问题,如数字钱包接受规则的变更以及一些州禁止附加费的规定 [8] - 全国零售联合会要求法官否决该和解协议,认为协议未经主要零售商和行业协会的参与 [9]

Visa Inc. (V) unveiled the revamped Visa SavingsEdge program with new integrated features in a bid to promote smarter spending and generate increased savings for eligible Visa Business credit, debit and reloadable prepaid cardholders across the United States and Canada. The program was initially launched in 2008 and continues to offer rebates to eligible cardholders on qualifying purchases across the participating merchant network. For more than a decade, Visa SavingsEdge has offered savings, tools and reso ...

Key Takeaways The judge overseeing the massive credit card swipe-fee lawsuit reportedly is likely reject the agreement. The deal struck in March would have Visa and Mastercard reduce what they charge merchants to make card transactions. Critics said the plan didn't go far enough to address antitrust issues. Shares of Visa (V) and Mastercard (MA) edged lower in intraday trading Friday, a day after a federal judge reportedly threw cold water on a proposed $30 billion settlement of a long-running lawsuit charg ...

A Vietnamese tourist was caught on camera walking through Ninoy Aquino International Airport (NAIA) security naked after police sought payment from her for overstaying her visa. The incident involving the 34-year-old happened at the airport in Manila, Phillipines, on Saturday, according to Thailand-based media outlet Viral Press. At least two Filipino media outlets – The Manila Times and Journal Online – identified the woman as Thuytrang Nguyen and said she was headed for Ho Chi Minh, Vietnam, when she stri ...