In the latest trading session, Visa (V) closed at $268.86, marking a -0.78% move from the previous day. The stock trailed the S&P 500, which registered a daily loss of 0.74%. Elsewhere, the Dow lost 1.06%, while the tech-heavy Nasdaq lost 0.58%. Shares of the global payments processor have appreciated by 0.88% over the course of the past month, underperforming the Business Services sector's gain of 0.93% and the S&P 500's gain of 4.27%. Market participants will be closely following the financial results of ...

It's not as much as you might think -- but does that matter? Visa's (V 0.10%) performance is often directly correlated with the economy. That makes a lot of sense, since Visa is the largest credit card network in the world and powers trillions of dollars in global money moving. The common argument is that the economy is in growth mode more frequently than not, and therefore, Visa is growing more often than not. That makes it an excellent contender as a reliable, no-brainer stock to create shareholder value. ...

A month has gone by since the last earnings report for Visa (V) . Shares have added about 0.2% in that time frame, underperforming the S&P 500. Will the recent positive trend continue leading up to its next earnings release, or is Visa due for a pullback? Before we dive into how investors and analysts have reacted as of late, let's take a quick look at its most recent earnings report in order to get a better handle on the important drivers. Visa Q2 Earnings Beat on Volume Growth & Consumer Spending Visa rep ...

文章核心观点 - 文章比较了两家金融交易服务公司Western Union(WU)和Visa(V)的估值指标,认为WU目前是更具价值投资价值的选择 [1][3][6][7] 公司比较 Western Union (WU) - 目前WU的市盈率(P/E)为7.36,PEG率为1.88,市净率(P/B)为11.01,这些估值指标显示其股价被低估 [6][7] - WU目前的Zacks评级为2(买入),表明其盈利前景正在改善 [3] - 综合估值指标,WU被评为A级价值股 [7] Visa (V) - V的市盈率(P/E)为27.77,PEG率为1.89,市净率(P/B)为12.98,估值相对较高 [6][7] - V目前的Zacks评级为3(持有),评级相对较低 [3] - 综合估值指标,V被评为C级价值股 [7] 总结 - 基于WU更优秀的估值指标和较高的Zacks评级,文章认为WU目前是更具价值投资价值的选择 [7]

Visa Inc. (NYSE:V) J.P. Morgan Global Technology, Media & Communications Conference Call May 21, 2024 9:30 AM ET Company Participants Jack Forestell - Chief Product & Strategy Officer Conference Call Participants Tien-Tsin Huang - JPMorgan Tien-Tsin Huang Thanks for everyone for joining. This is the Visa session. My name is Tien-Tsin Huang. I follow the payments and IT services sector here at JPMorgan. And it wouldn't be a conference without Visa, and we're lucky to have Jack Forestell, the Chief Product an ...

新产品和技术研发 - Visa在过去一年内推出了七款新产品[17] - Flex Credentials产品在日本已经推出两年，获得了2百万新账户[31] - Visa的Tap to Pay功能在美国面对面交易中占比达到50%[33] - Visa推出了四种新的Tap功能，包括Tap to Phone、Tap to Confirm、Tap to Load和Tap to P2P[34] - Visa推出了Visa Payment Passkeys产品，利用手机的生物识别功能将生物特征与凭证绑定，简化用户身份验证[57] - Visa正在研发新产品，利用代币化技术保护用户数据，并允许用户授权数据使用，以提供更好的购物体验[92] 市场扩张和并购 - Visa在欧洲收购了Tink公司，自那时以来，欧洲的付款启动量呈指数级增长[46] - Visa计划在美国推出Pay by Bank服务，通过与银行和处理器达成协议，确保高质量的客户认证和连接[48] - Visa收购了巴西的Pismo公司，以提供数字发卡处理能力和现代核心银行基础设施，帮助金融机构合作伙伴实现数字化转型[69] - Visa通过与Prosa公司建立合资结构，解决了在墨西哥无法处理Visa交易的问题，以推动VisaNet处理和增强业务在墨西哥的发展[81] 未来展望 - Visa希望通过Pay by Bank服务在特定垂直使用案例中提供简单的数字体验，以增加整体交易量[49] - Visa认为Pay by Bank服务将与卡片支付相辅相成，特别是在一些大额、低频的支付领域，如贷款支付、租金支付等[52] - Visa正在持续投资于下一代数字产品，以推动数字化，同时也在新兴市场开展工作，以帮助覆盖更多消费者和卖家[96]

文章核心观点 - 英国支付系统监管机构(PSR)要求Visa和Mastercard提高透明度，提议这两家公司定期向监管机构提供财务信息，并在费用变更前与零售商和商户协商[1][2] 行业和公司研究 - Visa和Mastercard在英国信用卡市场占有95%的份额，过去五年内费用上涨了30%，但服务质量没有相应提升[2] - PSR指出，市场竞争未能有效保护商户利益，导致市场运作不佳，正在考虑采取措施提高信息透明度和相关性[4] - Mastercard对PSR的结论表示异议，认为PSR未能考虑到提供安全网络所需的重大投资，这些投资每年防止了数十亿英镑的欺诈[5][6] - 美国正在加强对Visa和Mastercard的监管，Credit Card Competition Act(CCCA)要求银行允许通过至少一个与Mastercard和Visa竞争的网络进行信用卡支付，支持者认为这将给商户更多选择，可能降低交易费用[7][8][9] - 反对者认为商户不会将节省的费用转嫁给消费者，而Karen Webster认为CCCA不会降低商户交易费用，反而会在销售点给消费者带来混淆[10]

文章核心观点 - Visa和Mastercard是两家高质量的企业,是沃伦·巴菲特在伯克希尔·哈撒韦投资组合中的持股 [1] - 但这两家公司面临着一个重大风险,那就是直接支付渠道的可能性 [2] 根据相关目录分别进行总结 绕过卡网络 - Visa和Mastercard运营着全球通信网络,允许处理卡交易 [3] - 每次有数十亿张卡被使用结账时,这些公司就能赚取费用,这是一个非常成功的商业模式 [4] - 商家支付的费用中,主要是交换费,可能会大幅侵蚀利润率 [5] - 如果商家能绕过卡网络,就可以节省大量资金,Target就在尝试这样做 [6][7] - 如果其他大型消费企业也建立自己的直接支付方式,将会对Visa和Mastercard造成严重损害 [8] 风险缓解措施 - Visa和Mastercard是世界上最好的公司之一,拥有高利润率和大量自由现金流 [10] - 它们受益于强大的网络效应,几乎所有商家都接受它们的卡,几乎不可能被颠覆 [10] - 消费者喜欢它们的通用信用卡,即使新的数字支付服务兴起,它们的卡仍在不断增加 [11] - 无现金交易的长期趋势仍有很长的发展空间,特别是在新兴市场 [12] - 公司可能会继续寻找避免支付交易费的方法,但Visa和Mastercard提供了最佳解决方案 [13]

Visa Inc. (V) inked a deal with the digital payment solutions provider, SKUx, in a bid to provide improved digital payment experiences to selective merchants and consumer packaged goods (“CPG”) companies leveraging SKUx’s payment-based offer solutions. These solutions are meant to address various client needs, such as customer acquisition, loyalty programs, consumer care and recovery. Under the partnership, Visa clients will benefit from an opportunity to access the digital payments platform of SKUx, which ...

Visa Inc. (V) , in its recently held annual Visa Payments Forum, unveiled a range of new products and services which is aimed at transforming the way people pay and receive money, keeping in mind the future requirements of merchants, customers, businesses etc. This move bodes well for the constantly evolving landscape of the payments industry, and Visa’s efforts to keep upgrading itself are expected to strengthen its foothold. Visa Flexible Credential will permit customers to switch through multiple payment ...