Dublin, Aug. 22, 2024 (GLOBE NEWSWIRE) -- The "Asia-Pacific Buy Now Pay Later Business and Investment Opportunities Databook - 75+ KPIs on BNPL Market Size, End-Use Sectors, Market Share, Product Analysis, Business Model, Demographics - Q1 2024 Update" report has been added to ResearchAndMarkets.com's offering.BNPL payments are expected to grow by 17.1% on an annual basis to reach US$181.3 billion in 2024. The medium to long-term growth story of the BNPL industry in the region remains strong. BNPL payment ...

CarlaMc The duration - or lack thereof - of these broad market sell-offs is getting ridiculous. In late July/early August, the S&P 500 dipped down to -9.7% or so (from all-time highs), and then within a week we rallied back to within just a few points of new all-time highs. Honestly, I thought I *accidentally* timed this one perfectly. My readers know that I’m not a market timer. I’m someone who’s looking to slowly, but surely, accumulate shares of wonderful companies as often as I can. The thing is, fo ...

文章核心观点 - Visa是一家全球性的支付技术公司,主要业务是为消费者、商户和金融机构提供电子支付交易服务[6][7] - Visa并不直接发行信用卡,而是作为中间商提供安全和便捷的数字支付服务,通过收取交易手续费获得收入[7] - 尽管信用卡债务创历史新高,但这并不意味着对Visa有直接利好影响,因为Visa不从信用卡利息中获利,而是更多依赖于零售消费交易量[8] 行业总结 - Visa主要竞争对手包括万事达卡、发现金融服务和美国运通等[7] - 高利率加剧了信用卡债务,但这并不会直接损害Visa,反而可能导致消费者支出减少,从而对Visa业务产生不利影响[9] - Visa也不会直接受到信用卡违约、拖欠和核销的影响,但间接来说会因为消费者财务困难而导致交易量下降[9] 公司总结 - Visa第三季度营收同比增长9.6%至89亿美元,略低于预期,交易量增长10%[11] - 支付量增长7%,低于上年同期,反映了消费者支出放缓的趋势[12] - Visa预计第四季度收入增长将保持低双位数,运营费用增长将处于高单位数,每股收益增长将位于低双位数的较高端[17] - Visa CEO表示公司的增值服务业务保持强劲增长,特别是在奥运等重大活动期间[18] - 分析师给予Visa"中性买入"评级,目标价308.50美元,较当前价格有15%的上行空间[15][16]

Should you invest in the American card processing giant or the American-Swiss insurer?Many investors follow Berkshire Hathaway's (BRK.A 0.87%) (BRK.B 0.96%) portfolio of nearly 50 stocks and exchange-traded funds for fresh investment ideas. It's a great starting point because those investments were hand-picked by Warren Buffett, one of the world's most acclaimed investors, and his experienced management team.That's why it was alarming when Berkshire started selling a lot of stocks -- including half of its s ...

imaginima/E+ via Getty ImagesIntroduction and Investment Thesis In our ever-changing world, change is the only constant. Therefore, it's always worth considering cutting-edge businesses operating within modern-world industries accompanied by secular tailwinds. At Cash Flow Venue, we build a resilient, dividend-oriented portfolio generating steady and growing income. Accordingly, I've recently increased my position in Visa (NYSE:V). Although its dividend yield is not something to be impressed with, Visa ...

文章核心观点 - 信用卡已经成为现代经济中基本的交易手段 [2] - Visa是信用卡行业的巨头,与万事达卡构成了一个寡头垄断格局 [2] - Visa的业务模式是提供一个五方参与的网络平台,连接持卡人、发卡银行、商户和收单银行,实现交易清算 [3] - Visa的毛利率和净利率都非常高,这突出了其强大的商业实力 [4][5] - Visa是一家成熟的公司,增长速度虽然不快但稳定,过去10年各项关键指标都保持了约10%的增长 [6][7][10] - 分析师预测Visa未来3年的收入和利润增长率将达到9-11%和11-14% [11][12][13][14][15] 公司评估 - 根据保证金安全法则,Visa的合理价值为200.93美元,买入价应为100.46美元 [17] - 根据回报期法则,Visa的合理价值为327.33美元 [18] - 根据10倍资本收益率法则,Visa的合理价值为278.80美元 [19] - 综合以上三种评估方法,Visa目前的估值较高,需要完美执行业务计划和经济保持良好增长才有上涨空间 [20]

Blue-chip bank stock Visa Inc (NYSE:V) hit a March 21, all-time high of $290.96 on March 21, but has lost 7.5% over the last three months. V was last seen trading near breakeven at $260.38 while clinging to a fractional year-to-date lead, but a historically bullish signal that has never failed is now flashing on the charts.Per data from Schaeffer's Senior Quantitative Analyst Rocky White, V is trading within one standard deviation of its 320-day moving average. After the last two times Visa stock pulled bac ...

HONG KONG, CHINA - 2024/07/09: In this photo illustration, VISA logo is displayed on a smartphone ... [+] with a laptop keyboard background. (Photo Illustration by Serene Lee/SOPA Images/LightRocket via Getty Images)SOPA Images/LightRocket via Getty ImagesVisa’s stock (NYSE: V) has given near zero returns YTD, as compared to the 12% rise in the S&P500 over the same period. Notably, Visa’s peer Mastercard (NYSE: MA) is up 5% YTD. Overall, at its current price of $260 per share, it is trading 15% below its fa ...

TORONTO, Aug. 13, 2024 (GLOBE NEWSWIRE) -- Today, Visa Canada announced the recipients of its She’s Next Grant Program, aimed at uplifting women-owned small businesses (SMBs). The program awards $10,000 CAD grants to 10 winners and access to an accelerated mentorship program through York University’s YSpace. Since its inception, the program has awarded a total of $700K CAD to women-owned small businesses and countless hours of mentorship. According to data from the latest Visa Small Business Pulse Report, C ...

文章核心观点 - 公司在支付网络行业拥有垄断地位,具有竞争优势[4] - 公司业务模式轻资产,利润率和自由现金流率较高,有望持续获得双位数收入增长[4][13] - 公司通过分享回购等方式持续回报股东[13] 公司财务表现 - 最近三个季度收入增长保持在10%左右,主要由交易量和交易笔数增长带动[5][8] - 毛利率维持在65%以上,随着收入增长,利润率有所提升[12][13] - 每股收益增长14%,符合公司中长期增长目标[13] - 股票回购使得股本持续下降[12][13] 行业发展趋势 - 电子支付占比持续提升,现金支付占比下降,为公司带来持续增长机会[4] - 跨境交易和小额交易是公司未来增长点[4][10] 估值分析 - 公司当前估值溢价较历史有所下降,但仍高于大盘,考虑到公司的竞争优势和增长前景,估值水平合理[14]