Lima, July 18, 2024 (GLOBE NEWSWIRE) -- Lima, PERU, July 18th, 2024 -- Credicorp (NYSE:BAP) announces that in accordance with its corporate disclosure policies and to prevent any leaks of financial results and ensure fairness, the Company will start the quiet period for 2Q24's earnings release on July 25th. This period will end on the date of the release, August 8th. During the quiet period, the Company will not disclose any financial information, comment on financial results, or respond to related question ...

Lima, July 17, 2024 (GLOBE NEWSWIRE) -- Lima, PERU, July 17th, 2024 -- Credicorp (NYSE:BAP, BVL: BAP))), the leading financial services holding company in Peru with a presence in Chile, Colombia, Bolivia, and Panama announces its upcoming Strategic Update 2024, scheduled for Thursday, September 26th, 2024, in Lima, Peru. At this event, members of the Credicorp management team will present an update on its innovation strategy and disruption initiatives. The event will focus on the company´s disciplined gover ...

Investors interested in Banks - Foreign stocks are likely familiar with Credicorp (BAP) and DBS Group Holdings Ltd (DBSDY) . But which of these two stocks offers value investors a better bang for their buck right now? We'll need to take a closer look.Everyone has their own methods for finding great value opportunities, but our model includes pairing an impressive grade in the Value category of our Style Scores system with a strong Zacks Rank. The proven Zacks Rank emphasizes companies with positive estimate ...

Investors interested in Banks - Foreign stocks are likely familiar with Credicorp (BAP) and Swedbank AB (SWDBY) . But which of these two stocks offers value investors a better bang for their buck right now? We'll need to take a closer look. There are plenty of strategies for discovering value stocks, but we have found that pairing a strong Zacks Rank with an impressive grade in the Value category of our Style Scores system produces the best returns. The Zacks Rank is a proven strategy that targets companies ...

文章核心观点 - 文章比较了两家外国银行股票Credicorp (BAP)和DBS Group Holdings Ltd (DBSDY),分析哪家更具有投资价值[1][3] - 文章采用了Zacks Rank和Style Scores系统来评估这两家公司的价值[2][3] 公司概况 - Credicorp (BAP)和DBS Group Holdings Ltd (DBSDY)都有Zacks Rank 2(买入)的评级,表明两家公司的盈利前景都在改善[3] - 从估值指标来看,Credicorp (BAP)的估值更低,体现了更高的投资价值[6][7] - Credicorp (BAP)的市盈率为8.87,PEG率为0.55,市净率为1.44,而DBS Group Holdings Ltd (DBSDY)的对应指标分别为10.27、8.56和1.71[6][7] 行业分析 - 文章采用了多种传统的估值指标,如市盈率、市销率、收益率、现金流等,来评估这两家公司的投资价值[4][5] - 基于这些估值指标的分析,文章认为Credicorp (BAP)目前是更具有投资价值的选择[8]

Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and momentum trends to underscore strong picks. Looking at the history of these trends, perhaps none is more beloved than value investing. This strategy simply looks to identify companies that are being undervalued by the broader market. Value investors use tried-and-true metrics and fundamental ...

For those looking to find strong Finance stocks, it is prudent to search for companies in the group that are outperforming their peers. Credicorp (BAP) is a stock that can certainly grab the attention of many investors, but do its recent returns compare favorably to the sector as a whole? A quick glance at the company's year-to- date performance in comparison to the rest of the Finance sector should help us answer this question. Credicorp is one of 856 companies in the Finance group. The Finance group curre ...

财务数据和关键指标变化 - 总贷款同比下降3.1%,主要受批发银行业务和政府计划贷款偿还的影响 [4][6] - 存款中低成本存款占比为53.7% [8] - 净利息收入同比增长9.4%,受益于贷款组合向零售业务转移和美元贷款重新定价 [8] - 其他核心收入同比增长20.5%,主要受益于BCP和Credicorp Capital的表现 [8] - 保险承保业绩同比下降5.8%,主要受到人寿保险中残疾和生存保险产品收入下降的影响 [8] 各条业务线数据和关键指标变化 - BCP总贷款同比下降1.4%,主要受批发贷款下降和政府计划贷款偿还的影响 [14] - BCP净利息收入同比增长9.3%,受益于贷款组合向零售业务转移和定价改善 [14] - BCP拨备费用同比增加65.7%,主要受中小企业和信用卡业务客户还款能力下降和消费贷款逾期率上升的影响 [14] - Mibanco总贷款同比下降3.1%,主要受更严格的贷款发放政策影响 [18] - Mibanco净利息收入同比增长5.3%,受益于主动贷款定价管理 [18] - Mibanco拨备费用同比下降10.8%,主要受去年社会和气候事件影响的基数效应 [18] 各个市场数据和关键指标变化 - 秘鲁经济正在逐步复苏,预计2024年GDP增长约3% [11][12] - 通胀率已经回落至中央银行目标范围内,中央银行已经连续降息175个基点 [13] - 哥伦比亚通胀率仍然较高,中央银行已经降息150个基点 [13] - 智利通胀率正在逐步收敛,中央银行已经降息475个基点 [13] 公司战略和发展方向及行业竞争 - 公司继续专注于核心业务的强化,同时补充颠覆性举措 [7] - Mibanco正在实施混合模式战略,结合高接触的关系经理和数字工具 [7] - Yape正在加快收入增长,通过多元化收入来源实现盈亏平衡 [15][16][17] - Tenpo在智利表现良好,正在申请银行牌照 [59][60] - [iO]在秘鲁的中高端客户群体中增长缓慢,但交易活跃度和客户粘性良好 [61][63][64] 管理层对经营环境和未来前景的评论 - 尽管政治环境更加稳定,但标普下调秘鲁主权评级仍然是一个警示 [4][76] - 公司有信心实现2024年约17%的ROE目标 [26] - 公司有信心到2025年实现18%的可持续ROE [76] - 管理层将继续专注于提高净息差、降低风险成本和提高效率 [76] 问答环节重要的提问和回答 问题1 **Ernesto Gabilondo 提问** 询问Yape对公司费用收入的贡献情况 [28][29] **Gianfranco Ferrari 和 Cesar Rios 回答** Yape的收入贡献正在逐步提高,但目前还处于起步阶段,公司正在多元化Yape的收入来源 [29][30] 问题2 **Renato Meloni 提问** 询问在经济增长预期提高、贷款增长放缓的情况下,如何平衡达成成本风险指引目标 [37][38][39] **Cesar Rios 和 Reynaldo Llosa 回答** 新发放贷款的风险状况有所改善,但存量贷款的逾期仍在上升,需要一个过程来消化,预计下半年情况会好转 [38][39] 问题3 **Yuri Fernandes 提问** 询问公司是否有机会在今年超出效率指引 [52][53][54][56] **Gianfranco Ferrari 和 Cesar Rios 回答** 如果不进行新的技术投入,效率指标有望进一步提升,但公司仍将继续投资新技术,短期内可能会对效率产生一定压力 [53][54]

Lima, April 26, 2024 (GLOBE NEWSWIRE) -- Lima, PERU, April 26th, 2024 – Credicorp Ltd. announces to its shareholders and the market that its 1Q24 Earnings Release Report will be released on Thursday, May 9th, 2024, after market close. Credicorp's Webcast / Conference Call to discuss such results; will be held on Friday, May 10th, 2024, at 10:30 a.m. ET (9:30 a.m. Lima, Peru time). The call will be hosted by: Gianfranco Ferrari – Chief Executive Officer, Cesar Rios - Chief Financial Officer, Francesca Raffo ...

股息分配 - Credicorp宣布每股普通股股息将增加至S/35.0，比之前的S/25.0每股股息有所提高[1] - 公司董事会一致同意根据公司章程分配总额为S/3,303,381,095.00的股息，以及考虑到2023财年总净收入为S/4,865,540,233.17[3] 公司业务 - Credicorp是秘鲁领先的金融服务控股公司，在智利、哥伦比亚和玻利维亚也有业务存在，业务包括通用银行业务、小额信贷、保险和养老基金、投资银行和财富管理[4]