CHICAGO, May 21, 2024 (GLOBE NEWSWIRE) -- The number of U.S. consumers who shopped for auto insurance in Q1 2024 increased by 6% YoY, compared to Q1 2023. This represents a five-year Q1 high and a continuation of strong growth in shopping observed in Q4 2023, according to new research from TransUnion (NYSE:TRU). This trend bolsters hopes that the personal lines insurance industry will move toward profitability in 2024. However, the current high interest rate environment continues to strain consumers' wallet ...

CHICAGO, May 21, 2024 (GLOBE NEWSWIRE) -- The number of U.S. consumers who shopped for auto insurance in Q1 2024 increased by 6% YoY, compared to Q1 2023. This represents a five-year Q1 high and a continuation of strong growth in shopping observed in Q4 2023, according to new research from TransUnion (NYSE: TRU). This trend bolsters hopes that the personal lines insurance industry will move toward profitability in 2024. However, the current high interest rate environment continues to strain consumers’ walle ...

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q (Mark One) QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES ☒ EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2024 - OR - TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES ☐ EXCHANGE ACT OF 1934 For the transition period from to Commission file number: 001-37470 TransUnion (Exact name of registrant as specified in its charter) Delaware 61-1678417 ...

财务数据和关键指标变化 - 公司在2024年第一季度的收入首次超过10亿美元，同比增长8%，超出3%至4%的指导范围 [11][12] - 调整后的EBITDA增长11%，调整后的每股收益为0.92美元，同比增长14% [51][52] - 公司预计2024年将实现6500万美元的运营费用节省，并继续追求到2026年实现2亿美元的自由现金流收益 [29][90] 各条业务线数据和关键指标变化 - 美国市场收入增长7%，金融服务收入增长13%，消费者互动业务下降2% [54][55][66] - 抵押贷款收入增长52%，主要受益于第三方评分和信用报告的价格实现 [59][60] - 新兴垂直市场增长4%，保险、媒体和公共部门表现良好 [61][62] 各个市场数据和关键指标变化 - 国际市场收入增长15%，印度市场增长31%，加拿大市场增长18% [67][68][70] - 英国市场收入持平，拉丁美洲增长7%，亚太地区增长17% [69][72][73] 公司战略和发展方向和行业竞争 - 公司正在推进转型计划，优化运营模式和现代化技术能力，预计将节省成本并提升创新能力 [20][24][29] - 在印度市场，公司计划到2025年实现3亿美元的收入，并预计中期将实现20%以上的增长 [45][46] 管理层对经营环境和未来前景的评论 - 管理层对2024年的经济增长持谨慎态度，预计贷款量将保持稳定，且不预期利率会下降 [77][78] - 尽管面临市场不确定性，管理层对公司在低增长市场环境中的表现持乐观态度 [93] 其他重要信息 - 公司在第一季度采取了4300万美元的一次性费用，主要用于转型计划 [52] - 公司在技术转型方面取得了进展，OneTru平台正在整合多个数据资产 [24][148] 问答环节所有提问和回答 问题: Neustar的当前趋势和未来期望 - Neustar在第一季度表现良好，通信、营销和风险产品线均实现正增长，特别是通信领域的增长率最高 [98][100] 问题: 抵押贷款业务的表现 - 抵押贷款业务的超预期表现主要得益于预资格量和第三方评分的价格实现，管理层对未来的表现持谨慎乐观态度 [107][110] 问题: 利率上升对业务的影响 - 尽管利率上升，核心美国金融服务业务保持稳定，国际业务则继续强劲增长 [121][125] 问题: 新兴垂直市场的增长预期 - 预计2024年新兴垂直市场的增长将高于2023年，保险、媒体和公共部门的表现良好 [132][135] 问题: Sontiq和Argus的增长及利润率 - Sontiq的增长主要受益于数据泄露相关的收入，Argus已完全整合到美国市场的信用卡和银行业务中 [140][142] 问题: 技术转型的进展 - OneTru平台正在整合多个数据资产，利用机器学习和人工智能提升数据处理效率 [146][148] 问题: 保险市场的动态 - 保险市场经历了艰难时期，但预计2024年将比2023年表现更强劲，消费者在续保时的购物活动增加 [155][156] 问题: 国际市场的增长预期 - 国际市场的增长预期反映了谨慎的态度，尽管第一季度表现良好，但未对全年业绩进行过度乐观的推测 [159][161]

Exhibit 99.1 News Release TransUnion Announces First Quarter 2024 Results • Exceeded first quarter 2024 financial guidance, delivering first $1 billion revenue quarter in company history • Grew revenue by 9 percent, driven by U.S. mortgage, International and Emerging Verticals • Achieved key milestones in our transformation program, including significant hiring in our Global Capability Centers and migration of key applications onto OneTru solutions enablement platform • Raising 2024 financial guidance, we n ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K (Mark One) ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2023 - OR - ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 001-37470 TransUnion (Exact name of registrant as specified in its charter) Delaware 61-1678417 (State or other jurisdiction of (I.R. ...

Fourth Quarter 2023 Earnings Chris Cartwright, President and CEO Todd Cello, CFO February 13, 2024 Forward-Looking Statements Non-GAAP Financial Information ...

TransUnion (NYSE:TRU) Q4 2023 Earnings Conference Call February 13, 2024 9:30 AM ET Company Participants Aaron Hoffman – Senior Vice President-Investor Relations Chris Cartwright – President and Chief Executive Officer Todd Cello – Executive Vice President and Chief Financial Officer Conference Call Participants Steven Pawlak – Baird Andrew Steinerman – JPMorgan Faiza Alwy – Deutsche Bank Toni Kaplan – Morgan Stanley Kelsey Zhu – Autonomous Company Ashish Sabadra – RBC Capital Markets Manav Patnaik – Barcla ...

Table of Content UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q (Mark One) QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES ☒ EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2023 - OR - TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES ☐ EXCHANGE ACT OF 1934 For the transition period from to Commission file number: 001-37470 TransUnion (Exact name of registrant as specified in its charter) Delaware 61-1678417 ...

TransUnion (NYSE:TRU) Q3 2023 Results Conference Call October 24, 2023 9:30 AM ET Company Participants Aaron Hoffman - Senior Vice President Chris Cartwright - President and Chief Executive Officer Todd Cello - Executive Vice President and Chief Financial Officer Conference Call Participants Kelsey Zhu - Autonomous Research Faiza Alwy - Deutsche Bank Jeff Meuler - Baird Andrew Steinerman - JPMorgan Heather Balsky - Bank of America Toni Kaplan - Morgan Stanley Ashish Sabadra - RBC Capital Markets Manav Patna ...