CHICAGO, Sept. 03, 2024 (GLOBE NEWSWIRE) -- TransUnion (NYSE: TRU) today announced that Chris Cartwright, President and CEO, will present at the Barclays Global Financial Services Conference on Tuesday, September 10, 2024. The presentation is scheduled to begin at 10:15 a.m. CT (11:15 a.m. ET). A live webcast of the presentation will be made available on the TransUnion Investor Relations website at http://www.transunion.com/tru. A replay will also be available on the company's website following the conclusi ...

It doesn't matter your age or experience: taking full advantage of the stock market and investing with confidence are common goals for all investors. Luckily, Zacks Premium offers several different ways to do both. The popular research service can help you become a smarter, more self-assured investor, giving you access to daily updates of the Zacks Rank and Zacks Industry Rank, the Zacks #1 Rank List, Equity Research reports, and Premium stock screens. Zacks Premium includes access to the Zacks Style Scores ...

Key findings from the TransUnion® report: Canadian household debt hits a record high $2.41 trillion, with mortgage debt making up 74% of the total outstanding balances. More Canadians face payment stress as consumption demand grows. Percentage of consumers missing payments for 90 or more days continued to rise, up 22 bps year-overyear to 1.74% as higher living costs combined with higher interest rates put more pressure on vulnerable consumer segments. TORONTO, Aug. 27, 2024 (GLOBE NEWSWIRE) -- Canada's tota ...

For new and old investors, taking full advantage of the stock market and investing with confidence are common goals. Zacks Premium provides lots of different ways to do both. The research service features daily updates of the Zacks Rank and Zacks Industry Rank, full access to the Zacks #1 Rank List, Equity Research reports, and Premium stock screens, all of which will help you become a smarter, more confident investor. Zacks Premium also includes the Zacks Style Scores. What are the Zacks Style Scores? Deve ...

CHICAGO, Aug. 09, 2024 (GLOBE NEWSWIRE) -- TransUnion (NYSE: TRU) today announced that its Board of Directors declared a cash dividend of $0.105 per share for the second quarter 2024. The dividend will be payable on September 9, 2024, to shareholders of record on August 23, 2024. About TransUnion (NYSE: TRU) TransUnion is a global information and insights company with over 13,000 associates operating in more than 30 countries. We make trust possible by ensuring each person is reliably represented in the mar ...

CHICAGO, Aug. 07, 2024 (GLOBE NEWSWIRE) -- TransUnion (NYSE:TRU) today announced its partnership with Snowflake, the AI Data Cloud company, to launch TruIQTM Data Enrichment on Snowflake Marketplace. TruIQ Data Enrichment's availability on Snowflake Marketplace will provide joint customers with unlimited, on-demand access to pseudonymized TransUnion credit data in the Snowflake AI Data Cloud. The need for such a solution is clear. According to a recent Forrester Research survey, more than 85% of organizatio ...

TransUnion (TRU) reported impressive second-quarter 2024 results, wherein earnings and revenues outpaced the Zacks Consensus Estimate. The stock has gained 4.6% since the earnings release on Jul 25 in response to better-than-expected earnings and impressive guidance. For 2024, TransUnion raised its guidance for revenues to $4.10-$4.14 billion from the $4.02-$4.08 billion stated previously. The mid-point ($4.12 billion) of the company's revised guided range is lower than the Zacks Consensus Estimate of $4.13 ...

CHICAGO, Aug. 01, 2024 (GLOBE NEWSWIRE) -- A new TransUnion (NYSE:TRU) study released today found that consumers are beginning to turn to auto leasing once again, with electric vehicles (EVs) playing a key role in helping drive the reemergence of this market. This follows an extended period of decline in the auto leasing market brought forth by the pandemic. The study, The State of Auto Leasing: Current Trends and How to Leverage Them In the Future, explored emerging trends in auto leasing ranging from volu ...

Proven and respected industry leader with 40 years of experience will provide financial strategy, oversight and guidance across Integrity's rapidly growing platformDALLAS, July 31, 2024 /PRNewswire/ -- Integrity Marketing Group, LLC ("Integrity"), a leading distributor of life and health insurance, and provider of wealth management and retirement planning solutions, today announced that Linda Zukauckas will join the company as Chief Financial Officer. With 40 years of results-driven experience optimizing th ...

公司概况 - 公司提供信用报告、可操作的洞见和分析服务给企业和消费者[116] - 公司在金融服务、新兴行业和消费者互动三大垂直领域提供服务[120,121] - 公司在全球30多个国家和地区开展业务[116] 转型计划 - 公司正在进行转型计划以优化运营模式和持续推进技术升级[125,126] - 公司预计将在2023年第四季度至2025年底期间确认一次性税前费用3.55亿至3.75亿美元[126] - 公司预计在2024年资本支出将增加至约占收入的9%,2025年将降至约8%[126] - 公司预计在转型计划完成后将实现每年1.2亿至1.4亿美元的成本节约[126] 宏观经济影响 - 公司的收入和经营业绩受宏观经济和行业趋势的显著影响[124] - 公司认为通胀对其业务和经营业绩产生了负面影响,包括需求下降[125] 财务表现 - 公司收入同比增长7.5%，达到10.408亿美元[134] - 成本和费用同比增长6.0%，达到8.584亿美元[135][136][137][138][139] - 利息费用同比下降6.6%，达到6790万美元[140] - 利息收入同比增长57.1%，达到670万美元[141] - 其他收入和费用同比下降72.0%，达到-510万美元[142][143][145][146] - 持续经营业务税前利润同比增长57.5%，达到1.207亿美元[132] - 持续经营业务净利润同比增长56.3%，达到8970万美元[132] - 归属于公司股东的净利润同比增长57.6%，达到8500万美元[132] - 国际业务收入占比为40%[134] 运营优化 - 公司启动了运营模式优化计划，涉及员工裁减和办公场所退租等[139] - 2024年第二季度和上半年美国市场收入分别增长6.0%和6.3%，主要由金融服务和新兴垂直行业带动[157][158] - 2024年第二季度和上半年国际市场收入分别增长13.1%和14.6%，主要受益于各地区当地货币收入的增长[160][161] - 2024年第二季度和上半年美国市场调整后EBITDA分别增长9.5%和7.8%，主要由于收入增长和运营模式优化带来的成本节约[159] - 2024年第二季度和上半年国际市场调整后EBITDA分别增长16.3%和19.3%，主要受益于收入增长[155] - 2024年第二季度和上半年美国市场调整后EBITDA利润率分别为39.0%和37.6%，国际市场为42.8%和44.0%[156] - 2024年第二季度和上半年公司总收入分别增长7.5%和8.1%[154] - 英国地区收入分别增长4.8%和4.4%[162] - 非洲地区收入分别增长8.8%和6.2%[163] - 印度地区收入分别增长24.6%和27.4%[163] - 亚太地区收入分别增长13.1%和14.9%[164] - 调整后EBITDA分别增长14.1百万美元和33.6百万美元[165] - 调整后EBITDA利润率分别增长1.2%和1.8%[165][166] 资本结构优化 - 公司进行了一系列债务再融资交易以优化资本结构[126,127] - 公司使用调整后EBITDA和调整后每股收益作为员工和高管的激励指标[169][170] 技术投资 - 公司正在进行加速技术投资项目,预计总投资约330百万美元[171][172] - 公司加快了向云端迁移的技术投资,包括建立现代化的软件架构、迁移应用程序和客户数据以及提供支持[182][183] 并购和业务优化 - 公司进行了一些并购和业务优化活动,相关费用从业绩中剔除[172] - 公司进行了业务模式优化,包括员工分离、场地退出和业务流程优化等[184] - 公司进行了并购和剥离等交易,产生了相关成本和调整[181] 财务指标 - 2024年上半年调整后净收入为3.72亿美元，同比增长15.6%[188] - 2024年上半年调整后每股收益为1.90美元，同比增长14.8%[189] - 2024年第二季度调整后净收入为1.93亿美元，同比增长15.9%[187] - 2024年第二季度调整后每股收益为0.99美元，同比增长15.2%[189] - 公司持续优化运营模式,2024年上半年相关费用为3.91亿美元[194] - 公司加大技术投资,2024年上半年相关费用为3.68亿美元[193] - 公司2024年上半年进行了并购和业务优化,相关费用为0.98亿美元[192] - 公司2024年上半年的股票激励费用为5.19亿美元[187] - 公司2024年上半年的无形资产摊销费用为14.33亿美元[187] - 公司2024年第二季度的净收入为8.5亿美元,同比增长57.6%[187] - 调整后所得税费用和调整后有效税率分别为6040万美元和23.4%，高于21%的联邦法定税率,主要由于州税和外国预提税的增加所致,部分被外国税率差异和研发税收抵免所抵消[203] 现金流和资本结构 - 公司现金及现金等价物为5.432亿美元,其中3.838亿美元存放于美国境外[215] - 公司可动用的未使用的循环信贷额度为5.988亿美元[215] - 公司可根据现有信贷协议再增加最多10亿美元的增量贷款[216] - 公司每年可能需要根据上一年的超额现金流支付额外的贷款本金[217] - 公司已支付2024年前两个季度每股