A month has gone by since the last earnings report for TransUnion (TRU) . Shares have lost about 7.5% in that time frame, underperforming the S&P 500.Will the recent negative trend continue leading up to its next earnings release, or is TransUnion due for a breakout? Before we dive into how investors and analysts have reacted as of late, let's take a quick look at the most recent earnings report in order to get a better handle on the important drivers. TransUnion's Q3 Earnings and Revenues Beat EstimatesTra ...

TransUnion (TRU) had an impressive run in the past six months. The company’s shares have gained 26.8% compared with its industry and the Zacks S&P 500 composite’s growth of 14% and 11.2%, respectively.Six Months Price PerformanceImage Source: Zacks Investment ResearchTRU’s revenues are expected to rise 8.8% year over year in 2024 and 7.9% in 2025. Its earnings are estimated to increase 16% in 2024 and 16.9% in 2025.TransUnion’s Positive Earnings SurpriseTRU delivered a decent earnings surprise in the traili ...

CHICAGO, Nov. 08, 2024 (GLOBE NEWSWIRE) -- TransUnion (NYSE: TRU) today announced that its Board of Directors declared a cash dividend of $0.105 per share for the third quarter 2024. The dividend will be payable on December 9, 2024, to shareholders of record on November 22, 2024. About TransUnion (NYSE: TRU) TransUnion is a global information and insights company with over 13,000 associates operating in more than 30 countries. We make trust possible by ensuring each person is reliably represented in the mar ...

CHICAGO, Nov. 05, 2024 (GLOBE NEWSWIRE) -- TransUnion (NYSE: TRU) today announced that the company will be presenting at the following investor conferences: On Tuesday, November 12, 2024, Todd Cello, Executive Vice President, Chief Financial Officer, will present at the Baird Global Industrial Conference. The presentation is scheduled to begin at 9:40 a.m. CT (10:40 a.m. ET). On Thursday, November 14, 2024, Chris Cartwright, President and CEO, will present at the J.P. Morgan Ultimate Services Investor Confe ...

CHICAGO, Oct. 30, 2024 (GLOBE NEWSWIRE) -- A new TransUnion (NYSE: TRU) survey found that many consumers feel their existing auto and new mortgage payments are putting a strain on their household finances, and the prospect of falling interest rates has them ready to consider refinancing those loans. The surveys of current auto loan customers and those consumers who have taken out a mortgage in the last 24 months were conducted between September 18 and September 27, 2024. They resulted in responses from 1,00 ...

TransUnion (TRU) reported impressive third-quarter 2024 results, wherein earnings and revenues beat the Zacks Consensus Estimate.See Zacks Earnings Calendar to stay ahead of market-making news.Better-than-expected earnings failed to impress investors as the stock declined 4.6% since the earnings release on Oct. 23.TRU’s quarterly adjusted earnings (adjusting 69 cents from non-recurring items) of $1 per share surpassed the consensus mark by 2% and increased 14.3% on a year-over-year basis. Total revenues of ...

TransUnion (TRU) could be a solid addition to your portfolio given its recent upgrade to a Zacks Rank #1 (Strong Buy). This upgrade is essentially a reflection of an upward trend in earnings estimates -- one of the most powerful forces impacting stock prices.The sole determinant of the Zacks rating is a company's changing earnings picture. The Zacks Consensus Estimate -- the consensus of EPS estimates from the sell-side analysts covering the stock -- for the current and following years is tracked by the sys ...

Growth stocks are attractive to many investors, as above-average financial growth helps these stocks easily grab the market's attention and produce exceptional returns. But finding a growth stock that can live up to its true potential can be a tough task. By their very nature, these stocks carry above-average risk and volatility. Moreover, if a company's growth story is over or nearing its end, betting on it could lead to significant loss. However, the task of finding cutting-edge growth stocks is made easy ...

财务数据和关键指标变化 - 第三季度收入同比增长12%，超出8%至10%的指导范围 [5][19] - 调整后的EBITDA增长11%，调整后的EBITDA利润率为36.3% [20][19] - 调整后的每股收益为1.04美元，同比增长14% [20] 各条业务线数据和关键指标变化 - 美国市场收入增长12%，金融服务增长17%，其中抵押贷款增长超过60% [7][21] - 消费者互动收入增长21%，主要受益于大规模的泄露补救合同 [26] - 新兴垂直市场增长3%，保险业务实现双位数增长 [24][60] 各个市场数据和关键指标变化 - 国际市场收入增长12%，印度市场增长23% [27][26] - 加拿大市场增长9%，拉丁美洲增长13% [29][30] - 英国市场增长4%，亚太地区增长11% [28][29] 公司战略和发展方向和行业竞争 - 公司正在进行转型计划，重点在于优化运营模式和现代化技术能力 [8][10] - OneTru平台的推出将加速创新和新产品的开发 [11][14] - 公司预计在2025年完成转型计划，届时将实现显著的成本节约和业务增长 [16][18] 管理层对经营环境和未来前景的评论 - 管理层对未来的经济环境持乐观态度，预计利率下降将有利于业务增长 [6][31] - 预计2024年整体收入将增长约9%，并将继续提高指导 [36][34] 其他重要信息 - 公司在第三季度预付了2500万美元的债务，预计到年底杠杆比率将降至3倍以下 [30][31] - 预计2024年资本支出将占收入的8% [35] 问答环节所有提问和回答 问题: 关于OneTru和转型的影响 - OneTru对公司业务产生了深远影响，预计将推动收入增长和创新 [39][40] 问题: 消费者信贷活动的预期 - 预计第四季度金融服务业务将实现中单增长，尽管整体市场仍然稳定 [44][45] 问题: 抵押贷款收入增长的原因 - 抵押贷款收入增长63%，主要受益于产品组合的积极变化和价格提升 [48][51] 问题: 印度市场的监管影响 - 印度市场的监管措施旨在确保金融稳定，尽管增长有所放缓，但公司仍对未来增长持乐观态度 [54][57] 问题: 新兴垂直市场的增长动力 - 新兴垂直市场在第四季度预计将恢复中单增长，保险和技术零售等领域表现良好 [58][60] 问题: 加拿大市场的增长策略 - 加拿大市场的增长主要得益于持续的创新和市场份额的提升 [61] 问题: 消费者互动业务的趋势 - 消费者互动业务仍在关注创新，预计将通过扩大价值主张来实现增长 [64][66] 问题: 资本支出的预期变化 - 预计2026年资本支出将降至收入的6%，主要由于技术转型的有效性 [68][70]

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2024 - OR - ☐TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-37470 | --- | --- | |-------------------------------------------------------------------------|------- ...