业绩总结 - 2024年第三季度收入为10.85亿美元，同比增长12%[13] - 调整后EBITDA为3.94亿美元，同比增长11%[13] - 调整后稀释每股收益为1.04美元，同比增长14%[13] - 2024年全年的报告收入预期为41.61亿至41.81亿美元，增长约9%[25] - 2024年调整后的EBITDA预期为14.88亿至15.03亿美元，增长11%至12%[28] - 2024年调整后的稀释每股收益预期为3.87至3.93美元，增长15%至17%[28] 用户数据 - 美国市场收入为8.48亿美元，同比增长12%[15] - 国际市场收入为2.42亿美元，同比增长11%[17] - 有机恒定货币收入增长为12%，不包括抵押贷款的增长为8%[14] - 预计2024年美国市场增长高单位数（不包括抵押贷款则为低单位数）[26] - 预计2024年国际市场增长低双位数（按固定汇率计算）[26] 未来展望 - 2024年预计调整后EBITDA为3.6亿至3.75亿美元，同比增长10%至15%[22] - 预计到2026年实现约2亿美元的自由现金流节省[11] - 预计2024年与转型计划相关的一次性成本总计约为2亿美元[29] - 2024年第四季度的净收入预期为650万美元至770万美元[54] - 2024年第四季度的调整后EBITDA预期为3.60亿至3.75亿美元[54] 财务状况 - 2024年第三季度偿还债务2500万美元，年初至今总计1.05亿美元[4] - 杠杆比率降至约3.1倍[4] - 2024年净利息支出预期约为2.45亿美元[28] - TransUnion的总债务为5,201.4百万美元，净债务为4,558.2百万美元[44] - 2024年第三季度的杠杆比率为3.1，较2023年同期的20.3显著改善[44] 新产品与技术投资 - 加速技术投资的总支出为21.8百万美元，较2023年同期的16.3百万美元增长33.7%[47] - 运营模型优化的总支出为47.3百万美元，较2023年同期的86.4百万美元下降45.4%[49] 其他信息 - 2024年第三季度的有效税率为25.7%，而2023年同期为-7.6%[42] - 2024年第三季度的持续经营收入为96.8百万美元，而2023年同期为-291.7百万美元[42] - 2024年第三季度的调整前税前收入为276.4百万美元，较2023年同期的233.5百万美元增长18.3%[42]

For the quarter ended September 2024, TransUnion (TRU) reported revenue of $1.09 billion, up 12% over the same period last year. EPS came in at $1.04, compared to $0.91 in the year-ago quarter.The reported revenue represents a surprise of +2.15% over the Zacks Consensus Estimate of $1.06 billion. With the consensus EPS estimate being $1.02, the EPS surprise was +1.96%.While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expec ...

TransUnion (TRU) came out with quarterly earnings of $1.04 per share, beating the Zacks Consensus Estimate of $1.02 per share. This compares to earnings of $0.91 per share a year ago. These figures are adjusted for non-recurring items.This quarterly report represents an earnings surprise of 1.96%. A quarter ago, it was expected that this credit reporting company would post earnings of $0.98 per share when it actually produced earnings of $0.99, delivering a surprise of 1.02%.Over the last four quarters, the ...

Exceeded third quarter 2024 financial guidance for revenue and earningsAccelerated revenue growth to 12 percent, driven by U.S. Financial Services, Insurance, Consumer Interactive and International, while executing on technology modernization and transformation program savingsVoluntarily prepaid $25 million in debt, bringing total prepayments to $105 million in 2024Raising 2024 financial guidance, we now expect to deliver 9 percent revenue growth for the year CHICAGO, Oct. 23, 2024 (GLOBE NEWSWIRE) -- Trans ...

Exhibit 99.1 News Release TransUnion Announces Third Quarter 2024 Results • Exceeded third quarter 2024 financial guidance for revenue and earnings • Accelerated revenue growth to 12 percent, driven by U.S. Financial Services, Insurance, Consumer Interactive and International, while executing on technology modernization and transformation program savings • Voluntarily prepaid $25 million in debt, bringing total prepayments to $105 million in 2024 • Raising 2024 financial guidance, we now expect to deliver 9 ...

文章核心观点 - 美国知名消费权益律师事务所Wolf Haldenstein Adler Freeman & Herz LLP正在调查TransUnion Risk and Alternative Data Solutions, Inc. (TRADS)发生的数据泄露事件 [1] - TRADS正在通知受影响的人,他们的个人信息(包括姓名、社会安全号码和驾驶执照号码)可能已被盗并在暗网上出售 [1] 根据相关目录分别进行总结 事件概况 - TRADS发生数据泄露事件,部分客户的个人信息可能已被盗 [1] - 受影响的客户可能会收到TRADS发出的通知 [1] 受影响客户 - 受影响的客户个人信息包括姓名、社会安全号码和驾驶执照号码 [1] - 如果客户收到通知并发现最近有异常情况,则其个人信息可能已被泄露并在暗网上出售 [1] 律师事务所调查 - 知名消费权益律师事务所Wolf Haldenstein Adler Freeman & Herz LLP正在调查此事件 [1][2] - 该律所拥有丰富的消费权益诉讼经验,在全国各地的州级和联邦法院都有相关案例 [2] - 该律所邀请受影响客户联系他们,讨论此事件或咨询相关权利 [2]

CHICAGO, Oct. 17, 2024 (GLOBE NEWSWIRE) -- Nearly half (48%) of property managers who are aware of the practice, report rent payments to credit reporting agencies. The finding comes from new research from the Tenant and Employment business at TransUnion (NYSE: TRU) and represents a 33% increase from the number of property managers who said they reported such payments in 2023. This is especially significant because 2023 also saw a 36% increase in the number of property managers reporting rent payments. Under ...

TransUnion (TRU) is expected to deliver a year-over-year increase in earnings on higher revenues when it reports results for the quarter ended September 2024. This widely-known consensus outlook gives a good sense of the company's earnings picture, but how the actual results compare to these estimates is a powerful factor that could impact its near-term stock price. The stock might move higher if these key numbers top expectations in the upcoming earnings report, which is expected to be released on October ...

In H1 2024, 5.7% of all attempted digital transactions originating from Canada were suspected to be Digital Fraud; more than half (54%) of Canadians said they were recently targeted by fraud attempts. Canadian business leaders said their companies lost approximately 6% of their equivalent revenue – representing $78 billion – over the past year due to fraud. TORONTO, Oct. 16, 2024 (GLOBE NEWSWIRE) -- In the first half (H1) of 2024, Canada saw a significant increase in suspected Digital Fraud attempts, with n ...

CHICAGO, Oct. 15, 2024 (GLOBE NEWSWIRE) -- While consumers have grown accustomed to on-demand services, like ridesharing and food delivery, they are also increasingly open to participating in the gig economy as workers. More than half of U.S. adults (62%) now earn money working for one or more gig platforms, according to new TransUnion (NYSE: TRU) research. Across generations, over one-third (37%) reported gig work as a primary source of income. Millennials lead this group with more than half (55%) leveragi ...