Exhibit 99.1 INVESTOR CONTACT Jocelyn Kukulka, 469.399.8544 jocelyn.kukulka@texascapitalbank.com MEDIA CONTACT Julia Monter, 469.399.8425 julia.monter@texascapitalbank.com TEXAS CAPITAL BANCSHARES, INC. ANNOUNCES FIRST QUARTER 2024 RESULTS First quarter 2024 net income of $26.1 million and net income available to common stockholders of $21.8 million, or $0.46 per diluted share First quarter 2024 growth in loans held for investment of 2.4% and in total deposits of 7.1% Capital ratios continue to be strong, i ...

监管合规 - 监管机构可能会改变资本和流动性要求,包括之前对风险权重相关做法的解释,这可能要求公司增加对持有资产的资本配置[64] - 公司的监管资本状况在管理层讨论与分析中有更详细的说明[64] - 《1991年联邦存款保险公司改进法案》建立了一个及时纠正行动的监管制度,对资本不足的银行采取强制性监管行动[65][66][67][68] - 监管机构可能会设置高于最低要求的资本要求,并考虑信贷集中风险、利率风险和非传统业务风险等因素[71][72] - 流动性覆盖率和净稳定资金比率等监管要求鼓励银行增持国债等高质量流动性资产,并增加长期债务融资[73][74][75] - 公司需要遵守隐私保护、网络安全和反洗钱等相关法规,这需要持续投入大量资源[77][78][79][80][84][85][86][87][88] - 社区再投资法要求银行满足其服务区域的信贷需求,这对公司的区域性和全国性业务模式提出挑战[81][82][83] - 公司受联邦银行监管机构的监管，需要遵守内部控制、信息系统和审计系统、贷款文件、信贷承销、利率敞口、资产增长和质量、薪酬和福利等方面的标准[90] - 公司及其高管可能面临各种监管处罚措施,包括书面指令、停止和终止令、民事罚款、资本增加指令、正式和非正式协议、禁止令以及存款保险终止等[91] - 公司受关联交易和内部人交易的限制,包括与关联方的贷款和其他交易必须符合一定条件[92,93] - 银行受限于支付股利的联邦银行法规,如果资本充足率不足或支付股利会导致资本不足,则不得支付股利[94] - 公司的激励薪酬政策受到监管,需要确保不鼓励过度风险承担[95] - 银行存款受联邦存款保险公司(FDIC)的存款保险保护,FDIC可能会调整银行的风险评级并终止其存款保险[96,97,98] 利率风险管理 - 公司使用利率衍生工具管理利率风险和其他风险[295][296][297] - 公司利率风险敞口模型已更新假设,包括存款定价和贷款及证券提前偿还行为[294] - 模拟结果显示,利率上升200个基点,公司2023年净利息收入将增加3.2%[294] - 利率下降100个基点,公司2023年净利息收入将下降4.4%[294] - 利率下降200个基点,公司2023年净利息收入将下降9.1%[294] - 公司2022年利率上升100和200个基点情况下,净利息收入分别增加8.0%和14.5%[294] - 公司2022年利率下降100个基点,净利息收入下降10.2%[294] - 公司利用利率衍生工具管理利率敏感性,以及资产负债管理[297] - 更多关于衍生工具的信息,请参见财务报表附注[298] 风险管理 - 公司已建立自有的压力测试框架,并将其纳入风险管理和业务规划[76]

Texas Capital Bancshares, Inc. (NASDAQ:TCBI) Q4 2023 Earnings Conference Call January 18, 2024 9:00 AM ET Company Participants Jocelyn Kukulka - Head of Investor Relations Rob Holmes - President and Chief Executive Officer Matt Scurlock - Chief Financial Officer Conference Call Participants Ben Gerlinger - Citigroup Matt Olney - Stephens Woody Lay - KBW Anthony Elian - JPMorgan Brody Preston - UBS Operator Hello and welcome to the Texas Capital Bancshares, Inc. Q4 2023 Earnings Call. My name is Elliot and I ...

Q3-2023 Earnings October 19, 2023 ...

Texas Capital Bancshares, Inc. (NASDAQ:TCBI) Q3 2023 Earnings Call Transcript October 19, 2023 9:00 AM ET Company Participants Jocelyn Kukulka - Head of IR Rob Holmes - President and CEO Matt Scurlock - CFO Conference Call Participants Michael Rose - Raymond James Matt Olney - Stephens Zachary Westerlind - UBS Brady Gailey - KBW Operator Hello, all, and welcome to TCBI's Third Quarter 2023 Earnings Call. My name is Lydia, and I will be your operator today. [Operator Instructions] It's my pleasure to now han ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ Quarterly Report pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934. For the quarterly period ended September 30, 2023 ☐ Transition Report pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934. For the transition period from to Commission file number 001-34657 TEXAS CAPITAL BANCSHARES, INC. (Exact Name of Registrant as Specified in Its Charter) Delaware 75-2679109 (State or other jurisdic ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ Quarterly Report pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934. For the quarterly period ended June 30, 2023 ☐ Transition Report pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934. For the transition period from to Commission file number 001-34657 TEXAS CAPITAL BANCSHARES, INC. (Exact Name of Registrant as Specified in Its Charter) Delaware 75-2679109 (State or other jurisdiction ...

Texas Capital Bancshares, Inc. (NASDAQ:TCBI) Q2 2023 Results Conference Call July 20, 2023 9:00 AM ET Company Participants Jocelyn Kukulka - Head of Investor Relations Rob Holmes - President and Chief Executive Officer Matt Scurlock - Chief Financial Officer Conference Call Participants Michael Rose - Raymond James Brett Rabatin - Hovde Group Stephen Scouten - Piper Sandler Brady Gailey - KBW Matt Olney - Stephens Zach Westerlind - UBS Operator Hello and welcome to today's conference call titled Texas Capit ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ Quarterly Report pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934. For the quarterly period ended March 31, 2023 ☐ Transition Report pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934. For the transition period from to Commission file number 001-34657 TEXAS CAPITAL BANCSHARES, INC. (Exact Name of Registrant as Specified in Its Charter) Delaware 75-2679109 (State or other jurisdiction ...

Texas Capital Bancshares, Inc. (NASDAQ:TCBI) Q1 2023 Earnings Conference Call March 20, 2023 9:00 AM ET Company Participants Jocelyn Kukulka - Head of Investor Relations Rob Holmes - President and Chief Executive Officer Matt Scurlock - Chief Financial Officer Conference Call Participants Michael Rose - Raymond James Brett Rabatin - Hovde Group Brody Preston - UBS Matthew Olney - Stephens Inc. Brad Milsaps - Piper Sandler Brady Gailey - Keefe Bruyette & Woods Inc. Brandon King - Truist Securities Operator H ...