Texas Capital Bancshares (TCBI) — the parent company of Texas Capital — rose 4% on Friday. The upside followed after TCBI announced major strides in its strategic plan that will advance the company toward achieving performance goals specified in its Sept. 1, 2021, strategic plan.These actions include an acquisition, balance sheet restructuring, and operational enhancements and are expected to generate long-term value.Texas Capital 2021 Strategic Plan at a GlanceBefore discussing TCBI's progress under its st ...

DALLAS, Sept. 06, 2024 (GLOBE NEWSWIRE) -- Texas Capital Bancshares, Inc., the parent company of Texas Capital, led by President & CEO, Rob C. Holmes, today announced a series of actions that materially progresses the firm towards realization of the performance targets outlined in its strategic plan, communicated on September 1, 2021. “Three years after announcing our strategic plan, we are pleased with the tremendous progress made building a balance sheet and a business model worthy of serving the best cli ...

Texas Capital Bancshares, Inc. (TCBI) announced a new private credit strategy with the launch of the Texas Capital Direct Lending (TCDL) platform. The new platform will focus on Texas-based middle market companies and private equity sponsors, with an emphasis on senior secured floating rate term loans. TCDL will offer non-bank private capital to the middle market.TCDL will be an integral part of Texas Financing's Corporate & Investment Bank, allowing Texas Capital clients and prospects to access a broader r ...

DALLAS, Aug. 01, 2024 (GLOBE NEWSWIRE) -- Texas Capital Bancshares, Inc. (NASDAQ:TCBI), the parent company of Texas Capital, today announced that Todd Jordan has joined Texas Capital as Austin Market President and leader of Austin Middle Market Banking. In his new role, Jordan is responsible for delivering best-in-class products and solutions with a strong focus on client service, driving Texas Capital's strategy and instilling the firm's culture across Central Texas. Jordan joins Texas Capital from Bank of ...

文章核心观点 - 德克萨斯资本银行控股公司(Texas Capital Bancshares, Inc.)宣布派发5.75%固定利率非累积永续优先股B系列(Series B Preferred Stock)的现金股息,每股14.375美元,相当于每份存托凭证0.359375美元 [1] - 该优先股存托凭证在纳斯达克交易所上市,交易代码为TCBIO [1] - 该优先股股息将于2024年9月16日支付给2024年9月3日收市时的股东 [1] 公司概况 - 德克萨斯资本银行控股公司是拉塞尔2000指数和标普中型股指数成分股公司,是德克萨斯资本银行的母公司 [2] - 该公司成立于1998年,总部位于达拉斯,在奥斯汀、休斯顿、圣安东尼奥和沃斯堡设有办事处,为全国各地的客户提供服务 [2] - 公司提供商业银行、消费者银行、投资银行和财富管理等全方位金融服务 [2] 投资者联系 - 投资者联系人为Jocelyn Kukulka,电话469.399.8544 [3] 媒体联系 - 媒体联系人为Julia Monter,电话469.399.8425 [4]

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ Quarterly Report pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934. For the quarterly period ended June 30, 2024 ☐ Transition Report pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934. For the transition period from to Commission file number 001-34657 TEXAS CAPITAL BANCSHARES, INC. (Exact Name of Registrant as Specified in Its Charter) Delaware 75-2679109 (State or other jurisdiction ...

财务数据和关键指标变化 - 总收入增加4%,主要由于非利息收入增加22% [17] - 调整后非利息支出下降2%,主要由于季节性较高的第一季度工资和福利支出下降 [18] - 调整后PPNR增加24%,主要由于第一季度业绩较低而恢复 [18] - 净收益增加71%,主要由于拨备费用下降 [18] - 税率上升3.7%,导致净收益下降220万美元 [19] 各条业务线数据和关键指标变化 - 投资银行业务收入增加33%,创历史新高,多个业务线如资本市场、资本解决方案等均有增长 [11] - 财资业务产品费用增加14%,连续5个季度增速超过行业3倍 [12] - 私人财富管理业务正在全面重建,管理资产增加5% [13] 各个市场数据和关键指标变化 - 商业房地产贷款余额下降2%,主要为多户型住房贷款 [23] - 抵押贷款融资业务平均贷款余额增加24%,反映了春夏季房屋购买需求增加 [23] 公司战略和发展方向及行业竞争 - 公司流动性和资本实力为竞争优势,有助于吸引客户 [9] - 公司正在持续投资于财资业务和私人财富管理业务,以提升客户体验和服务能力 [12][13] - 投资银行业务发展迅速,已成为公司重要收入来源 [10][11] - 公司专注于为客户提供全方位金融解决方案,而非单一业务线 [44] 管理层对经营环境和未来前景的评论 - 管理层对经济前景持谨慎态度,预计未来贷款需求可能放缓 [22][24][51] - 管理层认为,客户情绪而非利率水平是当前贷款需求疲软的主要原因 [75][76] - 管理层预计,随着经济复苏,贷款需求将会回升 [51][52] 其他重要信息 - 公司资本充足率和流动性指标处于行业领先水平 [9][33] - 公司在本季度回购了1.8%的股份,以提升每股有形净值 [15][34] - 公司维持了较为保守的拨备政策,以应对潜在的经济不确定性 [31] 问答环节重要的提问和回答 问题1 **Ben Gerlinger 提问** 如果未来利率下降,公司资产负债表和收益情况会有何变化 [38][39][40] **Matt Scurlock 回答** 公司已经达到较为中性的利率敏感头寸,利率下降对公司收益的影响有限 [39][40] 抵押贷款融资业务将受益于利率下降,带来更多的贷款需求和相关收入 [40] 问题2 **Stephen Scouten 提问** 投资银行业务的收入贡献是否会超出公司此前设定的目标范围 [46][47][48][49][50] **Matt Scurlock 回答** 投资银行业务收入贡献有望进一步提升,但公司仍将采取谨慎的预测方式 [47][48] 公司相信,通过持续执行既定战略,能够实现2025年的目标收益水平 [50][51][52] 问题3 **Woody Lay 提问** 公司不良贷款情况如何,是否有重大变化 [68][69][70] **Matt Scurlock 回答** 公司的不良贷款保持相对稳定,主要集中在商业房地产和依赖消费者支出的贷款 [69] 公司将继续保持谨慎的拨备政策,以应对潜在的经济不确定性 [70]

文章核心观点 - Texas Capital Bank的2024年第二季度每股收益为0.80美元,低于Zacks共识预期的0.87美元 [1] - 这是一个-8.05%的盈利意外 [2] - 公司2024年第二季度营收为2.6701亿美元,低于Zacks共识预期 [3] - 公司股价今年以来涨幅9.4%,低于标普500指数17.2%的涨幅 [5] 公司情况总结 - 公司属于Zacks银行-西南行业 [3] - 过去4个季度,公司2次超越了共识每股收益预期 [2] - 公司2次超越了共识营收预期 [3] - 公司目前的Zacks评级为3级(持有),预计未来表现将与市场持平 [9] - 下一个季度和本财年的共识每股收益和营收预期分别为1.03美元/2.7990亿美元和3.53美元/10.9亿美元 [10] 行业情况总结 - 银行-西南行业目前在250多个Zacks行业中排名在底部31% [11] - 研究显示,Zacks排名前50%的行业的表现要优于后50%的行业2倍以上 [11] - 同行ACNB预计2024年第二季度每股收益为0.81美元,同比下降27.7%,营收为2.666亿美元,同比下降5.4% [13]

Exhibit 99.1 INVESTOR CONTACT Jocelyn Kukulka, 469.399.8544 jocelyn.kukulka@texascapitalbank.com MEDIA CONTACT Julia Monter, 469.399.8425 julia.monter@texascapitalbank.com TEXAS CAPITAL BANCSHARES, INC. ANNOUNCES SECOND QUARTER 2024 RESULTS Second quarter 2024 net income of $41.7 million and net income available to common stockholders of $37.4 million, or $0.80 per diluted share Book Value and Tangible Book Value per share both increased 1.9%, reaching record levels, after giving ef ect to the repurchase of ...

Second quarter 2024 net income of $41.7 million and net income available to common stockholders of $37.4 million, or $0.80 per diluted share Book Value and Tangible Book Value(1) per share both increased 1.9%, reaching record levels, after giving effect to the repurchase of $50.0 million in shares Capital ratios continue to be strong, including 11.6% CET1 and 15.7% Total Capital DALLAS, July 18, 2024 (GLOBE NEWSWIRE) -- Texas Capital Bancshares, Inc. (NASDAQ: TCBI), the parent company of Texas Capital Bank, ...