Momentum investing is all about the idea of following a stock's recent trend, which can be in either direction. In the 'long' context, investors will essentially be "buying high, but hoping to sell even higher." And for investors following this methodology, taking advantage of trends in a stock's price is key; once a stock establishes a course, it is more than likely to continue moving in that direction. The goal is that once a stock heads down a fixed path, it will lead to timely and profitable trades.Even ...

It doesn't matter your age or experience: taking full advantage of the stock market and investing with confidence are common goals for all investors. Luckily, Zacks Premium offers several different ways to do both.The research service features daily updates of the Zacks Rank and Zacks Industry Rank, full access to the Zacks #1 Rank List, Equity Research reports, and Premium stock screens, all of which will help you become a smarter, more confident investor.It also includes access to the Zacks Style Scores. ...

Texas Capital Bancshares, Inc.’s (TCBI) steady loan growth will continue to support its financials. Given the company's strong liquidity position, its capital distribution activities seem sustainable. However, an elevated expense base and deteriorating asset quality are major concerns.Key Factors Driving Growth of Texas CapitalOrganic Growth Story: Texas Capital’s organic expansion efforts have been driving its growth.  An elevated level of investment banking, trading income and higher net interest income ( ...

For new and old investors, taking full advantage of the stock market and investing with confidence are common goals. Zacks Premium provides lots of different ways to do both.The research service features daily updates of the Zacks Rank and Zacks Industry Rank, full access to the Zacks #1 Rank List, Equity Research reports, and Premium stock screens, all of which will help you become a smarter, more confident investor.Zacks Premium includes access to the Zacks Style Scores as well. What are the Zacks Style S ...

For new and old investors, taking full advantage of the stock market and investing with confidence are common goals. Zacks Premium provides lots of different ways to do both. The popular research service can help you become a smarter, more self-assured investor, giving you access to daily updates of the Zacks Rank and Zacks Industry Rank, the Zacks #1 Rank List, Equity Research reports, and Premium stock screens. Zacks Premium also includes the Zacks Style Scores. What are the Zacks Style Scores? Developed ...

Momentum investing revolves around the idea of following a stock's recent trend in either direction. In the 'long' context, investors will be essentially be "buying high, but hoping to sell even higher." With this methodology, taking advantage of trends in a stock's price is key; once a stock establishes a course, it is more than likely to continue moving that way. The goal is that once a stock heads down a fixed path, it will lead to timely and profitable trades. Even though momentum is a popular stock cha ...

About My Writing: I am currently focused on income investing through either common shares, preferred shares, or bonds. I will occasionally break away and write about the economy at large or a special situation involving a company I've been researching in. I target two articles per week for publication on Monday and Tuesday.About My Background: Bachelors in history/political science, Masters in Business Administration with a specialization in Finance and Economics. I enjoy numbers. I have been investing sinc ...

Aluminum producer Alcoa (AA) and financial holding company Texas Capital Bancshares (TCBI) are two stocks to watch after crushing their third quarter earnings expectations on Thursday. Further suggesting they are worthy of investors' consideration is that Alcoa and Texas Capital were able to post significant growth on their bottom lines from the comparative quarter. Alcoa's Q3 Results Zacks Rank #3 (Hold) With Aluminum prices up +20% this year to current levels of over $2,600 per "tonne", Alcoa's ability to ...

Texas Capital Bancshares, Inc. (TCBI) reported third-quarter 2024 adjusted earnings per share of $1.62, which beat the Zacks Consensus Estimate of 97 cents. Moreover, earnings compared favorably with $1.18 reported in the year-ago quarter. Stay up-to-date with all quarterly releases: See Zacks Earnings Calendar. Shares of Texas Capital rose 2.7% following the release of its third-quarter earnings, which highlighted a record high non-interest income. In the third quarter of 2024, the company included a $179. ...

财务业绩 - 公司第三季度净亏损6,131.9万美元，可供普通股股东的净亏损6,563.2万美元[90] - 公司前九个月净利润648.5万美元，可供普通股股东的净亏损645.3万美元[91] - 第三季度净息差为3.16%，较上年同期的3.13%有所上升[94] - 第三季度平均资产回报率为-0.78%，较上年同期的0.81%大幅下降[89] - 第三季度平均股本回报率为-8.87%，较上年同期的8.08%大幅下降[89] - 第三季度效率比率为155.8%，较上年同期的64.5%大幅上升[89] - 第三季度非息收入占平均生息资产的比重为-1.52%，较上年同期的0.64%大幅下降[89] - 第三季度非息支出占平均生息资产的比重为2.59%，较上年同期的2.46%有所上升[89] - 第三季度贷款损失准备计提1,000万美元，较上年同期的1,800万美元有所下降[89] - 第三季度投资证券收益增加1,131.9万美元，较上年同期增加4.13个百分点[94] 利息收入和利息支出 - 净利息收入在2024年9月30日结束的三个月内为2.401亿美元，相比2023年同期的2.321亿美元有所增加，主要是由于平均贷款持有投资总额和平均收益资产收益率的增加所致[101] - 平均收益资产在2024年9月30日结束的三个月内增加了9.975亿美元，其中包括平均贷款持有投资总额增加9.017亿美元和平均投资证券增加1.101亿美元，但平均计息现金及现金等价物减少620万美元[101] - 平均计息负债在2024年9月30日结束的三个月内增加15亿美元，主要是由于平均计息存款增加21亿美元，部分被平均短期借款减少3.809亿美元和平均长期债务减少1.981亿美元所抵消[101] - 2024年9月30日结束的三个月净息差为3.16%，相比2023年同期的3.13%有所上升，主要是由于投资证券收益率上升，部分被计息存款成本上升所抵消[101] - 2024年9月30日结束的九个月内净利息收入为6.717亿美元，相比2023年同期的6.994亿美元有所下降，主要是由于计息存款成本和平均计息存款的增加所致[102] - 2024年9月30日结束的九个月内平均收益资产增加5.117亿美元，其中包括平均贷款持有投资总额增加8.525亿美元和平均投资证券增加1.557亿美元，但平均计息现金及现金等价物减少4.965亿美元[102] - 2024年9月30日结束的九个月内平均计息负债增加15亿美元，主要是由于平均计息存款增加20亿美元，部分被平均短期借款减少3.942亿美元和平均长期债务减少1.254亿美元所抵消[102] - 2024年9月30日结束的九个月内净息差为3.07%，相比2023年同期的3.25%有所下降，主要是由于计息存款成本上升的影响所致[102] - 2024年9月30日结束的九个月内贷款持有投资总额收益率为6.66%，相比2023年同期的6.53%有所上升，平均收益资产收益率为5.90%，相比2023年同期的5.63%也有所上升[102] - 2024年9月30日结束的九个月内存款总成本为2.97%，相比2023年同期的2.36%有所上升，总资金成本(包括非计息存款和股东权益)为2.80%，相比2023年同期的2.36%也有所上升[102] 非利息收入和非利息支出 - 非利息收入在2024年9月30日结束的三个月内减少1.616亿美元，主要是由于在2024年第三季度确认了1.796亿美元的可供出售债务证券出售损失[103] - 非利息收入在2024年9月30日结束的九个月内减少1.533亿美元，主要是由于在2024年第三季度确认了1.796亿美元的可供出售债务证券出售损失[104] - 非利息支出在2024年9月30日结束的三个月内增加1.54亿美元，主要是由于工资和福利、房地产费用以及通信和技术费用的增加[105] - 非利息支出在2024年9月30日结束的九个月内增加3.06亿美元，主要是由于工资和福利、通信和技术费用以及FDIC保险费用的增加[105] 贷款和资产质量 - 贷款总额从2023年12月31日的203.41亿美元增加至2024年9月30日的222.94亿美元[108] - 非应计贷款占贷款总额的0.40%，总不良资产占总资产的0.28%[111] - 2024年9月30日结束的九个月内,信用损失准备计提4900万美元,净核销2880万美元[112] - 2024年9月30日,贷款损失准备占贷款总额的1.23%,占平均贷款总额的1.30%[115] - 2024年9月30日结束的九个月内,净核销占平均贷款总额的0.18%[116] 资金来源和资本管理 - 公司利用客户存款作为主要资金来源，并辅以短期借款等其他融资渠道[118][119] - 公司持有大量现金及现金等价物，占贷款总额的17.5%、总收益资产的12.8%和总存款的15.1%[118] - 公司拥有丰富的短期借款渠道,包括联邦基金购买、FHLB借款等,主要用于支持抵押贷款[121][122][123] - 公司长期债务为6.602亿美元,包括优先股和次级债券,到期日在2026年1月至2036年12月之间[123] - 公司于2024年1月17日授权了新的150亿美元股票回购计划,在9个月内回购了138.14万股[125]