Wall Street expects a year-over-year decline in earnings on lower revenues when Texas Capital (TCBI) reports results for the quarter ended June 2024. While this widely-known consensus outlook is important in gauging the company's earnings picture, a powerful factor that could impact its near-term stock price is how the actual results compare to these estimates.The stock might move higher if these key numbers top expectations in the upcoming earnings report, which is expected to be released on July 18. On th ...

文章核心观点 - 德州资本银行(TCBI)是一家区域性银行,在德克萨斯州五大大都市区有强大的业务布局 [1] - 该行受到利率上升和存款流失的影响,但其净利差和净利息收入仍高于疫情前水平 [2][3] - 该行贷款增长但存款趋势逆转,贷款存款比率下降至80%左右,对外部融资依赖降低 [5][6] 公司财务分析 - 资产收益率从3%上升至6%,负债成本从1%上升至5%,净利差有所下降但净利差仍高于疫情前 [2] - 净利息收入表现与净利差相近,保持在疫情前水平之上 [3] - 贷款增长但存款增长更快,贷款存款比率下降至80%左右,对外部融资依赖降低 [5][6] - 不良贷款比例有所上升,特别是商业地产贷款,需密切关注 [7][8][10] - 无保险存款规模较大,约100亿美元,存在流动性风险 [11] 行业风险 - 利率上升导致净息差收缩,对银行业绩构成压力 [2] - 贷款质量恶化,特别是商业地产贷款,需密切关注 [7][8][10] - 无保险存款规模较大,存在流动性风险 [11]

文章核心观点 - 德克萨斯资本银行任命布雷特·芬恩为业务银行部门的董事总经理,负责领导该部门在德克萨斯州5个城市的银行家团队,专注于培养客户关系并推动公司增长 [1][2][3][4] - 芬恩此前在公司投资银行部门担任董事总经理,负责利率衍生品结构和营销,为管理团队、赞助商和公众及私人客户提供宏观经济趋势和利率对冲策略的战略指导 [3][5][7] - 芬恩在金融行业拥有丰富的从业经验,曾在知名金融机构如Childress Capital Advisors和Truist银行担任高级领导职位 [5][6][7] 公司概况 - 德克萨斯资本银行控股公司(NASDAQ: TCBI)是一家提供全方位金融服务的公司,为企业、企业家和个人客户提供定制解决方案 [9][10] - 该公司成立于1998年,总部位于达拉斯,在奥斯汀、休斯顿、圣安东尼奥和沃斯堡设有办事处,已在全国范围内建立了客户网络 [10] - 公司拥有商业银行、消费者银行、投资银行和财富管理等全方位业务能力,可以为客户提供整个生命周期的服务 [10] 行业概况 - 德克萨斯州经济实力雄厚,位列世界第8大经济体,中小企业是经济发展的主要动力 [4] - 公司致力于继续为业务银行客户提供创新解决方案和个性化服务 [5]

DALLAS, June 27, 2024 (GLOBE NEWSWIRE) -- Texas Capital Bancshares, Inc. (NASDAQ: TCBI), the parent company of Texas Capital, today announced that Brett Fenn has been appointed to serve as Managing Director, Head of Business Banking, effective immediately. Based in Houston, Texas, Fenn will lead a skilled team of bankers across five cities within the state, with a focus on cultivating strong client relationships and driving the company’s growth. In his role, he will continue the firm’s leadership in deliver ...

DALLAS, June 26, 2024 (GLOBE NEWSWIRE) -- Texas Capital Bancshares, Inc. (NASDAQ:TCBI), the parent company of Texas Capital, today announced it will open a new financial center in Southlake, Texas next month. It will be the first location of its kind for the firm, transforming its retail strategy to meet the evolving needs of the clients within the markets it serves across Texas. The Southlake Financial Center will be located at 1538 East Southlake Boulevard in the heart of the Southlake Town Square alongsi ...

Texas Capital Bancshares, Inc.’s (TCBI) increase in net interest income (NII) and steady loan growth will continue to support its financials. Given the company's strong liquidity position, its capital distribution activities seem sustainable. However, an elevated expense base and deteriorating asset quality are a major concern. Texas Capital is focused on growing organically. An elevated level of investment banking, trading income and higher NII drove revenues to witness a compound annual growth rate (CAGR) ...

DALLAS, May 21, 2024 (GLOBE NEWSWIRE) -- Texas Capital Bancshares, Inc. (NASDAQ:TCBI), the parent company of Texas Capital, today announced the appointment of David Oman to serve as the firm's Chief Risk Officer (CRO), effective June 10, 2024. Oman will report directly to Texas Capital's President & Chief Executive Officer Rob C. Holmes and serve as a member of the firm's Operating Committee. As previously announced, Tim Storms, Texas Capital's current CRO will retire next month and continue to serve as an ...

DALLAS, May 21, 2024 (GLOBE NEWSWIRE) -- Texas Capital Bancshares, Inc. (NASDAQ:TCBI), the parent company of Texas Capital, today announced the appointment of David Oman to serve as the firm's Chief Risk Officer (CRO), effective June 10, 2024. Oman will report directly to Texas Capital's President & Chief Executive Officer Rob C. Holmes and serve as a member of the firm's Operating Committee. As previously announced, Tim Storms, Texas Capital's current CRO will retire next month and continue to serve as an ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ Quarterly Report pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934. For the quarterly period ended March 31, 2024 ☐ Transition Report pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934. For the transition period from to Commission file number 001-34657 TEXAS CAPITAL BANCSHARES, INC. (Exact Name of Registrant as Specified in Its Charter) Delaware 75-2679109 (State or other jurisdiction ...

Texas Capital Bancshares, Inc. (NASDAQ:TCBI) Q1 2024 Earnings Conference Call April 18, 2024 9:00 AM ET Company Participants Jocelyn Kukulka - Head of IR Rob Holmes - President and CEO Matt Scurlock - CFO Conference Call Participants Brett Rabatin - Hovde Group Ben Gerlinger - Citi Matt Olney - Stephens Woody Lay - KBW Jon Arfstrom - RBC Operator Welcome to the Texas Capital Bancshares, Inc. Q1 Conference Call. My name is Carla, and I will be coordinating your call today. [Operator Instructions] I will now ...