PAGAYA’S MANAGEMENT’S DISCUSSION AND ANALYSIS OF FINANCIAL CONDITION AND RESULTS OF OPERATIONS You should read the following discussion and analysis of our financial condition and results of operations together with the unaudited condensed consolidated interim financial statements as of and for the three and nine months ended September 30, 2023 and 2022 included as Exhibit 99.3 to the Report of Foreign Private Issuer on Form 6-K furnished with the Securities and Exchange Commission (the “SEC”) on November 2 ...

P A G A Y A T E C H N O L O G I E S L T D . 1Q23 Results May 16th, 2023 > PAGAYA Legal Disclaimer Cautionary Notes About Forward-Looking Statements This document contains forward-looking statements within the meaning of Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Exchange Act of 1934, as amended, that involve risks and uncertainties. These forward-looking statements generally are identified by the words "anticipate", "believe", "continue", "can," "could", "estima ...

Pagaya Technologies Ltd. (NASDAQ:PGY) Q1 2023 Earnings Conference Call May 16, 2023 8:30 AM ET Company Participants Jency John - Head, Investor Relations Gal Krubiner - Chief Executive Officer Michael Kurlander - Chief Financial Officer Conference Call Participants Joseph Vafi - Canaccord Hal Goetsch - B. Riley Financial Operator Good day and welcome to the Pagaya First Quarter 2023 Earnings Call. Today’s call is being recorded. At this time, I would like to turn the call over to Jency John, Head of Investo ...

PAGAYA TECHNOLOGIES LTD. UNAUDITED CONSOLIDATED FINANCIAL STATEMENTS AS OF JUNE 30, 2023 INDEX INDEX TO FINANCIAL STATEMENTS Page UNAUDITED CONDENSED CONSOLIDATED STATEMENTS OF FINANCIAL POSITION 2 UNAUDITED CONDENSED CONSOLIDATED STATEMENTS OF OPERATIONS 3 UNAUDITED CONDENSED CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME (LOSS) 4 UNAUDITED CONDENSED CONSOLIDATED STATEMENTS OF CHANGES IN REDEEMABLE CONVERTIBLE PREFERRED SHARES AND SHAREHOLDERS’ EQUITY 5 UNAUDITED CONDENSED CONSOLIDATED STATEMENTS OF CASH ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 20-F ☐ REGISTRATION STATEMENT PURSUANT TO SECTION 12(b) OR 12(g) OF THE SECURITIES EXCHANGE ACT OF 1934 OR ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2022 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to OR ☐ SHELL COMPANY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECU ...

Exhibit 10.1 Execution Version PREFERRED SHARES PURCHASE AGREEMENT This PREFERRED SHARES PURCHASE AGREEMENT (this “Agreement”) is entered into on April 14, 2023, by and between Pagaya Technologies Ltd., a company organized under the laws of Israel (“Pagaya” or the “Company”), Oak HC/FT Partners V, L.P., Oak HC/FT Partners V-A, L.P. and Oak HC/FT Partners V-B, L.P (together, the “Investor”). WHEREAS, subject to the terms and conditions set forth in this Agreement and pursuant to Section 4(a)(2) of the Securi ...

Start Time: 08:30 January 1, 0000 9:15 AM ET Pagaya Technologies Ltd. (NASDAQ:PGY) Q4 2022 Earnings Conference Call February 15, 2023, 08:30 AM ET Company Participants Gal Krubiner - CEO Michael Kurlander - CFO Jency John - Head of IR Conference Call Participants Rayna Kumar - UBS Eugene Simuni - MoffettNathanson Hal Goetsch - Loop Capital Joseph Vafi - Canaccord Genuity Operator Good day, and welcome to the Pagaya Q4 and Full Year 2022 Earnings Call. At this time, all participants are in a listen-only mode ...

Pagaya Technologies Ltd. 4Q & Full Year 2022 Results February 15, 2023 Disclaimer Legal disclaimer Unaudited Financial Results The financial results included in this presentation are unaudited and subject to the completion of final audit adjustments, and therefore could differ from the financial results in the Company's audited consolidated financial statements for the fiscal year ended December 31, 2022. Cautionary Note About Forward-Looking Statements This document contains forward-looking statements with ...

PAGAYA’S MANAGEMENT’S DISCUSSION AND ANALYSIS OF FINANCIAL CONDITION AND RESULTS OF OPERATIONS You should read the following discussion and analysis of our financial condition and results of operations together with the unaudited condensed consolidated interim financial statements as of and for the three months ended March 31, 2023 and 2022 included as Exhibit 99.2 to the Report of Foreign Private Issuer on Form 6-K furnished with the Securities and Exchange Commission (the “SEC”) on May 16, 2023 and the hi ...