Start Time: 08:30 January 1, 0000 9:15 AM ET Pagaya Technologies Ltd. (NASDAQ:PGY) Q4 2022 Earnings Conference Call February 15, 2023, 08:30 AM ET Company Participants Gal Krubiner - CEO Michael Kurlander - CFO Jency John - Head of IR Conference Call Participants Rayna Kumar - UBS Eugene Simuni - MoffettNathanson Hal Goetsch - Loop Capital Joseph Vafi - Canaccord Genuity Operator Good day, and welcome to the Pagaya Q4 and Full Year 2022 Earnings Call. At this time, all participants are in a listen-only mode ...