MoneyLion Inc. (ML) will report fourth-quarter 2023 results on Mar 7, 2024, before the bell. The company posted an earnings surprise of 49.4% in the last reported quarter. Expectations This Time Around MoneyLion’s business model allows it to optimize technology and use proprietary data sets through various customer insights, enabling the company to innovate on technology and grow customers, originations and products. We expect these strengths to have gained traction in the to-be-reported quarter, enabling t ...

TaskUs AssistAI arrives at a time when GenAI has jumped to the top of the business agenda as an innovation driver and way to deliver a better customer experience. (Photo: Business Wire) NEW BRAUNFELS, Texas--(BUSINESS WIRE)--TaskUs, Inc. (Nasdaq: TASK), a leading provider of outsourced digital services and next-generation customer experience to the world’s most innovative companies, announced today AssistAI, a new knowledge-based assistant built on the TaskGPT platform. Custom-trained on client knowledge ba ...

公司业绩 - MoneyLion将于2024年3月7日公布2023年第四季度和全年财务业绩[1] - MoneyLion将于同一天上午8:30举行财报电话会议[2] 公司定位 - MoneyLion是一家金融科技领域的领导者，致力于为下一代个性化产品和内容提供动力[3] 企业技术 - MoneyLion的企业技术为金融产品提供了明确的搜索引擎和市场，使任何公司都可以将嵌入式金融添加到其业务中[4]

Acceleration of revenue and profitability growth through product-line expansion, diversification and customer acquisition Increased efficiency in acquisition, personalization at-scale and digital platform deployment LONDON, Feb. 6, 2024 /PRNewswire/ -- The EY organization today announces an alliance between MoneyLion Inc. (NYSE: ML), a leading enterprise and consumer FinTech company, and Ernst & Young LLP (EY US), to help drive innovation and growth within the banking sector. The Alliance leverages MoneyLio ...

Momentum investing is all about the idea of following a stock's recent trend, which can be in either direction. In the 'long' context, investors will essentially be "buying high, but hoping to sell even higher." And for investors following this methodology, taking advantage of trends in a stock's price is key; once a stock establishes a course, it is more than likely to continue moving in that direction. The goal is that once a stock heads down a fixed path, it will lead to timely and profitable trades. Eve ...

When it comes to short-term investing or trading, they say "the trend is your friend." And there's no denying that this is the most profitable strategy. But making sure of the sustainability of a trend to profit from it is easier said than done. Often, the direction of a stock's price movement reverses quickly after taking a position in it, making investors incur a short-term capital loss. So, it's important to ensure that there are enough factors -- such as sound fundamentals, positive earnings estimate re ...

财务数据和关键指标变化 - 公司在第三季度实现了创纪录的110百万美元收入,同比增长24% [10] - 公司创纪录地实现了13百万美元的经调整EBITDA,经调整EBITDA利润率达12% [11][54] - 公司在过去4个季度共实现了超过20亿美元的总贷款发放 [49] - 贷款损失准备率为3.7%,与上一季度持平 [49] - 公司第三季度毛利率为61%,超出指引范围 [53] - 公司现金流为8百万美元,在偿还1000万美元债务后 [55] 各条业务线数据和关键指标变化 - 消费者业务方面,80%以上的收入来自历史客户群,体现了业务的高度可持续性 [47] - 企业业务方面,90%以上的企业市场收入来自历年积累的客户群 [48] - 企业业务中个人贷款业务占比从85%下降至55%,公司正在大幅拓展信用卡、保险等其他垂直领域 [72][73] 各个市场数据和关键指标变化 - 公司第三季度新增220万客户,总客户数达1210万 [16] - 第三季度平均每客户产品消费量达3百万,其中44%为第三方产品 [18][19] - 公司市场网络规模不断扩大,第三季度共有近1600万客户查询,同比大幅增长 [13] 公司战略和发展方向及行业竞争 - 公司正在积极拓展企业市场,将重点放在信用卡、保险等新兴垂直领域,以应对宏观环境的不确定性 [28][73] - 公司正在加大对自有数据产品的投入,计划将数据优势转化为新的收入来源 [30][97] - 公司认为自身的风险管理能力和数据优势可以帮助金融机构应对当前的挑战,从而获得更多合作机会 [97][98] 管理层对经营环境和未来前景的评论 - 管理层表示,尽管行业面临挑战,但公司仍在持续创新和执行,正在积极主动地扩张市场份额 [36][37][66] - 管理层对公司的长期发展前景充满信心,认为公司的生态系统优势将推动未来持续增长 [63][64][67] 问答环节重要的提问和回答 问题1 **Hal Goetsch 提问** 询问公司个人贷款业务的下滑情况 [71] **Diwakar Choubey 回答** 个人贷款业务占比下降是因为公司正在大幅拓展信用卡、保险等其他垂直领域,以应对宏观环境的不确定性 [72][73][74] 问题2 **George Sutton 提问** 询问公司如何利用行业内其他企业的收缩来获得独特机会 [86] **Diwakar Choubey 回答** 公司的嵌入式金融平台模式使其能够为受制于信贷和风险约束的企业客户提供替代性产品,从而获得发展机遇 [87][88][89] 问题3 **Josh Siegler 提问** 询问公司未来在增长和盈利之间的平衡 [102] **Richard Correia 回答** 公司已建立起抗周期的业务模式,未来随着宏观环境好转,公司将能够进一步发挥运营杠杆,大幅提升盈利能力 [103][104][105]

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2023 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-39346 MoneyLion Inc. (Exact name of registrant as specified in its charter) Delaware 85-0849243 (State or other jurisdictio ...

MoneyLion Inc. (NYSE:ML) Q2 2023 Earnings Conference Call August 8, 2023 8:30 AM ET Company Participants Sean Horgan - Head of IR Diwakar Choubey - CEO Richard Correia - CFO Conference Call Participants Hal Goetsch - B. Riley Securities Will Carlson - Cantor Fitzgerald Operator Greetings, and welcome to the MoneyLion Second Quarter 2023 Earnings Call. At this time, all participants are in a listen-only mode. A question-and-answer session will follow the formal presentation. [Operator Instructions] As a remi ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2023 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-39346 MoneyLion Inc. (Exact name of registrant as specified in its charter) Delaware 85-0849243 (State or other jurisdiction of ...