MoneyLion Inc. (ML) closed the latest trading day at $40.19, indicating a +0.37% change from the previous session's end. The stock lagged the S&P 500's daily gain of 0.97%. At the same time, the Dow added 0.3%, and the tech-heavy Nasdaq gained 1.45%.Heading into today, shares of the company had gained 0.3% over the past month, lagging the Business Services sector's gain of 4.27% and the S&P 500's gain of 5.41% in that time.Investors will be eagerly watching for the performance of MoneyLion Inc. in its upcom ...

MoneyLion Inc. (NYSE: ML ) has an interesting business model in the fintech industry, good growth prospects and an attractive valuation compared to its peers, being therefore a good long-term growth play in the fintech space.Labutes IR is a Fund Manager/Analyst specialized in the financial sector, with more than 18 years of experience in the financial markets. I have worked at several type of institutions in the industry, always at the buy side and related to portfolio management. Associated with the existi ...

The equity market is a powerful mechanism as daily fluctuations in price get aggregated to incredible wealth creation or destruction over the long term. Pacifica Yield aims to pursue long-term wealth creation with a focus on undervalued yet high-growth companies, high-dividend tickers, REITs, and green energy firms.Analyst’s Disclosure: I/we have a beneficial long position in the shares of ML either through stock ownership, options, or other derivatives. I wrote this article myself, and it expresses my own ...

MoneyLion Inc.’s (ML) shares lost 32.1% year to date against 5.9% growth of the industry and 21.5% rise of the Zacks S&P 500 composite.ML’s decline is in stark contrast to its close competitors, such as Paysafe Limited (PSFE) and Shift4 Payments, Inc. (FOUR) , whose shares rallied 72.4% and 17%, respectively, over the same period.YTD Price PerformanceImage Source: Zacks Investment ResearchWhile the year-to-date performance paints a dull picture, looking at the one-year movement is crucial for a better under ...

The recommendations of Wall Street analysts are often relied on by investors when deciding whether to buy, sell, or hold a stock. Media reports about these brokerage-firm-employed (or sell-side) analysts changing their ratings often affect a stock's price. Do they really matter, though?Before we discuss the reliability of brokerage recommendations and how to use them to your advantage, let's see what these Wall Street heavyweights think about MoneyLion Inc. (ML) .MoneyLion currently has an average brokerage ...

In the latest market close, MoneyLion Inc. (ML) reached $43.48, with a +0.72% movement compared to the previous day. This move outpaced the S&P 500's daily loss of 0.19%. On the other hand, the Dow registered a gain of 0.09%, and the technology-centric Nasdaq decreased by 0.36%.The company's stock has climbed by 4.5% in the past month, falling short of the Business Services sector's gain of 6.7% and outpacing the S&P 500's gain of 2.06%.Market participants will be closely following the financial results of ...

文章核心观点 - 公司最近一个交易日的股价上涨1.2%,超过了标普500指数0.75%的涨幅 [1] - 过去一个月公司股价下跌9.78%,低于行业和大盘的涨幅 [1] - 公司即将公布的季度业绩预计每股收益同比增长115%,收入同比增长21.8% [1] - 全年业绩预计每股收益和收入同比分别增长130.24%和24.96% [2] - 分析师对公司的预测评级为持有评级 [3] 行业分析 - 公司所属的金融交易服务行业属于商业服务行业,目前行业排名在前36% [3] - 研究显示行业排名前50%的行业相比后50%的行业表现要好2倍 [3] 公司估值 - 公司当前市盈率为29.06,高于行业平均水平16.59 [3]

When deciding whether to buy, sell, or hold a stock, investors often rely on analyst recommendations. Media reports about rating changes by these brokerage-firm-employed (or sell-side) analysts often influence a stock's price, but are they really important?Let's take a look at what these Wall Street heavyweights have to say about MoneyLion Inc. (ML) before we discuss the reliability of brokerage recommendations and how to use them to your advantage.MoneyLion currently has an average brokerage recommendation ...

Make no mistake, it’s rough out there kids. The stock market is having itself a rough go of it lately. Ever since that carry trade started to unwind in the “Land of the Rising Sun” things just haven’t been the same. It can feel like the whole world is collapsing down on you. Some look at that with despair. In reality, you should be looking at it as the opportunity that it is. The opportunity to add some great stocks on the cheap.Great stocks like today’s Bull of the Day, Zacks Rank #1 (Strong Buy) Money Lio ...

财务数据和关键指标变化 - 公司在第二季度实现了创纪录的收入1.31亿美元,同比增长23% [7] - 公司调整后EBITDA为1850万美元,调整EBITDA利润率为14.2%,同比提升550个基点 [8] - 公司在上半年实现净利润1020万美元,每股摊薄收益0.85美元 [8] 各条业务线数据和关键指标变化 - 企业业务收入同比季度增长17%,达到收入的拐点 [7] - 消费者业务收入同比增长33% [16] - 公司在第二季度新增160万总客户,总客户数达到1700万,同比增长73% [12] - 平台上共消费2770万件产品,其中51%为第三方产品,较去年同期的39%有所提升 [13] 各个市场数据和关键指标变化 - 个人贷款业务在第二季度保持稳定,消费者对贷款产品需求依然强劲 [19][20] - 非贷款产品的消费者查询量持续增长,公司扩大了信用卡、汽车保险和抵押贷款等新垂直领域的市场覆盖 [20] - 第三季度至今,上述趋势延续,市场环境进一步改善 [21] 公司战略和发展方向及行业竞争 - 公司定位为消费金融领域的首个数字生态系统,拥有商业服务、内容和开发工具包等生态要素 [9][10][11] - 公司正在开发金融产品搜索、结账体验、内容服务和开发工具包等新产品,以进一步丰富生态系统 [25][26][27][28] - 公司正在加强与银行Pathward的合作,未来将为客户提供透支保护等新功能 [17][18] - 公司正在拓展信用卡、汽车保险和抵押贷款等新的垂直领域 [50] 管理层对经营环境和未来前景的评论 - 尽管宏观环境存在波动,但公司凭借独特的生态系统地位继续保持增长和盈利 [49] - 公司有信心在下半年保持强劲表现,并进入2025年实现更大规模的收入增长 [48][51] 其他重要信息 - 公司在第二季度新增了Pinterest前首席收入官Jon Kaplan作为新的高管 [22] - 公司在第二季度保持了良好的现金流,现金余额为9800万美元 [44] 问答环节重要的提问和回答 问题1 **George Sutton 提问** 如果利率开始下降,会对公司模式产生什么影响?公司是否在指引中考虑了这一因素? [53][54] **Dee Choubey 和 Rick Correia 回答** 公司在指引中并未假设利率下降,但下降可能会带来正面影响。一方面,公司已大幅降低了对消费信贷的依赖,收入来源更加多元化;另一方面,利率下降可能会提升消费者对贷款产品的需求和转化率 [54][55][56][57] 问题2 **Hal Goetsch 提问** 除个人贷款外,公司在信用卡、抵押贷款等其他新兴垂直领域的进展如何? [63][64] **Dee Choubey 和 Rick Correia 回答** 公司正在这些新兴领域持续拓展,取得了良好进展。信用卡业务收入占比显著提升,抵押贷款业务也有望在未来两年成为新的增长点 [64][65][66][67] 问题3 **Kyle Peterson 提问** 公司在第三季度和全年的客户增长和ARPU指引中有何假设? [79][80][81][82][83] **Rick Correia 回答** 公司正在向以第三方产品为主的市场型业务转型,这会导致ARPU略有下降,但有利于收入和利润率的快速增长。公司将持续优化客户终身价值,提高高毛利业务占比 [80][81][82][83]