Mastercard Incorporated (MA) recently announced a collaboration with Michael Kors, making the company the first retailer to integrate Shopping Muse in its website in the United States. Shopping Muse, from Dynamic Yield, a Mastercard company, is a retail assistant launched in late 2023, aiming to leverage generative artificial intelligence (AI) capabilities to give tailored product recommendations to customers. This move bodes well for Mastercard as integration with Shopping Muse is expected to drive improve ...

LONDON — The experience of paying for products and services online could feel a lot different in the coming years. Starting from 2030, Mastercard will no longer require Europeans to insert their card numbers manually when checking out online — no matter what platform or device they're using. Mastercard will announce Tuesday in a fireside chat with CNBC that, by 2030, all cards it issues on its network in Europe will be tokenized. In other words, instead of the 16-digit card number we're all accustomed to us ...

Mastercard Incorporated (MA) collaborated with the payroll and merchant connectivity solutions provider, Atomic, in a bid to introduce two Open Banking solutions, which are likely to be available from 2024 as part of MA’s Open Banking platform. Its shares gained 0.3% on Jun 7. The new solutions, Deposit Switch and Bill Pay Switch, intend to provide an extensive suite of account opening and funding solutions through open banking, payroll and merchant data connections, which in turn, aims to streamline the on ...

Mastercard Incorporated (MA) recently teamed up with the Polish e-commerce and omnichannel services provider, Empik, and the fintech company, PayEye, to introduce an in-store biometric payment pilot across Poland. Marking the first Biometric Checkout Program pilot in Europe, the pilot will enable the test of biometric payments through the usage of iris and facial recognition features at five specific Empik stores, Warsaw Westfield Mokotow, Wroclaw Bielany, Krakow Kazimierz, Poznan Posnania, and Czeladz M1. ...

会议主要讨论的核心内容 消费者支出趋势 - 消费者支出保持健康稳定,就业市场强劲,工资增长超过通胀 [4][5][6] - 但一些市场通胀仍然顽固,需要密切关注 [6][7] 电子支付渗透率提升的机会 - 交易量和交易笔数方面仍有大量现金和支票未被电子支付覆盖 [9] - 新兴的商业模式和消费者行为变化也带来新的电子支付机会 [10][11][12][13][14] 国际业务增长 - 采取解决客户需求的解决方案销售方式,而非单纯销售产品 [16][17][18][19][20] - 在欧洲和美国等市场取得多项重大客户赢得 [18][19][20] 中国市场机遇 - 获得在中国境内开展银行卡交易清算业务的牌照 [27][28][29][30][31][32][33] - 中国市场的跨境支付业务一直是公司的重点 [35][36][37][38][39] 跨境支付业务趋势 - 旅行相关跨境支付业务正在恢复正常 [35][36][37] - 非旅行跨境电商支付业务保持高增长 [39][40] 新支付流量机会 - 商业卡业务保持高增长,占比不断提升 [51][52][53] - 收付款业务也是新的增长点 [54][55][56][57] 增值服务业务 - 依托支付交易数据提供多种增值服务,如欺诈安全、数据分析等 [63][64][65][66][67][68][69][70][71] - 利用人工智能技术提升增值服务能力 [79][80][81][82][83][84][85][86][87][88][89][90][91][92][93][94][95][96][97][98][99][100][101] 监管环境 - 监管环境持续活跃,公司需要持续展示为生态系统创造价值 [89][90][91] - 定价策略仍围绕提供价值来制定 [93][94] 问答环节重要的提问和回答 问题1 **Harshita Rawat 提问** 您如何看待账户到账户(A2A)支付对核心卡支付的影响 [43][44][45][46][47][48][49] **Sachin Mehra 回答** - A2A支付主要应用于账单支付和B2B支付等传统账户支付场景 [45][46][47] - 相比于借记卡,A2A支付缺乏消费者保护等功能,在个人商户支付场景下渗透有限 [47][48][49] 问题2 **Harshita Rawat 提问** 公司在创新方面的举措有哪些 [95][96][97][98][99][100][101] **Sachin Mehra 回答** - 生物识别技术应用于支付场景,提升交易批准率和降低欺诈 - 个性化营销服务,为商户和发卡行提供个性化优惠和推荐 - 在创新的同时,仍然高度重视核心支付业务的执行和增长

Mastercard Incorporated (NYSE:MA) Bernstein Strategic Decisions Conference May 29, 2024 1:30 PM ET Company Participants Sachin Mehra - Chief Financial Officer Conference Call Participants Harshita Rawat - Bernstein Harshita Rawat Good afternoon, everyone. I'm Harshita Rawat, Bernstein Senior Analyst covering payments, and I'm delighted to be joined today by Sachin Mehra, Mastercard CFO. Sachin, thank you so much for joining us today. Sachin Mehra Thank you for having me here, Harshita. Question-and-Answer S ...

Mastercard Incorporated (MA) joined forces with a prominent financial solution provider in Ethiopia, EagleLion System Technology, in a bid to provide enhanced access to innovative digital payment solutions for local businesses and consumers of the country. The tie-up will also pave the way for efficient cashless transactions related to public services payments and collection of taxes, in line with the modernization goals of the country’s government. The collaboration involves the integration of the digital ...

Mastercard Incorporated (MA) recently teamed up with the African Development Bank Group to unveil the “Mobilizing Access to the Digital Economy Alliance: Africa” in a bid to enhance digital transformation efforts across Africa. In the next decade, this initiative aims to provide the continent’s 100 million individuals and businesses with digital access to critical services. The initial scope of the program will be to extend assistance to the agricultural sector and women. A pilot program is also expected to ...

Mastercard Incorporated (MA) recently announced that it had collaborated with Payment24 to expand their involvement across the Eastern Europe, Middle East, and Africa (EEMEA) region, with the aim of enhancing security and reducing losses. It also intends to foster innovation within the fleet and fuel payment sector in the region. The partnership with Payment24, a fuel payment fintech firm, serves to accelerate the adoption of the Europay, Mastercard and Visa (EMV) standard and assist fleet operators in miti ...

Mastercard Incorporated (MA) introduced a technology advancement in a bid to offer a higher degree of protection for cardholders and assure greater security within the digital payment ecosystem. The new advancement has been built through the utilization of innovative generative AI techniques. While digitization has been a blessing due to its ease and convenience, the trend to go digital often encourages fraudsters to devise sophisticated methods and technologies to indulge in cybercrimes. Fraudsters make us ...