财务业绩 - 公司净收入同比增长11%，主要归因于支付网络和增值服务与解决方案的增长[150] - 经调整的营业费用同比增长10%，主要由于一般及行政费用的增加[151] - 公司的经营利润率为59.1%，较上年同期提升0.7个百分点[165] - 公司的经调整每股收益为6.90美元，同比增长21%[165] - 公司的经调整净收入同比增长12%，剔除汇率影响后增长13%[150] - 公司的经调整营业费用同比增长9%，剔除汇率影响后增长10%[154] 税率变化 - 报告期内公司有效所得税率同比下降4.5个百分点，主要由于2023年建立估值准备以及本期地理收益组合的变化[156,157] - 公司的经调整有效所得税率同比下降6.4个百分点[157,158] - 有效税率和调整后税率分别下降至17.3%/17.5%和16.4%/16.7%，主要由于2023年第二季度确认巴西税收立法带来的递延税资产估值准备[213] 现金流和融资 - 公司在报告期内产生了48亿美元的经营活动现金流，回购了1020万股股票，支付了12亿美元的股息，并完成了10亿美元的债券发行[158] - 现金、现金等价物和投资总额为74亿美元，未使用的信用额度为80亿美元[214] - 经营活动现金流增加1.93亿美元，主要由于净收入增加抵消了客户激励支付增加[217,218] - 偿还了10亿美元2014年美元债券，并发行了10亿美元2034年到期的新债券[219] - 董事会批准了110亿美元的股票回购计划，在2024年上半年回购了102亿美元[220,222] 外汇风险管理 - 公司通过外汇衍生工具合约管理与预期收支相关的货币风险[226] - 公司可能还会订立外汇衍生工具合约以抵消由于汇率波动而可能产生的资产和负债价值变动[226] - 假设功能货币价值下跌10%,公司于2024年6月30日和2023年12月31日的外汇衍生工具合约公允价值损失分别约为4.41亿美元和4.14亿美元[226] - 公司还面临每日结算活动中的外汇风险,通过订立短期外汇衍生工具合约进行管理,假设功能货币价值下跌10%不会对这些合约产生重大影响[226] - 公司还面临将外国子公司净投资折算为报告货币美元时的汇率风险,截至2024年6月30日和2023年12月31日,公司未指定任何外汇衍生工具作为净投资套期[226] 诉讼拨备 - 公司在报告期内就与英国商户的和解计提了9800万美元的诉讼拨备[160] - 计提了9800万美元和2.24亿美元的诉讼准备金，主要用于与英国商户的和解[210] 业务增长 - 跨境交易量增长15%、17%、23%、24%、17%、18%、26%和29%[180] - 国内评估费用和跨境评估费用分别增长5%和19%[184] - 交易处理评估费用增长12%[184] - 总净收入增长11%,其中支付网络业务增长7%,增值服务和解决方案业务增长18%[189][190] 费用变化 - 总运营费用增长12%,其中一般及行政费用增长10%,广告及营销费用下降8%[198][199][200] - 人工成本、数据处理及电信费用分别增长7%和13%[206] - 广告和营销费用三个月和六个月分别下降8%和19%，主要由于营销活动时间安排[208] - 折旧和摊销费用三个月和六个月分别增加17%和15%，主要由于业务持续增长导致软件资本化增加[209] - 投资收益和利息费用分别增加2%和6%，净其他收益下降14%[212]

MasterCard (MA) came out with quarterly earnings of $3.59 per share, beating the Zacks Consensus Estimate of $3.51 per share. This compares to earnings of $2.89 per share a year ago. These figures are adjusted for non-recurring items.This quarterly report represents an earnings surprise of 2.28%. A quarter ago, it was expected that this processor of debit and credit card payments would post earnings of $3.22 per share when it actually produced earnings of $3.31, delivering a surprise of 2.80%.Over the last ...

About this content About Ian Lyall Ian Lyall, a seasoned journalist and editor, brings over three decades of experience to his role as Managing Editor at Proactive. Overseeing Proactive's editorial and broadcast operations across six offices on three continents, Ian is responsible for quality control, editorial policy, and content production. He directs the creation of 50,000 pieces of real-time news, feature articles, and filmed interviews annually. Prior to Proactive, Ian helped lead the business outpu ...

净收入和盈利 - 第二季度净收入为70亿美元，每股稀释收益为3.50美元[1] - 第二季度调整后净收入为70亿美元，调整后每股稀释收益为3.59美元[1] - 第二季度净营收为70亿美元，同比增长11%，或在货币中性基础上增长13%[1] - Mastercard在2024年第二季度实现净收入为13,309百万美元，同比增长10.8%[27] - Mastercard在2024年第二季度实现净利润为6,269百万美元，同比增长20.4%[27] - Mastercard在2024年第二季度每股基本收益为6.74美元，同比增长11.6%[27] - Mastercard在2024年第二季度每股摊薄收益为6.72美元，同比增长11.8%[27] - 2024年第二季度，公司调整后的净收入为33.41亿美元，同比增长22%[42] - 2024年前两个季度，公司的调整后净收入为64.34亿美元，同比增长19%[51] 交易量和增长 - 第二季度总交易额增长9%，购买额增长10%，按当地货币计算[1] - 第二季度跨境交易量增长17%[3] - 第二季度净收入增长11%，或在货币中性基础上增长13%[8] - 第二季度调整后净收入增长22%，或在货币中性基础上增长24%[5] - 第二季度调整后每股稀释收益增长24%，或在货币中性基础上增长27%[5] - 第二季度总交易额增长10%，跨境交易量增长18%，按当地货币计算[12] - 2024年前两个季度，公司的运营费用增长了8%，调整后的净收入增长了9%[54] - 2024年上半年，Mastercard全球总交易量为4,693亿美元，同比增长7.4%[60] - 欧洲地区在2024年上半年的交易量为1,539亿美元，同比增长11.3%[61] - 2023年第二季度，Mastercard全球总交易量为2,264亿美元，同比增长10.0%[63] - 2023年上半年，Mastercard全球总交易量为4,371亿美元，同比增长10.5%[66] 资产和现金流 - Mastercard在2024年第二季度总资产为42,333百万美元[29] - Mastercard在2024年第二季度总负债为34,851百万美元[31] - Mastercard在2024年第二季度股东权益为7,460百万美元[33] - Mastercard在2024年前两个季度实现净现金流为4,810百万美元[35] - Mastercard在2024年前两个季度投资活动净现金流为-468百万美元[35] - Mastercard在2024年前两个季度融资活动净现金流为-5,938百万美元[35] 财务指标 - 公司认为非GAAP财务指标有助于理解运营绩效，并提供了不同期间结果的有意义比较[39] - GDV代表购买量加现金量，包括余额转移和方便支票的影响[71] - 美元计价的信息是通过为每个报告Mastercard交易量的本地货币应用已建立的美元/本地货币汇率计算的[73] - 以本地货币信息为基础，报告了购买量和现金量的同比增长率，以消除计算这些变化率时货币价值对美元的变化的影响[73]

Mastercard Incorporated (MA) is set to report second-quarter 2024 results on Jul 31, 2024, before the opening bell. Factors such as expanding cross-border transactions, growth in Gross Dollar Volume (GDV) and increased processed transactions are expected to bolster its performance.The Zacks Consensus Estimate for second-quarter earnings is currently pegged at $3.51 per share, implying solid growth of 21.5% from the year-ago reported number. The estimate remained stable over the past week. The Zacks Consensu ...

Mastercard stock is trading down about 10% from recent highs. The shares look cheaper, but still aren't cheap.Mastercard (MA 2.00%) has a long history of success behind it as one of the two largest retail financial transaction processors in the world. You'll probably find the Mastercard logo on a credit or debit card in your own wallet. That business success has attracted its share of stock success as well.While the stock has generally been on a consistent path up in value, it has retreated around 10% from ...

Blockchain stocks are quickly becoming indispensable bets for savvy investors.As the backbone of crypto transactions, blockchain technology offers unmatched transparency and security in record-keeping. Though traditionally known for its role in crypto, its utility spans various tech verticals and industries. It effectively boosts the integrity of transactions across multiple sectors within a decentralized framework.Moreover, given the lofty analyst forecasts, blockchain could be one of the most explosive in ...

Wall Street analysts expect MasterCard (MA) to post quarterly earnings of $3.51 per share in its upcoming report, which indicates a year-over-year increase of 21.5%. Revenues are expected to be $6.85 billion, up 9.3% from the year-ago quarter.Over the last 30 days, there has been an upward revision of 0.2% in the consensus EPS estimate for the quarter, leading to its current level. This signifies the covering analysts' collective reconsideration of their initial forecasts over the course of this timeframe.B ...

Analyzing Mastercard Inc.'s (MA, Financial) shares from the point of view of its business model and its fundamental indicators shows the company is of extremely high quality. The consolidated business model and very high competitive advantages allow for high margins and a substantial generation of free cash flow and, consequently, returns to shareholders through dividends and buybacks.Despite this, Mastercard's stock currently trades at high multiples that look overvalued at first glance. Its price-earnings ...

Mastercard Incorporated (MA) is currently trading below its 50-day simple moving average (SMA), with the stock priced at $443.69 compared with the 50-day SMA of $448.28, representing a downtrend. The 50-day SMA is a widely used technical analysis tool to predict future price trends by analyzing historical price data.MA 50-Day SMAImage Source: Zacks Investment ResearchShares of the company have lost 4.1% in the past three months compared with the Financial Transaction Services industry’s decline of 0.9% and ...