Jack Henry (JKHY) continues to experience strong customer momentum on the back of its robust technology solutions, which remain its growth drivers. Its shares have gained 2.5% in the year-to-date period, outperforming the industry’s decline of 8.1%. This is evident from the latest move of United Bank, which recently selected Jack Henry as its technology provider. This collaboration will enable United Bank to utilize Jack Henry's LoanVantage and Banno Digital Platform to enhance its lending and Community Dev ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF ☒ 1934 For the quarterly period ended December 31, 2023 OR TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF ☐ 1934 For the transition period from ______________ to ________________ Commission file number 0-14112 JACK HENRY & ASSOCIATES, INC. (Exact name of registrant as specified in its charter) Delaware 43-112 ...

Jack Henry & Associates, Inc. (NASDAQ:JKHY) Q2 2024 Earnings Call Transcript February 7, 2024 8:45 AM ET Company Participants Vance Sherard - Vice President Investor Relations David Foss - Chairman & Chief Executive Officer Greg Adelson - President & Chief Operating Officer Mimi Carsley - Chief Financial Officer & Treasurer Conference Call Participants John Davis - Raymond James Nik Cremo - UBS Jason Kupferberg - BofA David Togut - Evercore ISI Vasu Govil - KBW Kartik Mehta - Northcoast Research Cris Kenned ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF ☒ 1934 For the quarterly period ended September 30, 2023 OR TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF ☐ 1934 For the transition period from ______________ to ________________ Commission file number 0-14112 JACK HENRY & ASSOCIATES, INC. (Exact name of registrant as specified in its charter) Delaware 43-11 ...

Jack Henry & Associates, Inc. (NASDAQ:JKHY) Q1 2024 Earnings Conference Call November 8, 2023 8:45 AM ET Company Participants Vance Sherard - Vice President Investor Relations David Foss - Chairman & Chief Executive Officer Greg Adelson - President & Chief Operating Officer Mimi Carsley - Chief Financial Officer & Treasurer Conference Call Participants Tyler DuPont - Bank of America David Togut - Evercore ISI Vasu Govil - KBW Kartik Mehta - Northcoast Research John Davis - Raymond James Dominick Gabriele - ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-K ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 (Mark One) ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended June 30, 2023 OR TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF ☐ 1934 For the transition period from ______________ to ________________ Commission file number 0-14112 JACK HENRY & ASS ...

Jack Henry & Associates, Inc. (NASDAQ:JKHY) Q4 2023 Earnings Conference Call August 16, 2023 8:45 AM ET Company Participants Vance Sherard - VP of IR David Foss - Chairman and CEO Mimi Carsley - CFO and Treasurer Gregory Adelson - President and COO Conference Call Participants Peter Heckmann - D.A. Davidson Nik Cremo - Credit Suisse Rayna Kumar - UBS Dan Perlin - RBC Capital Vasu Govil - KBW Jason Kupferberg - Bank of America John Davis - Raymond James Dominick Gabriele - Oppenheimer Cristopher Kennedy - Wi ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF ☒ 1934 For the quarterly period ended March 31, 2023 OR TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF ☐ 1934 For the transition period from ______________ to ________________ Commission file number 0-14112 JACK HENRY & ASSOCIATES, INC. (Exact name of registrant as specified in its charter) Delaware 43-112838 ...

财务数据和关键指标变化 - 总收入同比增长6%,非GAAP口径同比增长8% [12] - 服务与支持收入同比增长3%,受到退费收入下降65%的影响 [31] - 处理收入同比增长11%,非GAAP口径同比增长10% [34] - 成本收入比同比上升9%,主要由于卡处理成本增加、人工成本上升和摊销费用增加 [35] - 研发费用同比增长13%,主要由于人工成本和许可费用增加 [36] - 销售及管理费用同比增长9%,主要由于人工成本增加 [37] - 每股收益为1.12美元 [39] 各条业务线数据和关键指标变化 - 核心业务收入同比增长4%,非GAAP口径同比增长8% [13] - 支付业务收入同比增长6%,非GAAP口径同比增长7% [13] - 补充解决方案业务收入同比增长6%,非GAAP口径同比增长8% [13] 各个市场数据和关键指标变化 - 银行客户中,除部分出现存款流入的情况外,大部分客户未受到重大影响 [20][22] - 信用社客户也基本未受到影响 [21] 公司战略和发展方向及行业竞争 - 公司继续推进核心系统的现代化转型,签约13家现有客户迁移至私有云环境 [15] - 数字银行业务方面,Banno Retail和Banno Business分别签约39家和35家新客户 [16][17] - 公司正在开发新的金融犯罪防御解决方案,并计划在本季度推出Banno Business [26][125] - 公司正在积极寻求并购机会,但目前尚未找到符合要求的标的 [199][200] 管理层对经营环境和未来前景的评论 - 公司销售管线创历史新高,反映出客户对现代化技术解决方案的强烈需求 [28][154] - 管理层对公司长期发展前景保持乐观 [28] - 尽管宏观经济存在挑战,但公司客户目前整体表现良好,正在继续优先投资技术现代化 [24][25] 问答环节重要的提问和回答 问题1 **Rayna Kumar 提问** 公司是否计划将Banno产品销售给非核心客户,以及公司是否看到有机会向更大型金融机构提供核心处理服务 [54][55] **David Foss 回答** 公司原计划在去年秋季开始向非核心客户销售Banno,但发现竞争对手正在利用此机会挽留自己的核心客户,因此公司暂时放弃了这一计划,正在重新制定针对性的销售策略 [56][57][58] 公司在银行业务上取得了良好进展,特别是SilverLake核心系统,正在与一些大型客户进行接触和洽谈 [59][60][61] 问题2 **Mimi Carsley 回答** 公司的借记卡交易量增长保持一致,略有放缓,但仍保持良好增长 [64][65] 对于2024财年的收入和利润率,公司目前还在预算和规划过程中,将在8月份的财报电话会议上提供更多信息 [66] 问题3 **David Foss 回答** 公司拥有较强的销售管线和收入可见性,过去多年的经验积累使得公司能够较为准确地预测销售管线转化为收入的情况 [154][155][156][157][158][159] 公司的业务模式相比2008年金融危机时期更加稳健,当时公司更依赖于一次性的许可费和维护费收入,而现在公司90%的收入为经常性收入,因此抗风险能力更强 [162][163][164][165][166]

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF ☒ 1934 For the quarterly period ended December 31, 2022 OR TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF ☐ 1934 For the transition period from ______________ to ________________ Commission file number 0-14112 JACK HENRY & ASSOCIATES, INC. (Exact name of registrant as specified in its charter) Delaware 43-112 ...