文章核心观点 - 杰克亨利公司(Jack Henry)第四季度财报业绩超预期,收入同比增长4.7% [2] - 公司各业务板块表现良好,核心业务、支付业务、补充业务和企业业务均有较好增长 [4] - 公司预计2025财年收入和利润将保持增长态势 [7] 公司业务概况 - 服务与支持业务收入占比56.6%,同比增长1.5% [3] - 处理业务收入占比43.4%,同比增长9.2% [3] - 核心业务收入占比30.7%,同比增长3% [4] - 支付业务收入占比38%,同比增长7.7% [4] - 补充业务收入占比27.7%,同比增长2.7% [4] - 企业及其他业务收入占比3.6%,同比增长5.8% [4] 财务状况 - 现金及现金等价物为3.83亿美元,较上一季度增加1.1亿美元 [6] - 应收账款为3.33亿美元,较上一季度增加0.7亿美元 [6] - 总债务为1.5亿美元,较上一季度减少1亿美元 [6] 未来展望 - 公司预计2025财年收入将达到23.69-23.91亿美元 [7] - 预计2025财年营业利润率将在23%-23.2%之间 [7] - 预计2025财年每股收益将在5.78-5.87美元之间 [7]

29 credit unions, along with 12 integrator partners and sponsors, developed solutions focused on member innovationMONETT, Mo., Sept. 18, 2024 /PRNewswire/ -- Jack Henry™ (Nasdaq: JKHY) and CU Build recently held their fourth annual build-a-thon, promoting innovation and collaboration within the credit union industry.This year's CU Build in Salt Lake City, Utah, set a new record for credit unions in attendance. Over three days, 54 participants from 29 credit unions across 26 states joined forces with 12 inte ...

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Long-term alliance amplifies credit union's impact on local communities  MONETT, Mo., Sept. 11, 2024 /PRNewswire/ -- Jack Henry™ (Nasdaq: JKHY) announced today that AmeriCU Credit Union is leveraging its technology infrastructure and expertise to expand geographically and meet more community needs.Founded in 1950 at Griffiss Air Force Base in Rome, N.Y., AmeriCU provides military personnel and an expanded field of membership with solutions to help them achieve their financial goals and make banking easier. ...

MONETT, Mo., Sept. 4, 2024 /PRNewswire/ -- Jack Henry & Associates, Inc.® (Nasdaq: JKHY) announced today that it will be participating in this upcoming conference:Mimi Carsley, CFO & Treasurer, will present at the Goldman Sachs 2024 Communacopia + Technology Conference on September 10. The presentation takes place at 11:10 a.m. ET. A live webcast of the presentation will be accessible at https://urldefense.com/v3/__https://cc.webcasts.com/gold006/090924a_js/?entity=54_BDON6U1__;!!AjeAU-2VoVEOzw!dTEy5worWe1o ...

 Alliance will enable community and regional financial institutions to offer enhanced payments to SMBs and capture depositsMONETT, Mo., Sept. 3, 2024 /PRNewswire/ -- Jack Henry™ (Nasdaq: JKHY) announced today a collaboration with Moov, a modern digital payments processor, to enable community and regional financial institutions to offer enhanced digital payment services to small and medium-sized business (SMB) customers.The cloud-native service will allow SMBs to accept payments with the tap of a phone, rece ...

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MONETT, Mo., Aug. 27, 2024 /PRNewswire/ -- Jack Henry & Associates, Inc.® (Nasdaq: JKHY) announced that the company is hosting its annual Investor Day on Thursday, Sept. 5, 2024, beginning at 1 p.m. CT (2 p.m. ET).The company's senior leadership team will host a series of presentations and participate in Q&A sessions. A live audio broadcast and presentation materials will be accessible from the company's Investor Relations website and on-demand replay of the event will be available after the event.About Jac ...

产品和服务 - 公司提供核心银行和信用社数据处理解决方案，服务于940家银行和720家信用社[24] - 公司提供多种专业的核心无关补充/支付产品和服务，服务于1,660家银行和信用社核心客户以及5,870家非核心客户[26] - 公司的核心银行和信用社解决方案具有先进的功能性，可以在本地部署或私有云环境中运行[32,33] - 公司的非核心解决方案针对不同规模和类型的金融机构以及其他企业提供专业的补充/支付产品和服务[33] - 公司主要提供核心银行和信用社系统，包括SilverLake System、CIF 20/20和Core Director等核心银行系统，以及Symitar信用社系统[34] - 公司提供超过140种针对核心银行客户的补充产品和服务，以及100多种针对信用社客户的补充产品和服务[36] - 公司提供实施和培训服务，帮助客户完成核心系统的部署和使用[37] - 公司的软件系统可以部署在客户现场或公司的私有云环境中[34,35] 客户关系 - 公司致力于为客户提供优质的服务和支持，通过各种调查了解客户需求并持续改进[26] - 公司专注于建立长期客户关系，通过交叉销售更多产品和服务、获取新金融和非金融客户以及确保产品竞争力来不断扩大和加强这些关系[26] - 公司提供全面的支持服务，包括高水平的服务标准、全天候的支持团队、指定的客户经理等[38] 研发和创新 - 公司通过内部研发和战略性收购不断完善产品和服务,满足客户需求并推动公司长期发展[30,31] - 公司致力于开发和部署基于公有云的现代化技术解决方案,为客户提供更大的灵活性和选择性[30] - 公司持续进行研发投入，每年至少对核心和补充系统进行一次升级[43] 知识产权和合规 - 公司依靠合同权利、版权、商标和商业秘密等方式来保护自身的知识产权[46] - 公司建立了全面的合规体系,确保产品和服务符合监管要求[47] - 公司通过多种渠道保持对新出台监管要求的了解和应对，并与客户分享相关信息[47,48] 人才管理 - 公司认识到员工是公司成功的关键因素，致力于营造高度参与的组织文化[27] - 公司重视吸引、培养和留住多元化的人才，为此采取了多项措施如实习和学徒项目[50,51] - 公司为员工提供广泛的培训和发展机会，包括技术、领导力等方面的培训[52] - 公司高度重视员工的健康和安全，提供多方位的福利支持[53] 市场分析 - 商业银行和储蓄机构的数量从2018年初到2023年末下降15%,但总资产规模以6%的复合年增长率增长至23.7万亿美元[28] - 信用社的数量从2018年初到2023年末下降14%,但总资产规模以9%的复合年增长率增长至2.3万亿美元[28] - 公司的核心银行解决方案目前为资产规模不超过500亿美元的商业银行和储蓄机构提供服务[32] - 公司的核心信用社解决方案为各种资产规模的信用社提供服务[33] - 公司的非核心解决方案为各种资产规模和特许经营的金融服务机构以及其他企业提供服务[33] - 公司在美国以外地区的销售占比较低,不到总收入的1%[44]

MONETT, Mo., Aug. 26, 2024 /PRNewswire/ -- Jack Henry & Associates, Inc. (NASDAQ: JKHY) today announced its Board of Directors declared a regular quarterly cash dividend of $.55 per share. The cash dividend on its common stock, par value $.01 per share, is payable on September 27, 2024, to stockholders of record as of September 6, 2024. About Jack Henry & Associates, Inc.®Jack Henry™ (Nasdaq: JKHY) is a well-rounded financial technology company that strengthens connections between financial institutions and ...