Jack Henry & Associates, Inc. (JKHY) posted fourth-quarter fiscal 2024 earnings of $1.38 per share, beating the Zacks Consensus Estimate by 6.1%. The bottom line increased 3% from the year-ago quarter’s reported figure.Revenues rose 4.7% from the year-ago quarter’s reading to $559.9 million. The figure missed the Zacks Consensus Estimate of $563.4 million.JKHY’s non-GAAP revenues were $553.2 million, up 6.4% from the year-ago quarter’s tally.Higher processing revenues drove top-line growth.Strong momentum a ...

财务数据和关键指标变化 - 第四季度总收入增长5%,非GAAP收入增长6% [11] - 全年总收入增长7%,GAAP和非GAAP均为7% [11] - 第四季度营业利润增长1%,非GAAP增长5% [11] - 全年营业利润增长2%,非GAAP增长10% [11] 各条业务线数据和关键指标变化 - 服务和支持收入第四季度GAAP增长2%,非GAAP增长4%;全年GAAP增长5%,非GAAP增长6% [28] - 处理收入第四季度和全年GAAP及非GAAP均增长9% [29] - 核心业务部门第四季度非GAAP收入增长4%,全年非GAAP收入增长7% [35] - 支付业务部门第四季度非GAAP收入增长8%,全年非GAAP收入增长7% [36] - 补充业务部门第四季度非GAAP收入增长6%,全年非GAAP收入增长8% [37] 各个市场数据和关键指标变化 - 银行客户平均资产规模过去4年增长27% [13] - 信用社客户平均资产规模过去4年增长34% [13] 公司战略和发展方向及行业竞争 - 公司执行技术现代化战略和One Jack Henry计划,推出多项创新解决方案 [10][21] - 公司在销售、客户服务和技术创新方面保持优势,在行业内处于领先地位 [19][20][21] - 公司正在关注中小企业战略和产品整合 [55][111][112] 管理层对经营环境和未来前景的评论 - 公司对未来保持乐观,认为有良好的发展前景 [24] - 金融机构的技术支出保持旺盛,公司的创新技术解决方案受到市场欢迎 [24] 其他重要信息 - 公司第四季度和全年创下销售订单记录,其中包括22个核心系统竞争性获取和15个超10亿美元资产规模客户 [10][12] - 公司已有44个现有客户同意迁移到私有云环境,目前有73%的核心客户在私有云上运行 [15] - 公司数字化套件、卡处理和金融犯罪防御解决方案需求强劲 [16][17] 问答环节重要的提问和回答 问题1 **Andrew Schmidt 提问** 询问第四季度核心和补充业务的表现 [47] **Mimi Carsley 回答** 解释第四季度表现主要是由于安装队列和从内部部署到外包的转移等因素造成的,整体年度表现更能反映公司的业务状况 [48] 问题2 **Vasu Govil 提问** 询问新任CEO Greg Adelson是否会对公司战略进行重大调整 [54] **Greg Adelson 回答** 表示不会有重大变化,将继续执行技术现代化、One Jack Henry等既有战略,并将重点放在中小企业业务和产品整合方面 [55][56] 问题3 **John Davis 提问** 询问自由现金流转换率下降的原因 [69][70][71] **Mimi Carsley 回答** 解释主要是由于2023财年存在税款超额缴纳以及年度维护费收款时间的影响,2025财年预计将恢复正常水平 [74][75][76]

Jack Henry (JKHY) reported $559.91 million in revenue for the quarter ended June 2024, representing a year-over-year increase of 4.7%. EPS of $1.38 for the same period compares to $1.34 a year ago.The reported revenue compares to the Zacks Consensus Estimate of $563.37 million, representing a surprise of -0.62%. The company delivered an EPS surprise of +6.15%, with the consensus EPS estimate being $1.30.While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Str ...

Jack Henry (JKHY) came out with quarterly earnings of $1.38 per share, beating the Zacks Consensus Estimate of $1.30 per share. This compares to earnings of $1.34 per share a year ago. These figures are adjusted for non-recurring items.This quarterly report represents an earnings surprise of 6.15%. A quarter ago, it was expected that this payment processsing company would post earnings of $1.16 per share when it actually produced earnings of $1.19, delivering a surprise of 2.59%.Over the last four quarters, ...

财务报告信息 - 公司发布了2024年6月30日的第四季度财报[10] - 公司于2024年8月12日发布了2024年6月30日第四季度的退费收入[10] - 公司在2024年6月30日的第四季度实现了退费收入[10] 公司基本信息 - 公司是特拉华州注册成立的公司[3] - 公司的主要办公地址位于密苏里州莫内特[4] - 公司的电话号码为417-235-6652[5] - 公司的首席财务官兼财务总监是Mimi L. Carsley[12] - 公司股票在纳斯达克全球精选市场上市[7] - 公司不属于新兴成长公司[8] - 公司未选择采用新修订的财务会计准则的过渡期[9]

文章核心观点 - 公司在2024财年第四季度和全年取得了整体强劲的财务业绩表现 [1][2][3] - 公司收入和营业利润创历史新高,销售订单也创下历史新高 [2][3] - 技术支出保持旺盛,公司创新解决方案需求强劲,即使销售订单创新高,公司仍保持销售渠道近历史最高水平 [3] - 公司未来增长前景良好,将继续投资创新、执行战略并为客户和股东创造价值 [3] 财务数据总结 收入 - 2024财年第四季度GAAP收入同比增长4.7%,非GAAP调整后收入同比增长6.4% [1][4][10] - 2024财年GAAP收入同比增长6.6%,非GAAP调整后收入同比增长7.4% [1][10] - 核心、支付、补充和企业其他板块收入均实现增长 [4][15][26] 营业利润 - 2024财年第四季度GAAP营业利润同比增长1.2%,非GAAP调整后营业利润同比增长5.3% [8][9] - 2024财年GAAP营业利润同比增长1.8%,非GAAP调整后营业利润同比增长10.3% [1][31] - 各板块非GAAP调整后营业利润均有所增长 [17][20][28][29] 净利润 - 2024财年第四季度GAAP净利润同比增长3.4%,非GAAP调整后净利润同比增长7.6% [11][13] - 2024财年GAAP净利润同比增长4.1%,非GAAP调整后净利润同比增长13.3% [11][13] 其他财务数据 - 2024年6月30日现金及现金等价物为3,800万美元,较2023年6月30日的1,220万美元增加 [63] - 2024年6月30日债务余额为1.5亿美元,较2023年6月30日的2.75亿美元减少 [63] - 2024年6月30日应收账款为3.33亿美元,较2023年6月30日的3.61亿美元减少 [63] - 2024年6月30日递延收入为3.89亿美元,较2023年6月30日的4亿美元减少 [63] - 2024年6月30日股东权益为18.42亿美元,较2023年6月30日的16.09亿美元增加 [63] 2025财年指引 - 2025财年GAAP收入指引为23.69亿美元至23.91亿美元,同比增长6.9%至7.9% [39][40] - 2025财年GAAP营业利润率指引为23.0%至23.2% [39][45] - 2025财年GAAP每股收益指引为5.78美元至5.87美元,同比增长10.6%至12.3% [47] - 2025财年非GAAP调整后每股收益指引为5.65美元至5.74美元,同比增长7.3%至9.0% [48]

Open, scalable technology grows with credit union to strengthen member service throughout the Pacific NorthwestMONETT, Mo., Aug. 20, 2024 /PRNewswire/ -- Jack Henry™ (Nasdaq: JKHY) is pleased to share that TwinStar Credit Union is continuing its nearly four decade relationship with the company to support its successful merger with Northwest Community Credit Union (NWCU) and facilitate continued growth.TwinStar and NWCU merged in 2023 to stay competitive, scaling their products and services to over 250,000 m ...

The upcoming report from Jack Henry (JKHY) is expected to reveal quarterly earnings of $1.30 per share, indicating a decline of 3% compared to the year-ago period. Analysts forecast revenues of $563.37 million, representing an increase of 5.4% year over year.The consensus EPS estimate for the quarter has been revised 0.2% higher over the last 30 days to the current level. This reflects how the analysts covering the stock have collectively reevaluated their initial estimates during this timeframe.Before a co ...

MONETT, Mo., Aug. 12, 2024 /PRNewswire/ -- Jack Henry & Associates, Inc.® (Nasdaq: JKHY) announced today that deconversion revenue for the fiscal fourth quarter, ended June 30, 2024, was $6.7 million. Deconversion revenue for the full fiscal year ended June 30, 2024, was $16.6 million. For more information about how guidance will be further updated for deconversion revenue estimates, please see Jack Henry's Current Report on Form 8-K filed with the Securities and Exchange Commission on August 3, 2023.The ma ...

MONETT, Mo., July 23, 2024 /PRNewswire/ -- Jack Henry & Associates Inc.® (Nasdaq: JKHY) announced today that Tammy LoCascio and Lisa Nelson were appointed to its Board of Directors on July 22, 2024.Jack Henry also announced a temporary expansion of its Board from nine to 10 directors. This expansion will last until the company's 2024 Annual Meeting of Stockholders, at which time nine director nominees are expected to stand for election to the Board.LoCascio, 55, is Senior Executive Vice President and Chief ...