UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 ____________________________________ FORM 10-K ___________________________________ ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2023 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File No. 001-13300 ____________________________________ CAPITAL ONE FINANCIAL CORPORATI ...

收购交易 - Capital One Financial Corp.同意以350亿美元的全股票交易收购Discover Financial Services，以创建美国最大的信用卡公司[1] 资产质量审查 - 投资者和信用分析师应该仔细审查Capital One和Discover的资产质量，特别关注资产质量方面的风险[3] 逾期率和核销率 - Capital One和Discover的逾期率和核销率在过去几个季度一直在上升，特别是在信用卡、消费者贷款和商业贷款方面[4]

Key PointsCapital One proposed a $35.3 billion all-cash acquisition of Discover Financial Services, potentially reshaping the credit card industry.Discover's third-party network combined with Capital One's banking status opens up product opportunities akin to American Express.Capital One CEO plans to gradually transfer Capital One's debit cards from Mastercard's network to Discover's.5 stocks we like better than Capital One FinancialWhat’s in your wallet? In the not-so-distant future, it might be a card iss ...

In this articleDFSCOFCapital One CEO and Chairman, Richard Fairbank.Marvin Joseph| The Washington Post | Getty ImagesCapital One's recently announced $35.3 billion acquisition of Discover Financial isn't just about getting bigger — gaining "scale" in Wall Street-speak — it's a bid to protect itself against a rising tide of fintech and regulatory threats.It's a chess move by one of the savviest long-term thinkers in American finance, Capital One CEO Richard Fairbank. As a cofounder of a top 10 U.S. bank by a ...

Key TakeawaysIf approved, Capital One's acquisition of Discover would be the fifth-largest deal ever between U.S. banks in mergers and acquisitions history.JPMorgan Chase's acquisition of Bank One in 2004 was the largest to date at $56.88 billion, followed by Bank of America's purchase of FleetBoston Financial for $47.69 billion that same year.Citicorp and Travelers Insurance Group's 1998 merger creating Citigroup in a $36.03 billion deal was the fourth largest.Discover Financial Services (DFS) shares surge ...

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Key TakeawaysCapital One's $35.3 billion acquisition of Discover Financial stands to shake up the financial services industry, making the combined company a major player in credit cards.The company could displace JPMorgan Chase as the dominant credit card lender, based on current card loan data.With a boost in investment from Capital One, Discover could better take on Visa and Mastercard, which are the dominant credit card brands in the U.S.The deal, however, will face regulatory hurdles.The proposed $35.3 ...

Capital One Financial's $35.3 billion deal for Discover Financial would create new competition for payments behemoths Visa and Mastercard, potentially helping smoothen the path for regulatory approval, analysts said. The all-stock deal announced on Monday would give Capital One access to Discover's network of payments processing and settlement services, allowing it to cut its reliance on Visa and Mastercard, which have come under fire for their fees.While legal experts expect the deal - the biggest in the g ...

Senator Elizabeth Warren has urged regulators to block Capital One’s $35bn takeover of Discover Financial, arguing that combining two of the US’s largest credit card companies would harm consumers and challenge financial stability.The blockbuster deal would inevitably lead to higher costs and fees for cardholders, according to the leftwing senator.Richard Fairbank, chairman and chief executive of Capital One, has claimed the planned acquisition amounts to “a singular opportunity to bring together two very s ...

收购交易详情 - Capital One Financial宣布将收购Discover Financial Services，引起金融行业震动[1] - 收购交易为全股票交易，Discover股东将以1.0192股Capital One股票换取每股Discover股票，代表溢价26.6%[3][4] - Capital One预计通过收购获得27亿美元的协同效益，并预计交易在2027年将使调整后的每股收益增长超过15%[7] 收购带来的盈利机会 - Capital One拥有四大支付网络之一，可以从高利润的互换费用和利息收入中获利[8] - 收购还将为Discover的支付网络增加规模，Capital One预计将其借记卡交易量和部分信用卡交易量添加到Discover网络中[8] 风险与挑战 - 交易还存在重大监管障碍，需要克服才能最终完成，投资者应准备好面对重大不确定性[9]