Capital One is plowing forward with plans to purchase Discover Financial, but the proposed acquisition is expected to face major pushback from regulators – and whether it actually goes through could depend on who wins the presidential election. Before the ink had time to dry on the press release announcing the merger of two of America's largest credit card companies, some lawmakers and consumer groups called for regulators to quash it over antitrust concerns. Ticker Security Last ChangeChange % COF CAPITAL ...

收购交易详情 - Capital One提出以全股票交易方式收购Discover，交易价值为353亿美元[2] - Discover在股东投票前可以考虑其他富有的竞标者的提议，但不能主动寻求其他报价[3] - 如果Discover决定接受其他报价，将需要支付给Capital One 13.8亿美元的违约金，这符合银行交易中典型的违约金范围[4] 监管审批和违约金 - 美国银行监管机构是否会批准这笔交易备受关注，尤其是在选举年和被认为对银行合并持敌意的环境中[6] - 如果监管机构阻止收购，双方都不需要支付违约金，这在银行交易中是典型的[7] 批准流程和接触方式 - Capital One需要获得联邦储备委员会和美国国家银行监管局的批准才能完成这笔交易[9] - 这笔交易是在Capital One主动接触Discover后达成的，没有进行广泛的潜在竞标者搜索[10]

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 ____________________________________ FORM 10-K ___________________________________ ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2023 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File No. 001-13300 ____________________________________ CAPITAL ONE FINANCIAL CORPORATI ...

收购交易 - Capital One Financial Corp.同意以350亿美元的全股票交易收购Discover Financial Services，以创建美国最大的信用卡公司[1] 资产质量审查 - 投资者和信用分析师应该仔细审查Capital One和Discover的资产质量，特别关注资产质量方面的风险[3] 逾期率和核销率 - Capital One和Discover的逾期率和核销率在过去几个季度一直在上升，特别是在信用卡、消费者贷款和商业贷款方面[4]

Key Points Capital One proposed a $35.3 billion all-cash acquisition of Discover Financial Services, potentially reshaping the credit card industry. Discover's third-party network combined with Capital One's banking status opens up product opportunities akin to American Express. Capital One CEO plans to gradually transfer Capital One's debit cards from Mastercard's network to Discover's. 5 stocks we like better than Capital One Financial What’s in your wallet? In the not-so-distant future, it might be a car ...

In this article DFS COF Capital One CEO and Chairman, Richard Fairbank. Marvin Joseph| The Washington Post | Getty Images Capital One's recently announced $35.3 billion acquisition of Discover Financial isn't just about getting bigger — gaining "scale" in Wall Street-speak — it's a bid to protect itself against a rising tide of fintech and regulatory threats. It's a chess move by one of the savviest long-term thinkers in American finance, Capital One CEO Richard Fairbank. As a cofounder of a top 10 U.S. ban ...

Key Takeaways If approved, Capital One's acquisition of Discover would be the fifth-largest deal ever between U.S. banks in mergers and acquisitions history. JPMorgan Chase's acquisition of Bank One in 2004 was the largest to date at $56.88 billion, followed by Bank of America's purchase of FleetBoston Financial for $47.69 billion that same year. Citicorp and Travelers Insurance Group's 1998 merger creating Citigroup in a $36.03 billion deal was the fourth largest. Discover Financial Services (DFS) shares s ...

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Key Takeaways Capital One's $35.3 billion acquisition of Discover Financial stands to shake up the financial services industry, making the combined company a major player in credit cards. The company could displace JPMorgan Chase as the dominant credit card lender, based on current card loan data. With a boost in investment from Capital One, Discover could better take on Visa and Mastercard, which are the dominant credit card brands in the U.S. The deal, however, will face regulatory hurdles. The proposed $ ...

Capital One Financial's $35.3 billion deal for Discover Financial would create new competition for payments behemoths Visa and Mastercard, potentially helping smoothen the path for regulatory approval, analysts said. The all-stock deal announced on Monday would give Capital One access to Discover's network of payments processing and settlement services, allowing it to cut its reliance on Visa and Mastercard, which have come under fire for their fees. While legal experts expect the deal - the biggest in the ...