财务数据和关键指标变化 - 2024年上半年净收益为930.1亿阿根廷比索,较2023年同期下降55%或1,159亿阿根廷比索 [10] - 2024年第二季度净收益为2,332亿阿根廷比索亏损,较上一季度下降559.6亿阿根廷比索,较去年同期下降397.3亿阿根廷比索,主要由于政府债券、以公允价值计量且其变动计入当期损益的金融资产的市值下跌以及外汇收益减少 [12][13] - 2024年第二季度拨备为165亿阿根廷比索,较上一季度下降26%或59亿阿根廷比索,较去年同期下降20%或40亿阿根廷比索 [14] - 2024年第二季度营业收入(扣除管理费用和人工成本)为991亿阿根廷比索,较上一季度下降93%或1.4万亿阿根廷比索,较去年同期下降85%或5,440亿阿根廷比索 [15] 各条业务线数据和关键指标变化 - 2024年第二季度贷款总额为3.47万亿阿根廷比索,较上一季度增长17%或5,041亿阿根廷比索,较去年同期增长5%或1,545亿阿根廷比索 [30] - 2024年第二季度商业贷款中,票据贷款增长7%或436亿阿根廷比索,其他贷款增长27%或1,583亿阿根廷比索;消费贷款中,个人贷款增长29%或1,119亿阿根廷比索,信用卡贷款增长11%或778亿阿根廷比索 [30] 各个市场数据和关键指标变化 - 2024年6月,公司在私人部门贷款市场份额为9.1% [30] - 2024年6月,公司在私人部门存款市场份额为8.1% [31] 公司战略和发展方向及行业竞争 - 公司计划更好利用其2.36万亿阿根廷比索的超额资本,资本充足率为35.7%,一级资本比率为34% [33] - 公司正在消化与Itau的合并,未来一年内可能会关注其他并购机会 [64][71] - 公司认为监管环境将逐步改善,中央银行正在逐步放松利率和存款准备金等方面的监管 [65] 管理层对经营环境和未来前景的评论 - 管理层认为2025年经济将复苏,公司将更积极地增加贷款,不良贷款率可能会略有上升但仍可控 [40] - 管理层预计2024年贷款增长率将达到15%左右,2025年可达30%-35% [48] - 管理层认为净息差将保持相对稳定,未来净利息收入的增长将主要来自贷款规模的增长 [53][55] 其他重要信息 - 公司已经行使了一半的通胀调整债券的期权,剩余部分将采用摊余成本法核算,未来将更加稳定 [13][41][58] - 公司流动性充足,流动资产/存款比率达98% [33] 问答环节重要的提问和回答 问题1 **Ernesto Gabilondo 提问** 询问公司未来的贷款增长和资产质量预期 [36] **Jorge Scarinci 回答** 公司认为资产质量水平很好,未来随着经济复苏,贷款将更积极增长,不良贷款率可能上升至2%-2.5%的可控水平 [40][48] 问题2 **Yuri Fernandes 提问** 询问公司在贷款和债券组合结构调整后,对通胀风险的管理 [59][60] **Jorge Scarinci 回答** 通过持有通胀挂钩债券,公司可以有效对冲通胀对资产负债表和利润表的影响,增加贷款期限不会增加公司的通胀风险 [63] 问题3 **Carlos Gomez 提问** 询问公司未来是否会保留更多资本,减少高额股息支付 [70] **Jorge Scarinci 回答** 公司未来资本充足率目标为18%-22%,未来将通过内生增长、并购以及合理的现金股息支付来实现 [71][72]

BUENOS AIRES, Argentina, Aug. 22, 2024 /PRNewswire/ -- Banco Macro S.A. (NYSE: BMA; BYMA: BMA) ("Banco Macro" or "BMA" or the "Bank") announced today its results for the second quarter ended June 30, 2024 ("2Q24").  All figures are in Argentine pesos (Ps.) and have been restated in terms of the measuring unit current at the end of the reporting period. For ease of comparison, figures of previous quarters of 2023 and 2024 have been restated applying IAS 29 to reflect the accumulated effect of the inflation a ...

文章核心观点 - 美国主要股指年初至今表现良好,分别上涨4.7%、11.5%和11% [1] - 通胀虽有所下降,但就业数据疲弱引发了经济衰退的担忧 [2][3] - 鉴于市场波动,建议投资者关注支付稳定股息的优质公司 [5] 公司总结 Macro Bank (BMA) - 这家总部位于阿根廷布宜诺斯艾利斯的银行宣布将向股东派发每股1.80美元的股息 [8] - 过去5年内,公司已经9次提高股息,目前派息率为17% [9] Northern Oil and Gas (NOG) - 这家总部位于明尼苏达州明尼通卡的独立上游公司宣布将向股东派发每股0.42美元的股息 [11] - 过去5年内,公司已经11次提高股息,目前派息率为26% [12] Fox (FOXA) - 这家总部位于纽约的新闻、体育和娱乐内容提供商宣布将向股东派发每股0.27美元的股息 [14] - 过去5年内,公司已经4次提高股息,目前派息率为15% [15] Seanergy Maritime Holdings (SHIP) - 这家总部位于希腊格里菲达的干散货运输公司宣布将向股东派发每股0.25美元的股息 [17] - 过去5年内,公司已经4次提高股息,目前派息率为12% [18] MarketAxess (MKTX) - 这家总部位于纽约的领先多交易商交易平台宣布将向股东派发每股0.74美元的股息 [20] - 过去5年内,公司已经5次提高股息,目前派息率为43% [21]

Investors interested in Finance stocks should always be looking to find the best-performing companies in the group. Is Banco Macro (BMA) one of those stocks right now? By taking a look at the stock's year-to-date performance in comparison to its Finance peers, we might be able to answer that question.Banco Macro is one of 863 companies in the Finance group. The Finance group currently sits at #10 within the Zacks Sector Rank. The Zacks Sector Rank considers 16 different sector groups. The average Zacks Rank ...

Among the coveted Zacks Rank #1 (Strong Buy) list, the financial sector is starting to stand out at the moment with 44 of these 230 highly ranked stocks being finance companies. More intriguing, several of these top finance stocks have dividend yields over 3%, and here are two to consider. Macro Bank (BMA) As a leading bank in Argentina, Macro Bank checks in with a 4.89% annual dividend yield that towers over the S&P 500’s 1.36% average and tops the Zacks Banks-Foreign Industry average of 3.48%. Furthermore ...

Outside of Nvidia (NVDA) , two companies that impressively exceeded their quarterly earnings expectations this week and continued the incredible rally in their stocks are Deckers Outdoor (DECK) and Macro Bank (BMA) . The substantial increase on their bottom lines is reason to believe earnings estimate revisions could trend higher for Deckers Outdoor and Macro Bank in the following weeks. This could certainly be a catalyst for more upside in Deckers Outdoor and Macro Bank’s stock with both spiking in Friday’ ...

Banco Macro S.A. (NYSE:BMA) Q1 2024 Earnings Call Transcript May 24, 2024 12:00 PM ET Company Participants Nicolas Torres - IR Jorge Scarinci - CFO Gustavo Manriquez - CEO Conference Call Participants Ernesto Gabilondo - Bank of America Brian Flores - Citibank Marina Mertens - Latin Securities Carlos Gomez - HSBC David Pardo - Puente Hermanos Operator Good morning, ladies and gentlemen, and thank you for waiting. At this time, we would like to welcome everyone to Banco Macro's First Quarter 2023 Earnings Co ...

THE BANK'S NET INCOME totaled Ps.275.2 billion in 1Q24. This result was 61% lower than the Ps.679.3 billion posted in 4Q23 and 626% higher than the Ps.37.9 billion posted in 1Q23. In 1Q24 the annualized return on average equity ("ROAE") and the annualized return on average assets ("ROAA") were 37.4% and 11.9%, respectively. In 1Q24, OPERATING INCOME (before G&A and personnel expenses) totaled Ps.1.62 trillion, 19% or Ps.388 billion lower than in 4Q23 and 149% or Ps.969.3 billion higher than the same period ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 20-F (Mark One) ☐ Registration statement pursuant to Section 12(b) or 12(g) of the Securities Exchange Act of 1934 or ☒ Annual report pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the fiscal year ended December 31, 2023 or ☐ Transition report pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 or ☐ Shell Company Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of ...

Momentum investing revolves around the idea of following a stock's recent trend in either direction. In the 'long' context, investors will be essentially be "buying high, but hoping to sell even higher." With this methodology, taking advantage of trends in a stock's price is key; once a stock establishes a course, it is more than likely to continue moving that way. The goal is that once a stock heads down a fixed path, it will lead to timely and profitable trades. While many investors like to look for momen ...