Here are three stocks with buy rank and strong income characteristics for investors to consider today, September 24th:Cool Company Ltd. (CLCO) : This operator of LNG carriers has a Zacks Rank #1 and witnessed the Zacks Consensus Estimate for its current year earnings increasing 9.1% over the last 60 days.This Zacks Rank #1 company has a dividend yield of 14.8%, compared with the industry average of 3.4%.CTO Realty Growth, Inc. (CTO) : This publicly traded real estate investment trust has witnessed the Zacks ...

Here are three stocks with buy rank and strong income characteristics for investors to consider today, September 17th:China Coal Energy (CCOZY) : This company which is engaged in integrating engineering and technological service businesses comprising of coal production, sales and trading, has witnessed the Zacks Consensus Estimate for its current year earnings increasing 3.6% over the last 60 days.This Zacks Rank #1 (Strong Buy) company has a dividend yield of 7.3%, compared with the industry average of 3.4 ...

Banco De Chile (BCH) appears an attractive pick, as it has been recently upgraded to a Zacks Rank #1 (Strong Buy). This upgrade primarily reflects an upward trend in earnings estimates, which is one of the most powerful forces impacting stock prices.The sole determinant of the Zacks rating is a company's changing earnings picture. The Zacks Consensus Estimate -- the consensus of EPS estimates from the sell-side analysts covering the stock -- for the current and following years is tracked by the system.Since ...

Here are three stocks with buy rank and strong momentum characteristics for investors to consider today, September 10:Eli Lilly and Company (LLY) : This pharmaceutical company has a Zacks Rank #1 and witnessed the Zacks Consensus Estimate for its current year earnings increasing 43.1% over the last 60 days.Eli Lilly's shares gained 5.0% over the last three months compared with the S&P 500’s advanced of 2.1%. The company possesses a Momentum Score of A.Moody's Corporation (MCO) : This risk assessment company ...

Here are five stocks added to the Zacks Rank #1 (Strong Buy) List today:Cool Company Ltd. (CLCO) : This LNG shipping company has seen the Zacks Consensus Estimate for its current year earnings increasing 9.1% over the last 60 days.Banco de Chile (BCH): This financial services company has seen the Zacks Consensus Estimate for its current year earnings increasing 10.2% over the last 60 days.Zuora, Inc. (ZUO) : This monetization platform provider has seen the Zacks Consensus Estimate for its current year earni ...

Here are three stocks with buy rank and strong income characteristics for investors to consider today, September 10Cool Company Ltd. (CLCO) : This LNG shipping company has witnessed the Zacks Consensus Estimate for its current year earnings increasing 9.1% the last 60 days.This Zacks Rank #1 company has a dividend yield of 14.1%, compared with the industry average of 3.3%.MPLX LP (MPLX) : This midstream energy company has witnessed the Zacks Consensus Estimate for its current year earnings increasing 5.9% t ...

Here are three stocks with buy rank and strong income characteristics for investors to consider today, September 5th:Cool Company Ltd. (CLCO) : This operator of LNG carriers has a Zacks Rank #1 and witnessed the Zacks Consensus Estimate for its current year earnings increasing 9.1% over the last 60 days.This Zacks Rank #1 company has a dividend yield of 14%, compared with the industry average of 3.3%.MPLX LP (MPLX) : This midstream energy infrastructure and logistics company has witnessed the Zacks Consensu ...

Investors in Banco De Chile (BCH) need to pay close attention to the stock based on moves in the options market lately. That is because the Oct 18, 2024 $30 Put had some of the highest implied volatility of all equity options today.What is Implied Volatility?Implied volatility shows how much movement the market is expecting in the future. Options with high levels of implied volatility suggest that investors in the underlying stocks are expecting a big move in one direction or the other. It could also mean t ...

财务数据和关键指标变化 - 公司在第二季度实现净利润324亿比索,相当于24.6%的平均股本收益率 [53][54] - 公司在上半年的平均股本收益率为23.6% [7] - 公司的CET1资本充足率为13.8%,远高于监管要求 [85][86] 各条业务线数据和关键指标变化 - 零售贷款占总贷款的65%,对公贷款占35% [65] - 按产品来看,抵押贷款同比增长7.2%,消费贷款增长3.4% [66] - 商业贷款在4个季度连续下降后终于实现2.3%的同比增长 [73] - 中小企业贷款增长1.3%,受到经济活动疲软的影响 [71][72] - 大型企业贷款增长3.4%,得益于汇率贬值带来的贸易融资需求增加 [73][74] 各个市场数据和关键指标变化 - 公司贷款组合在不同行业间保持良好的多元化分散 [76] - 公司预计2024年全年贷款增长将略高于行业平均水平的5.5% [77] 公司战略和发展方向及行业竞争 - 公司的长期战略目标是成为智利最赢利的银行,长期平均股本收益率目标为18% [36] - 公司在数字银行、效率和ESG方面取得了重大进展 [40]-[52] - 公司在费用控制和效率方面表现出色,2024年二季度成本收入比为35.4% [95][96] 管理层对经营环境和未来前景的评论 - 智利经济正在复苏,2024年GDP预计增长2.4% [22][23] - 通胀预期上升至4.3%,利率预计维持在5.5%左右至2025年 [25][26] - 银行业整体净利润增长2%,贷款增长放缓,资产质量有所下降 [30]-[33] 其他重要信息 - 公司偿还了三分之二的央行特别贷款,流动性比率达256% [78][79] - 公司的UF头寸使其对通胀变化敏感,每1%的通胀变化影响83亿比索 [84] - 公司拥有700亿比索的额外拨备,足以应对未来的监管变化和经济下行风险 [91] 问答环节重要的提问和回答 问题1：对2025年贷款增长的预期 **Daer Labarta提问** 公司对2025年贷款增长的预期是什么?哪些细分业务有望带动增长? [121] **Pablo Mejia回答** 公司预计2025年贷款增长将达到中高单位数,主要来自抵押贷款和消费贷款的增长 [122]-[125] 问题2：对资本和股利政策的看法 **Yuri Fernandes提问** 公司是否考虑派发特别股利或进行并购,还是将继续积累资本? [134] **Daniel Galarce回答** 公司长期股利支付率目标为60%,当前资本充足率较高可应对未来监管变化,具体股利政策由股东决定 [139][140] 问题3：对资产质量前景的看法 **Andres Soto提问** 公司是否计划释放部分700亿比索的额外拨备,对资产质量前景有何看法? [145] **Pablo Mejia回答** 公司目前没有明确的计划释放额外拨备,将根据经济形势变化适时评估。总体来看,资产质量已见底并有望改善 [146]-[151]

经济数据 - 智利月度GDP增长达到15.5亿美元，同比增长9.1%[4] - 失业率为8.9%，实际工资增长率为2.0%[7] - 智利央行预测2024年GDP增长率为2.4%，消费增长率为2.6%，CPI为4.3%[19] 银行业表现 - 季度净收入达到1688亿智利比索，ROAE为26.7%[24] - 商业、抵押和消费类贷款增长率分别为18.0%、14.7%和14.2%[30] - 银行贷款组合在各经济领域间平衡，零售占比65%，批发占比35%[88] 财务数据 - 公司资产负债表构成逐渐恢复至疫情前水平，资产中贷款占比70.8%，负债及股东权益中贷款占比67.1%[98] - 预期信贷损失为128亿智利比索[120] - 预期信用损失为67,372百万智利比索，1Q24为113,168百万智利比索，2Q24相较2Q23增长40.9%[159] 资本和风险 - BCH在同行中资本实力领先，CET1比率为10.9%[108] - 2024年6月，BCH的巴塞尔III比率为17.5%[113] - 预期信贷损失/平均客户贷款为0.73%，1Q24为1.20%，2Q24为1.00%[165]