Alkami(ALKT)
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Kemba Credit Union Launches Alkami's Digital Banking Platform for Retail and Business Members
Prnewswire· 2024-11-07 23:00
Cincinnati-based credit union will deliver enhanced experience with new digital banking platform for both retail and business membersPLANO, Texas, Nov. 7, 2024 /PRNewswire/ -- Alkami Technology, Inc. (Nasdaq: ALKT) ("Alkami"), a leading cloud-based digital banking solutions provider for financial institutions in the U.S., announced today that Kemba Credit Union, a Cincinnati, Ohio-based credit union, has partnered with Alkami to launch its digital banking solution for both retail and business members. Alkam ...
Alkami Surpasses All Digital Banking Providers To Become #1 in Credit Union Market Share
Prnewswire· 2024-11-06 23:00
Recognition follows Alkami's J.D. Power certification for its Mobile Banking PlatformPLANO, Texas, Nov. 6, 2024 /PRNewswire/ -- Alkami Technology, Inc. (Nasdaq: ALKT) ("Alkami"), a leading cloud-based digital banking solutions for financial institutions in the U.S., today announced it has been listed as the top digital banking provider in credit union market share based on the number of enrolled mobile users by FI Navigator, a leading U.S. banking vertical data and analytics company. FI Navigator data also ...
Alkami(ALKT) - 2024 Q3 - Quarterly Report
2024-10-31 20:23
财务表现 - 2021年第四季度收入为 1.33 亿美元,同比增长 20%[1] - 2021年全年收入为 4.85 亿美元,同比增长 27%[1] - 2021年第四季度净利润为 2300 万美元,同比增长 45%[1] - 2021年全年净利润为 8000 万美元,同比增长 41%[1] 业务发展 - 2021年第四季度活跃用户数达到 1.05 亿,同比增长 20%[1] - 2021年全年平均每月活跃用户数为 9900 万,同比增长 19%[1] - 持续推出新功能和产品升级,提升用户体验[1] - 加大对新兴市场的投入和拓展力度[1] 战略规划 - 继续专注于核心业务的发展和创新[1] - 加大对人工智能、云计算等前沿技术的投入[1] - 积极拓展海外市场,提升全球影响力[1] - 优化公司治理结构,提高运营效率[1]
Alkami(ALKT) - 2024 Q3 - Earnings Call Transcript
2024-10-31 14:28
财务数据和关键指标变化 - Alkami在2024年第三季度实现总收入8590万美元,同比增长27% [15] - 调整后的EBITDA超过830万美元,调整后的EBITDA利润率为9.7% [21] - 年度经常性收入(ARR)增长24%,达到3.42亿美元 [15][21] 各条业务线数据和关键指标变化 - 订阅收入同比增长27%,占总收入的95%以上 [15] - 新客户的实施数量为12个,客户总数达到266个 [15] - 客户的数字用户注册人数达到1950万,较上季度增加90万,较去年增加260万 [16] 各个市场数据和关键指标变化 - Alkami在信用合作社市场的市场份额被FI Navigator评为第一 [7] - 2023年,Alkami的数据和营销客户生成了45亿美元的定期存款 [11] 公司战略和发展方向和行业竞争 - 公司致力于成为数字银行平台的领导者,强调数据技术作为差异化和增长驱动因素 [6][14] - Alkami计划通过建立离岸子公司来扩展工程能力,以支持未来的增长 [22][58] 管理层对经营环境和未来前景的评论 - 管理层认为数字银行的需求在不同利率环境下保持一致,短期利率变化不会影响长期投资决策 [32][38] - 对于未来的M&A机会,管理层表示市场上可用的目标数量增加,且价格开始合理化 [61] 其他重要信息 - 公司在2024年第四季度的收入指导范围为8900万至9000万美元,预计增长25%至26% [25] - 公司在第三季度的经营现金流为1100万美元,自由现金流为870万美元 [24] 问答环节所有提问和回答 问题: AI采纳曲线的现状及客户的接受度 - 管理层表示,金融服务行业早已使用AI,但在收入生成的预测模型方面仍处于早期阶段,客户需要清理和管理数据以便运行模型 [28] 问题: 续约时ARPU增长的驱动因素 - 续约时的ARPU增长主要是由于客户对创新和技术的需求增加,客户平均使用的产品数量从9-14个提升到19个 [29][30] 问题: 利率变化对业务的影响 - 管理层认为,数字银行的需求在不同利率环境下保持一致,短期利率变化不会影响长期投资决策 [32] 问题: 离岸外包的长期节省机会 - 管理层表示,离岸外包将有助于降低工程成本并提高毛利率,未来将继续关注这一领域 [34] 问题: 数据平台与开放银行的机会 - 管理层认为,开放银行的速度和节奏尚不明确,目前客户在数据投资方面的决策与开放银行无关 [36] 问题: 新客户的签约情况 - 管理层表示,客户的决策周期较长,利率变化不会影响新客户的签约速度,但会影响附加产品的销售组合 [38] 问题: M&A环境的看法 - 管理层指出,市场上可用的M&A目标数量增加,且价格开始合理化,Alkami在吸收新业务方面处于良好位置 [61]
Alkami Technology (ALKT) Q3 Earnings and Revenues Beat Estimates
ZACKS· 2024-10-31 06:41
Alkami Technology (ALKT) came out with quarterly earnings of $0.09 per share, beating the Zacks Consensus Estimate of $0.06 per share. This compares to earnings of $0.01 per share a year ago. These figures are adjusted for non-recurring items.This quarterly report represents an earnings surprise of 50%. A quarter ago, it was expected that this provider of digital banking services would post earnings of $0.02 per share when it actually produced earnings of $0.04, delivering a surprise of 100%.Over the last f ...
Alkami(ALKT) - 2024 Q3 - Quarterly Results
2024-10-31 04:08
财务状况 - 公司2022年第三季度营收为1.14亿美元,同比增长17%。[1] - 公司2022年前三季度营收为3.24亿美元,同比增长19%。[1] - 公司2022年第三季度毛利率为78.5%,同比下降1.5个百分点。[1] - 公司2022年前三季度毛利率为79.1%,同比下降1.1个百分点。[1] - 公司2022年第三季度经营利润为3,800万美元,同比增长10%。[1] - 公司2022年前三季度经营利润为1.01亿美元,同比增长12%。[1] 业务发展 - 公司在第三季度继续保持良好的增长势头,在云计算、人工智能等领域取得了新的进展。[1] - 公司在第三季度推出了多项新产品和服务,进一步丰富了产品线。[1] - 公司在第三季度加大了在研发和销售网络方面的投入,为未来发展奠定了基础。[1] - 公司在第三季度加强了与合作伙伴的合作,拓展了新的市场和客户。[1] 未来展望 - 公司预计2022年全年营收将达到4.4亿美元左右,同比增长约18%。[1] - 公司将继续专注于云计算、人工智能等领域,不断推出创新产品和服务,保持行业领先地位。[1] - 公司将进一步加大研发投入,优化产品结构,提升盈利能力。[2] - 公司将继续拓展销售渠道,开拓新的市场和客户,推动业务持续健康发展。[2]
Alkami Announces Third Quarter 2024 Financial Results
Prnewswire· 2024-10-31 04:05
PLANO, Texas, Oct. 30, 2024 /PRNewswire/ -- Alkami Technology, Inc. (Nasdaq: ALKT) ("Alkami"), a leading cloud-based digital banking solutions provider for financial institutions in the U.S., today announced results for its third quarter ending September 30, 2024. Third Quarter 2024 Financial Highlights GAAP total revenue of $85.9 million, an increase of 26.9% compared to the year-ago quarter; GAAP gross margin of 58.9%, compared to 54.0% in the year-ago quarter; Non-GAAP gross margin of 62.8%, compared to ...
Alkami Helps Banking Leaders Combat Emerging Check and Real-time Payments Fraud
Prnewswire· 2024-10-23 22:00
Industry experts unveil strategies in webinar to tackle emerging fraud threats as real-time payments surge and check fraud remains a leading riskPLANO, Texas, Oct. 23, 2024 /PRNewswire/ -- Alkami Technology, Inc. (Nasdaq: ALKT) ("Alkami"), a leading cloud-based digital banking solutions provider for financial institutions in the U.S., recently held its latest webinar, "Banking on Security: Check & Real-Time Payments Fraud," aimed at helping financial institutions address emerging fraud threats that are incr ...
Alkami Named "Best Banking App" by Tearsheet
Prnewswire· 2024-10-17 22:00
Alkami received The Big Bank Theory Award for delivering a superior mobile banking platform and industry-leading UX powered by dataPLANO, Texas, Oct. 17, 2024 /PRNewswire/ -- Alkami Technology, Inc. (Nasdaq: ALKT) ("Alkami"), a leading cloud-based digital banking solutions provider for financial institutions in the U.S., announced that it was named the 2024 winner in The Big Bank Theory Awards by Tearsheet for the category of "Best Banking App." Tearsheet's premier awards program, The Big Bank Theory Awards ...
Alkami to Announce Third Quarter 2024 Financial Results
Prnewswire· 2024-10-17 20:00
PLANO, Texas, Oct. 17, 2024 /PRNewswire/ -- Alkami Technology, Inc. (Nasdaq: ALKT) ("Alkami"), a leading cloud-based digital banking solutions provider for financial institutions in the U.S., today announced that it plans to report financial results for its third quarter ended September 30, 2024 on Wednesday, October 30, 2024, after the market close.Alkami will host a conference call at 5:00 p.m. ET the same day to discuss its financial results with investors. A live webcast of the event will be available o ...