Fintech stocks continue to hold immense potential for delivering solid gains to investors. These companies are at the forefront of revolutionizing how we transact and think about money. And this includes the advent of cryptocurrencies like Bitcoin (BTC-USD). As we witness ongoing disruption in the monetary system, fintech stocks are paving the way forward. To capitalize on these fundamental shifts, I’ve researched three fintech stocks that strike the right balance between risk and reward. Often overlooked i ...

The most recent trading session ended with Affirm Holdings (AFRM) standing at $30.21, reflecting a -0.82% shift from the previouse trading day's closing. This move lagged the S&P 500's daily loss of 0.41%. On the other hand, the Dow registered a loss of 0.12%, and the technology-centric Nasdaq decreased by 0.71%. Heading into today, shares of the operator of digital commerce platform had gained 3.75% over the past month, outpacing the Business Services sector's gain of 0.6% and the S&P 500's gain of 3.53% i ...

文章核心观点 - Affirm Holdings Inc是BNPL(Buy Now Pay Later)行业的创始公司之一,自2012年成立以来已累计发放730亿美元的消费贷款,并发行了80亿美元的证券化产品 [3] - 过去几年Affirm的业务模式已经多元化和加强,形成了更加均衡的收入、信用和客户结构 [4] - Affirm运营一个封闭式支付网络,可以获取更多交易层面的数据来支持其风控引擎 [4] - 目前Affirm的股价估值为2026财年每股调整后利润的40倍,相比American Express和Discover Financial Services分别为15倍和10倍,估值较高但也面临更高的监管风险 [5] - Affirm作为一家无担保消费贷款公司,面临与其他非优质贷款公司相同的信用、融资、利率和宏观风险 [6] 财务数据 - 预计2022财年第二季度收入为5.911亿美元,调整后每股收益为0.13美元 [6]

Shares of Affirm Holdings, Inc. (AFRM) surged 12.8% on Monday following Goldman Sachs' initiation of coverage with a Buy rating. Analysts highlighted the buy now, pay later (BNPL) service provider's innovative credit solutions, superior underwriting processes and effective risk management, which includes short-term receivables and transaction-level underwriting, as key factors for their positive outlook. Also, Goldman Sachs set a $42 price target for the stock, which indicates a 40.6% premium on the $29.87 ...

Affirm (NASDAQ:AFRM) stock enjoyed a strong late-day push after Goldman Sachs initiated coverage on the buy-now pay-later company with a “buy” rating. Indeed, Goldman Sachs analysts were clearly impressed by Affirm’s business model, setting a price target of $42 on AFRM stock. That implies roughly 25% upside from the stock’s closing price of $33.70 per share. Why is Goldman Sachs so big on Affirm? Well, according to the firm, Affirm’s strength lies in its portfolio and underwriting. Indeed, analysts pointed ...

Affirm Holdings Inc (NASDAQ: AFRM) gained more than 10% on Monday after a Goldman Sachs analyst issued a super bullish note in its favour. Are you looking for signals & alerts from pro-traders? Sign-up to Invezz Signals™ for FREE. Takes 2 mins. Shares of the buy now, pay later company are still over 30% for the year. Affirm stock could climb to $42 Copy link to section Will Nance initiated coverage of Affirm Holdings today with a “buy” rating. His $42 price objective suggests a 40% upside on its previous cl ...

Key Takeaways Affirm Holdings shares soared in intraday trading Monday as Goldman Sachs initiated coverage with a "buy" rating on the stock, with a price target 41% above Friday's close. Goldman said the buy now, pay later (BNPL) firm is “the leading provider of modern credit solutions for consumers.” The analysts also praised Affirm's underwriting. Shares of Affirm Holdings (AFRM) jumped in intraday trading Monday as Goldman Sachs initiated coverage of the buy now, pay later (BNPL) loan service with a "buy ...

Kevin Dietsch/Getty Images News With Apple (AAPL) appearing to announce an exit from the Buy Now, Pay Later space, Affirm (NASDAQ:AFRM) is looking like an increasingly attractive bet. The company has posted torrid top-line growth along with rapidly improving operating margins. The company has a net cash balance sheet and the Affirm Card is clearly gaining traction with consumers. The company’s solid execution over the last several years in the high interest rate environment may suggest that bearish fears ar ...

Nu, Upstart, and Affirm all look undervalued relative to their growth potential. Fintech stocks soared during the peak of the meme- and growth-stock rallies in 2021, but many of those stocks stumbled over the following two years as interest rates rose. Those higher rates curbed economic growth and lending, while higher yields on fixed-income investments like CDs pulled investors away from riskier growth stocks. But with interest rates expected to stabilize and potentially decline over the next few quarters, ...

Affirm Holdings (AFRM) has recently been on Zacks.com's list of the most searched stocks. Therefore, you might want to consider some of the key factors that could influence the stock's performance in the near future. Over the past month, shares of this operator of digital commerce platform have returned +1.6%, compared to the Zacks S&P 500 composite's +3.2% change. During this period, the Zacks Business - Services industry, which Affirm Holdings falls in, has lost 2.5%. The key question now is: What could b ...