The Western Union Company (WU) recently announced that it has joined forces with Adonis supermarkets to enhance cross-border money transfer services in Canada. The strategic partnership is expected to enable them to provide Western Union’s services to consumers in Adonis Seville and Adonis Griffintown locations in Montreal.The move is expected to boost Western Union’s footprint in Canada. The company continues to increase its penetration of the global cross-border consumer payments market. It divested its B ...

The proven Zacks Rank system focuses on earnings estimates and estimate revisions to find winning stocks. Nevertheless, we know that our readers all have their own perspectives, so we are always looking at the latest trends in value, growth, and momentum to find strong picks.Of these, perhaps no stock market trend is more popular than value investing, which is a strategy that has proven to be successful in all sorts of market environments. Value investors use a variety of methods, including tried-and-true v ...

The Western Union Company (WU) posted robust first-quarter 2024 results, driven by the Branded Digital business' resilience, growth in transactions, solid Consumer Money Transfer business performance and stabilization of the retail business. This solid performance prompted the company to raise its full-year outlook. However, increased expenses tempered some of the gains.It announced first-quarter 2024 adjusted earnings per share (EPS) of 45 cents, which beat the Zacks Consensus Estimate by 12.5%. The bottom ...

Western Union’s first quarter results took note of continued shifts to digital channels to send money across borders.Branded digital transactions grew by 13% year over year (YoY), the company detailed in its materials. CEO Devin McGranahan said during the conference call with analysts that consumer money transfer transactions 6% growth rate marked the third consecutive quarter with 5% or more transaction growth.Adjusted revenue growth was 3%, YoY, to a bit more than $1 billion.“The macro backdrop remains co ...

财务数据和关键指标变化 - 第一季度收入达到10.5亿美元,同比增长3% [17] - 调整后每股收益为0.45美元,同比增长5% [18] - 消费者汇款交易量增长6%,连续第三个季度增长5%以上 [10] - 数字业务收入增长9%,为2021年第三季度以来最高增长率 [13] 各条业务线数据和关键指标变化 - 消费者汇款业务收入增长3%,交易量增长6% [56] - 自有品牌数字业务收入增长9%,交易量增长13% [57] - 消费者服务业务收入增长8% [64] 各个市场数据和关键指标变化 - 北美地区收入加速,交易量和收入增长均有改善 [59] - 欧洲地区交易量增长5%,为2019年第四季度以来首次实现5%以上增长 [38][61] - 公司正在采取措施应对法国一家大型代理商退出的影响 [39][40] 公司战略和发展方向及行业竞争 - 公司正在推进"Evolve 2025"战略,包括改善零售业务、升级数字平台、提升客户和代理商体验等 [8][20][21] - 公司看好移民带来的长期增长机遇,将继续稳定零售业务的同时发展数字和消费者服务业务 [22][25][26] - 公司正在推出新的忠诚度计划,提升客户粘性和终身价值 [33] - 公司正在与瑞士邮政建立新的长期合作关系,在瑞士开设700多个新网点 [49] 管理层对经营环境和未来前景的评论 - 宏观环境仍然存在通胀高企和利率上升等挑战,但公司客户群体表现出较强的适应能力 [15][16] - 公司有信心在2025年实现可持续的盈利性收入增长 [14] - 公司有信心实现数字业务和消费者服务业务的双位数增长 [127][131] 问答环节重要的提问和回答 问题1 **Tien-Tsin Huang 提问** 询问收入预期上调的主要因素 [78][79] **Devin McGranahan 回答** 约一半到三分之二来自伊拉克业务超预期,另外三分之一来自自有品牌数字业务表现优于预期,还有一部分来自消费者服务业务 [79][80] 问题2 **Will Nance 提问** 询问公司在技术基础设施方面的投入和进展 [89][90][91][92][93] **Devin McGranahan 回答** 公司在三个方面进行了技术投入:1)将核心交易处理平台迁移至云端;2)从交易中心转向以客户为中心的管理;3)持续更新前端零售和数字平台 [90][91][92][93] 问题3 **Andrew Schmidt 提问** 询问数字业务收入增长的可持续性 [100][101][102] **Devin McGranahan 回答** 公司有信心能够实现数字业务交易量和收入的双位数增长,这与公司制定的"Evolve 2025"战略目标一致 [101][102]

财务表现 - Western Union报告的第一季度营收为10.5亿美元，同比增长1.2%[1] - 公司每股收益为0.45美元，较去年同期的0.43美元有所增长[1] - 营收超出Zacks Consensus Estimate 3.94%，每股收益超出预期12.50%[2] 公司业绩 - Western Union在最近报告的季度中表现良好，关键指标包括消费者汇款交易总量、消费者服务营收、消费者汇款营收等[5] - 消费者汇款交易总量为6900万，略高于分析师平均预期[5] - 消费者服务营收为8710万美元，年增长率为+4.7%[6] - 消费者汇款营收为9.62亿美元，年增长率为+2.5%[7] - 消费者服务部门运营收入为1860万美元，略高于分析师平均预期[8] - 消费者汇款部门运营收入为1.876亿美元，略高于分析师平均预期[9] 股票表现 - Western Union股票过去一个月的回报率为-2%，目前的Zacks排名为3（持有），预示着在短期内可能与整体市场表现一致[10]

b UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2024 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-32903 THE WESTERN UNION COMPANY (Exact name of registrant as specified in its charter) Delaware 20-4531180 (State or Other Juri sdiction ...

Exhibit 99.1 FOR IMMEDIATE RELEASE Western Union Reports First Quarter 2024 Results • Q1 GAAP revenue of $1.05 billion, up 1% on a reported basis, or up 3% on an adjusted basis • Q1 GAAP EPS of $0.41, up 3% or adjusted EPS of $0.45, up 5% • Consumer Money Transfer transactions grew 6% in Q1 led by 13% growth in Branded Digital transactions • Branded Digital revenue grew 9% on reported and adjusted basis • Raised 2024 full year guidance for revenue and EPS DENVER, April 24, 2024 – The Western Union Company ( ...

财务表现 - 预计Western Union第一季度每股收益为40美分，较去年同期下降7%[2] - 预计Western Union第一季度营收为10亿美元，较去年同期下降2.7%[3] - Western Union过去四个季度每股收益均超出预期，平均超出幅度为20.11%[4] - 消费者汇款(CMT)部门的营收预计将下降1.8%，运营收入预计将下降12.6%[7] - 消费者服务部门的营收预计将增长4.8%，运营收入预计将增长8.8%[9] 业务展望 - 第一季度，Western Union的营收预计将受益于数字业务和稳定的零售业务[4] - 东亚和大洋洲地区可能会为Western Union的数字业务做出贡献[5] - Western Union的毛利率可能会在第一季度得到一定的缓解[10] 市场评级 - Western Union目前的Zacks排名为4 (卖出)[13] - 其他一些商业服务领域的公司可能会在本季度超出预期[13]

西联公司和西联基金会 - 西联公司和西联基金会为2023-2024学年的CEO学者奖项颁发给了Arian Hajihassani[1] - 西联公司和西联基金会对Arian Hajihassani的学术成就和对医学科学的贡献表示赞赏[3] Arian Hajihassani - Arian Hajihassani是第一代大学生，正在匹兹堡杜肯大学学习生物化学和数学[2] 西联基金会 - 西联基金会于2017年推出全球学者计划，为国际学生提供资助[4]