文章核心观点 - 保险行业在2023年承保亏损达到了近20年来的最高水平,达到了212亿美元 [1] - 为帮助保险公司应对这一挑战,Verisk公司推出了ISO Experience Index,这是一款创新的工具,旨在现代化保险行业精算师分析风险模式的方式 [1][2] - ISO Experience Index能够提供更频繁和更及时的洞见,帮助保险公司加快定价决策,增强对市场状况评估的信心 [3][4][6] 关键要点总结 1. ISO Experience Index的特点 - 提供季度发布和简化的数据调整,相比传统的损失成本评估更新频繁 [3] - 与特定时间点直接挂钩,在不同州保持一致的方法论,支持统一的衡量标准 [4] - 为保险公司提供当前信息和超越年度审查周期的背景洞见 [4] 2. ISO Experience Index在房主险领域的应用 - 该指数反映了不同市场损失水平的波动性,2023年第四季度全国指数环比上升2.5%,逆转了第三季度的下降趋势 [5] - 该指数较2022年末上升3.4%,较2021年末上升24.4% [5] - 该指数还显示,2023年第四季度纯保费较前5年同期上升17.2%,为保险公司应对日益严重的对流性风暴等新的经营环境提供了数据支撑 [6] 3. ISO Experience Index的推广计划 - 该指数目前可通过Verisk的Core Lines Services产品交付平台获得,初期推出了房主险按州的损失水平指标,未来还将扩展到其他主要业务线 [7]

文章核心观点 - 公司致力于为保险行业提供数据分析和技术支持,帮助客户提高运营效率、改善承保和理赔结果、打击欺诈,并做出有关气候变化、极端事件、可持续性和政治问题等全球风险的明智决策[1][9] - 公司通过先进的数据分析、软件、科学研究和深厚的行业知识,帮助个人、社区和企业建立全球抗灾能力[9] - 公司在全球拥有20多个国家的团队,连续8年获得Great Place to Work认证,营造了一个包容性强的文化,让所有员工都有归属感[5][9] 公司获奖情况 新闻奖项 - 被《新闻周刊》评为"2024年美国最佳多元化工作场所"和"2024年美国最佳心理健康工作场所"[2] - 被《新闻周刊》评为"2024年美国最环保公司"[3] 行业认可 - 连续8年获得美国Great Place to Work认证,并获得英国、西班牙、波兰和印度的Great Place to Work认证[5] - 被《拉丁裔领袖》杂志评为"2024年最佳拉丁裔雇主"[6] - 获得《华尔街日报》"最佳管理公司"和《投资者商业日报》"最佳ESG公司第4名"等奖项[7] - 连续两年被《USA Today》评为"2023年和2024年美国气候领袖"[8] 可持续发展 - 2023年首次发布符合TCFD框架的报告,并报告了去年范围1和2的温室气体排放下降[4] - 通过CDP气候变化问卷报告和管理环境影响[4] - 公司作为保险行业的合作伙伴,建模气候变化对极端天气事件的潜在影响,认真履行减少环境影响的责任[5] 企业文化 - 公司的共同目标是投资并不断评估如何营造一个关注员工、客户和社区安全、满意度和福祉的工作环境[5] - 公司鼓励员工发挥潜力,专注于学习、关怀和成果这三个核心价值观[7] - 公司设有9个员工资源小组,包括促进西语裔文化认知和教育的Verisk Unidos Network[6]

文章核心观点 - 公司致力于为保险行业提供数据分析和技术支持,帮助客户提高运营效率、改善承保和理赔结果、打击欺诈,并做出有关全球风险的明智决策[9] - 公司通过先进的数据分析、软件、科学研究和深厚的行业知识,帮助个人、社区和企业建立全球抗灾能力[9] - 公司在全球拥有20多个国家的团队,连续8年获得Great Place to Work认证,营造了包容性的企业文化,让所有员工都有归属感[9] 公司概况 - 公司是全球领先的数据分析和技术合作伙伴,为保险行业提供服务[9] - 公司总部位于新泽西州泽西城[1] - 公司股票代码为NASDAQ:VRSK[1] 公司荣誉 - 连续8年获得美国Great Place to Work认证,并在英国、西班牙、波兰和印度也获得该认证[5] - 获得Newsweek评选的"美国最佳多元化工作场所2024"、"美国最佳心理健康工作场所2024"和"美国最环保公司2024"等荣誉[2][3] - 获得华尔街日报评选的"最佳管理公司"和IBD评选的"100家最佳ESG公司"(排名第4)[7] - 连续两年获得美国《今日美国》评选的"气候领袖"称号[8] 可持续发展 - 2023年首次发布符合TCFD框架的报告,并报告了去年范围1和2的温室气体排放量下降[4] - 积极参与CDP气候变化问卷调查,披露和管理环境影响[4] - 致力于减少环境影响,履行作为保险行业气候变化建模合作伙伴的责任[5] 员工发展 - 设有9个员工资源小组,包括促进西语裔文化认知和教育的Verisk Unidos Network[6] - 注重营造包容性的工作环境,吸引和留住优秀人才,推动业务创新和卓越[5][7] - 鼓励员工发挥潜力,专注于学习、关怀和成果这三大核心价值观[7]

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2024 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-34480 VERISK ANALYTICS, INC. (Exact name of registrant as specified in its charter) Delaware 26-2994223 (State or other ...

Exhibit 99.1 Verisk Reports First-Quarter 2024 Financial Results • Consolidated revenues were $704 million, up 8.0%, and up 6.9% on an organic constant currency (OCC) basis for the first quarter of 2024. • Income from continuing operations was $219 million, up 12.9% for the first quarter of 2024. Adjusted EBITDA, a non- GAAP measure, was $380 million, up 11.8%, and up 10.6% on an OCC basis. • Diluted GAAP earnings per share from continuing operations (diluted EPS) were $1.52 for the first quarter of 2024, u ...

Verisk Analytics, Inc. (NASDAQ:VRSK) Q4 2023 Earnings Call Transcript February 21, 2024 8:30 AM ET Company Participants Stacey Brodbar - Head, Investor Relations Lee Shavel - President & Chief Executive Officer Elizabeth Mann - Chief Financial Officer Doug Caccese - Co-President, Underwriting Solutions Saurabh Khemka - Co-President, Underwriting Solutions Maroun Mourad - President-Claims Solutions Conference Call Participants Faiza Alwy - Deutsche Bank Andrew Steinerman - JPMorgan Ashish Sabadra - RBC Jeff ...

4Q2023 Earnings Presentation February 21, 2024 ©Verisk Analytics, Inc. All rights reserved.1 4Q2023 Earnings Presentation Forward-Looking Statements, Safe Harbor, and Non-GAAP Financial Measures Forward-Looking Statements This release contains forward-looking statements about Verisk's future performance, including those related to our financial guidance. These statements relate to future events or to future financial performance and involve known and unknown risks, uncertainties, and other factors that may ...

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K ☑ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2023 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 001-34480 VERISK ANALYTICS, INC. (Exact name of registrant as specified in its charter) Delaware 26-2994223 (State or other jurisd ...

Exhibit 99.1 Verisk Reports Fourth-Quarter 2023 and Full-Year 2023 Financial Results • Consolidated revenues were $677.2 million, up 7.4% and up 6.0% on an organic constant currency (OCC) basis for the fourth quarter of 2023. Prior year results included storm-related revenue associated with Hurricane Ian, which negatively impacted OCC growth by 90 basis points. For the full year 2023, consolidated revenues were $2,681.4 million, up 7.4% and up 8.7% on an OCC basis. • Income from continuing operations was $1 ...

Verisk Analytics, Inc. (NASDAQ:VRSK) Q3 2023 Earnings Conference Call November 1, 2023 8:00 AM ET Company Participants Stacey Brodbar - Head, IR Lee Shavel - President & CEO Elizabeth Mann - CFO Neil Spector - President, ISO Maroun Mourad - President, Global Underwriting Conference Call Participants George Tong - Goldman Sachs Manav Patnaik - Barclays Capital Alex Kramm - UBS Greg Peters - Raymond James Andrew Jeffrey - Truist Securities Jeff Meuler - Baird Toni Kaplan - Morgan Stanley Andrew Steinerman - J ...