文章核心观点 - 公司预计第二季度收入同比增长6.8%,非GAAP每股收益同比下降17.2% [4][6] - 公司在支付处理、加密货币等方面持续创新,有利于提升市场地位和用户粘性 [12][13][14][15][16][17][18] - 但公司面临激烈的行业竞争,可能对市场份额和活跃用户数产生不利影响 [19][20] 关键指标总结 - 活跃用户账户预计为4.28亿,同比下降0.7% [20] - 总支付交易量预计为4195.4亿美元,同比增长11.4% [21] - 交易收入预计为70.6亿美元,同比增长7.7% [21] - 其他增值服务收入预计为7.2亿美元,同比下降1.5% [21] 公司表现与估值 - 公司股价今年迄今下跌6.8%,低于行业和大盘涨幅 [23][24] - 公司当前估值较行业低,体现了较好的投资机会 [25][26] - 公司长期前景看好,数字支付行业持续增长,公司有望受益 [27][28][29][30]

The upcoming report from Paypal (PYPL) is expected to reveal quarterly earnings of $0.96 per share, indicating a decline of 17.2% compared to the year-ago period. Analysts forecast revenues of $7.78 billion, representing an increase of 6.8% year over year.The consensus EPS estimate for the quarter has been revised 0.4% higher over the last 30 days to the current level. This reflects how the analysts covering the stock have collectively reevaluated their initial estimates during this timeframe.Ahead of a com ...

文章核心观点 - 英国新的工党政府将很快出台更新的计划,对"先买后付"行业进行监管 [1][2][3][4][5] - 此前英国政府在2021年就提出过监管该行业的计划,此次是对之前计划的进一步推进 [6] - "先买后付"业务模式存在一些问题,如部分消费者无法承担债务,监管措施有助于保护消费者 [7][8][9] 行业概况 - "先买后付"业务模式通常是消费者先支付部分款项,之后分期付清剩余款项 [7] - 大多数"先买后付"公司通过向商家收取交易费用来盈利,而非向消费者收取利息或逾期费用 [8] - 不同"先买后付"公司的服务存在差异,这也是监管需求的一个原因 [9] 监管动态 - 英国政府此前曾委托前金融行为监管局局长克里斯托弗·沃尔德进行调研,发现超过10%的"先买后付"客户出现拖欠情况 [6] - 英国政府此前曾在2021年提出过监管该行业的计划,此次是对之前计划的进一步推进 [6] - 英国新任经济大臣表示将与相关利益方密切合作,并将很快公布具体监管计划 [5]

SAN JOSE, Calif., July 24, 2024 /PRNewswire/ -- PayPal Holdings, Inc. (NASDAQ: PYPL) today announced that Enrique Lores has been appointed the new Independent Chair of its Board of Directors. He succeeds John Donahoe, who is retiring from the PayPal Board after serving as Board Chair since 2015. Lores, President and CEO of HP Inc., has served on the Board since June 2021. "Enrique's deep expertise in consumer and enterprise technology has been invaluable to PayPal, and I know that his experience leading and ...

文章核心观点 - 公司即将发布第二季度财报,分析师预期公司业绩将有所下滑 [2][4] - 但公司过去十二个季度中有十次超预期,未来仍有可能出现正面意外 [6] - 公司采取了较为保守的会计政策,不太可能出现由于过去激进会计处理带来的负面影响 [7] 公司经营情况 - 第一季度公司总支付量同比增长14%,固定汇率收入增长10%,交易利润率提升400个基点 [9][10][11] - 但活跃账户数同比下降1%,尽管每个活跃账户的交易量增长13% [12][13][14] - 公司自有平台如Venmo和Braintree的交易量增长较快,eBay业务保持平稳,其他新兴垂直领域也有所增长 [15][16][17] 行业竞争格局 - 公司仍保持行业领先地位,具有规模经济、议价能力和定价权等优势 [19] - 但短期内消费者信心下降和信用卡违约率上升可能会拖累公司业绩 [21][22] 财务分析 - 公司一季度营业利润率在GAAP和非GAAP基础上均有所提升,二季度或能维持较高水平 [24][26] - 但公司流动性指标较弱,应收账款和客户资金规模较大,存在一定风险 [27][28][29] 估值分析 - 公司估值指标显著低于同行,股价存在相对价值 [34][35][36] - 技术面上公司股价有望反弹,但需要二季度财报表现良好作为催化剂 [40] 总结 - 综合来看,公司长期增长前景良好,短期业绩或有下滑,但股价存在一定上涨空间 [41]

In the latest market close, Paypal (PYPL) reached $59.71, with a -1.74% movement compared to the previous day. This change lagged the S&P 500's 0.16% loss on the day. On the other hand, the Dow registered a loss of 0.14%, and the technology-centric Nasdaq decreased by 0.06%.Shares of the technology platform and digital payments company have appreciated by 2.15% over the course of the past month, outperforming the Computer and Technology sector's gain of 0.47% and the S&P 500's gain of 1.96%.Analysts and inv ...

Chicago, July 18, 2024 (GLOBE NEWSWIRE) -- The Embedded Finance Market is estimated at USD 115.8 billion in 2024 to USD 251.5 billion by 2029, at a Compound Annual Growth Rate (CAGR) of 16.8% during the forecast period, according to a new report by MarketsandMarkets™. The market for embedded finance is fueled by the requirement to deliver financial services through platforms beyond traditional financial ones. They have made customers stick to their accounts and keep transacting with them by offering accessi ...

For Immediate ReleasesChicago, IL – July 18, 2024 – Zacks.com announces the list of stocks featured in the Analyst Blog. Every day the Zacks Equity Research analysts discuss the latest news and events impacting stocks and the financial markets. Stocks recently featured in the blog include: Arista Networks (ANET) , Corning (GLW) , PayPal (PYPL) , Paycom Software (PAYC) and Twilio (TWLO) .Here are highlights from Thursday’s Analyst Blog:5 Technology Stocks Poised to Beat Earnings Estimates in Q2The technology ...

The technology sector witnessed growth in the second quarter of 2024, driven by strong adoption of AI and machine learning as well as Generative AI (GenAI). The sector is riding on the ongoing digitalization wave. The rapid adoption of cloud computing, 5G, the Internet of Things, wearables, headsets supporting augmented and virtual reality technologies, drones and blockchain is expected to have aided sector participants.AI demand is escalating, and that has increased the need for data center capacity expans ...

While the proven Zacks Rank places an emphasis on earnings estimates and estimate revisions to find strong stocks, we also know that investors tend to develop their own individual strategies. With this in mind, we are always looking at value, growth, and momentum trends to discover great companies.Of these, perhaps no stock market trend is more popular than value investing, which is a strategy that has proven to be successful in all sorts of market environments. Value investors rely on traditional forms of ...