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Nu .(NU) - 2023 Q4 - Annual Report
2024-04-20 05:06
SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K Report of Foreign Private Issuer Pursuant to Rule 13a-16 or 15d-16 of the Securities Exchange Act of 1934 For the month of April, 2024 Commission File Number 001-41129 Nu Holdings Ltd. (Exact name of registrant as specified in its charter) Nu Holdings Ltd. (Translation of Registrant's name into English) Campbells Corporate Services Limited, Floor 4, Willow House, Cricket Square, KY1-9010 Grand Cayman, Cayman Islands +1 345 949 2648 (Address ...
Nu .(NU) - 2023 Q4 - Annual Report
2024-04-20 05:04
市场风险 - 公司面临的市场风险主要包括市场价值变化风险和利率、股票价格、汇率、商品价格等方面的风险[652] - 利率风险主要来自信用卡、个人贷款、现金管理和融资等日常活动,通过衍生工具进行风险缓解[653] - 在不同情景下,公司对巴西利率、通胀率、美元利率和墨西哥利率的敏感性分析显示了不同金融工具的敏感性值[654] 利率敏感性分析 - 巴西风险无风险利率曲线的1bp冲击对公司债券、信用卡贷款等金融工具的敏感性分析结果显示潜在的损失[655] - 巴西风险无风险利率曲线的400bp冲击对公司债券、信用卡贷款等金融工具的敏感性分析结果显示潜在的损失[656] - IPCA票面利率曲线的253bp冲击对公司债券、信用卡贷款等金融工具的敏感性分析结果显示潜在的损失[657] - MXN无风险利率曲线的1bp冲击对公司债券、信用卡贷款等金融工具的敏感性分析结果显示潜在的损失[658] - 美元风险无风险利率变动对债务工具的影响总计为27,232千美元[659] 外汇风险 - 我们决定不对巴西、哥伦比亚和墨西哥的投资外汇风险进行对冲[659] - 巴西雷亚尔兑美元汇率冲击可能对投资价值产生影响,具体表现为FIP在2023年12月31日的净权益变动为1,100,129千美元[659] 信用风险管理 - 我们的信用风险主要定义为与交易对手未能履行金融交易合同义务相关的损失可能性[661] - 我们的信用风险管理结构独立于业务部门,提供过程和工具来衡量、监控、控制和报告所有产品的信用风险[661] - 我们使用内部信息、统计模型、外部数据和其他定量分析来确定每位客户在组合中的风险概况[661] 流动性风险管理 - 我们定义流动性风险为我们可能无法有效地满足预期和意外的、当前和未来的义务,而不会影响我们的日常运营并遭受重大损失的可能性[662] - 流动性风险由第一防线的业务领域管理,市场和流动性风险领域独立于业务领域,负责控制流动性风险[663] 信息技术风险 - 我们将信息技术风险定义为由潜在威胁对我们的信息技术基础设施造成的不良影响[664]
Nu Holdings Ltd. (NU) Stock Declines While Market Improves: Some Information for Investors
Zacks Investment Research· 2024-04-17 07:06
Nu Holdings Ltd. (NU) closed the latest trading day at $10.84, indicating a -1% change from the previous session's end. The stock's performance was behind the S&P 500's daily gain of 0.03%. On the other hand, the Dow registered a gain of 0.41%, and the technology-centric Nasdaq increased by 0.12%. Shares of the company have depreciated by 7.12% over the course of the past month, underperforming the Business Services sector's loss of 4.2% and the S&P 500's loss of 0.9%. Analysts and investors alike will be k ...
Brokers Suggest Investing in Nu (NU): Read This Before Placing a Bet
Zacks Investment Research· 2024-04-11 22:31
经纪推荐与股票评级 - 投资者通常依赖华尔街分析师的推荐来决定是否买入、卖出或持有股票[1] - 8家经纪公司中有8家强烈推荐买入Nu Holdings Ltd. (NU),占所有推荐的66.7%[3] - 经纪推荐往往对指导投资者选择潜力股票的成功没有太大帮助[4] ABR与Zacks Rank - Nu目前的平均经纪推荐(ABR)为1.63,介于强烈买入和买入之间[2] - Zacks Rank是一种有效的股票评级工具,可以有效预测股票未来的价格表现[7] - ABR和Zacks Rank是两种完全不同的度量标准[8] 分析师偏见与盈利预期修订 - 经纪公司对其覆盖股票的利益使得分析师在评级时存在强烈的正向偏见[5] - 经纪公司雇佣的分析师往往对推荐过于乐观,而Zacks Rank的核心是盈利预期修订[10] - 最近一致预期变化的大小以及与盈利预期相关的其他三个因素导致Nu的Zacks Rank为3(持有)[14] Zacks Rank的特点 - Zacks Rank的不同等级在所有为当前年度提供盈利预期的股票中按比例分配[11] - Zacks Rank的新鲜度总是及时指示未来的价格走势[12] - Nu的当前年度Zacks一致预期为0.39美元,未来可能会在市场表现中保持一致[13]
Nu Stock: Buy, Sell, or Hold?
The Motley Fool· 2024-04-11 19:50
Is it too late to buy after it doubled last year? Nu Holdings (NU -2.12%) is a Brazil-based company that's on investors' radars because it's in the Berkshire Hathaway portfolio. It's a tiny percentage of the whole equity portfolio, accounting for only 0.3%, but it packs a strong punch as one of its only true growth stocks. Is it right for the individual investor's portfolio? Nu is reporting extraordinary results Nu is a digital bank that operates in Brazil, Mexico, and Colombia, and it has demonstrated incr ...
3 Hot Stocks Cathie Wood Bought Last Week
The Motley Fool· 2024-03-19 00:22
Cathie Wood投资组合调整 - Cathie Wood上周在Ark Invest旗下的ETF中进行了多次投资组合调整[1] - Wood上周增加了对UiPath、The Trade Desk和Nu三家公司的持股[2] UiPath - UiPath是一家云端软件解决方案公司,股价自去年开始上涨超过70%[3] - UiPath在最新财季实现了创纪录的财务业绩,尽管股价出现下跌,但Wood仍然增持[4] The Trade Desk - The Trade Desk在广告行业拥有领先地位,连续八年实现了两位数的营收增长[5] Nu - Nu是拉丁美洲Nubank的母公司,股价自去年开始上涨近三倍,连续六个季度实现了盈利[6]
Nu Holdings Ltd. (NU) is Attracting Investor Attention: Here is What You Should Know
Zacks Investment Research· 2024-03-14 22:06
Nu Holdings Ltd. (NU) has recently been on Zacks.com's list of the most searched stocks. Therefore, you might want to consider some of the key factors that could influence the stock's performance in the near future. Over the past month, shares of this company have returned +11.8%, compared to the Zacks S&P 500 composite's +4.4% change. During this period, the Zacks Technology Services industry, which Nu Holdings Ltd. falls in, has gained 7.3%. The key question now is: What could be the stock's future direct ...
Why Nu Stock Soared 29% in February
The Motley Fool· 2024-03-07 23:03
Shares of Nu Holdings (NU 1.16%) stock moved 29% higher in February according to data provided by S&P Global Market Intelligence. Investors were pleased with the progress reported in the 2023 fourth-quarter update, and they're excited about what the future holds. Sustaining incredible momentum Nu has been reporting incredible results pretty much since going public. It's an all-digital bank based in Brazil, and it's focused on low-fee, easy-to-use products and services. These have become extremely popular, a ...
Nu Holdings: The LATAM Stock To Set An Alert, Wait, And Hit Buy
Seeking Alpha· 2024-03-07 18:44
Editor's note: Seeking Alpha is proud to welcome Daniel Urbina as a new contributor. It's easy to become a Seeking Alpha contributor and earn money for your best investment ideas. Active contributors also get free access to SA Premium. Click here to find out more » ...
Prediction: This Will Be the Best-Performing Warren Buffett Stock Over the Next 5 Years
The Motley Fool· 2024-03-03 19:30
伯克希尔·哈撒韦股票交易 - 伯克希尔·哈撒韦在2023年第四季度买卖了几只股票,完全清仓了四个头寸[1] - 沃伦·巴菲特首席执行官赞扬了他最喜欢的美国运通和可口可乐,并将奥西迪石油加入到他可能永远不会卖出的股票名单中[1] Nu Holdings - 伯克希尔·哈撒韦的小头寸中,Nu Holdings(NU 1.72%)可能是未来五年表现最好的股票[2] - Nu持续以惊人的速度增长,截至2023年第四季度末,Nu拥有9500万客户,比去年增加了1900万,其中包括巴西成年人口的53%[6] - Nu的活跃客户占比为83%,这表明Nu提供的产品符合客户需求,平均活跃客户收入持续增加[7] - Nu的成本控制得当,随着规模扩大,盈利能力不断提高,活跃客户服务成本在Q4保持在0.90美元[8] - Nu正在不断开拓新市场,目标是吸引更多消费者并实现更有意义的增长,其信用业务蓬勃发展,导致净利息收入增加[10] - Nu股票在2023年涨幅超过100%,可能是巴菲特表现最好的股票,今年迄今已上涨约33%,远超市场[12] - Nu股票在未来五年可能会爆发,表现优于市场和其他巴菲特股票,建议立即购买[13]