文章核心观点 - 美国经济数据向好,为9月降息铺平道路,有利于金融科技行业的发展 [2][3] - 金融科技公司具有良好的基本面和增长潜力,是值得关注的投资标的 [4] 公司总结 Visa (V) - 是全球领先的支付技术公司,通过低成本高效的电子支付处理模式获得丰厚的自由现金流 [6] - 连续15年增加股息,并大幅增加股票回购规模,财务状况良好 [7] - 尽管受到跨境交易量下降的影响,但核心业务仍保持良好,有望从降息中获益 [8] Nu Holdings (NU) - 是拉丁美洲快速增长的金融科技公司,客户数量超过1亿,业务覆盖多个国家 [10] - 自上市以来股价表现出色,未来仍有10%的上涨空间 [11] - 公司实现了从亏损到盈利的转变,成为亚洲以外最大的数字银行 [12] SoFi Technologies (SOFI) - 尽管受到利率上升的影响,但在利率下降预期下仍具有较高的投资价值 [14] - 公司已实现GAAP盈利,收入增长强劲,新增客户数大幅增加 [15] - 通过收购等方式实现快速扩张,未来几年有望保持20%以上的收入增长 [16]

文章核心观点 - 该公司是一家专注于拉丁美洲数字银行业务的金融科技公司 [4][5] - 公司自2013年成立以来发展迅速,目前已在巴西、墨西哥和哥伦比亚三个市场开展业务 [4][5] - 公司没有实体银行网点,依靠互联网和智能手机渗透率的提高获得了快速增长 [5] - 公司已成为拉丁美洲最大的数字银行平台之一 [5] - 巴菲特旗下的伯克希尔·哈撒韦公司自公司IPO以来一直持有其股份,且近期股价大涨 [6] 公司业务表现 - 公司收入增长迅速,2023年第一季度同比增长64%至27亿美元,过去3年增长11倍 [7] - 公司客户数已超过1亿,显示其产品和服务深受消费者欢迎 [8] - 公司业务模式具有可扩展性,2023年第一季度净利润同比增长167%至3.79亿美元 [10] 公司估值分析 - 公司当前市盈率为31.2倍,但预计未来3年每股收益将以54%的复合年增长率增长 [12] - 按2026年预测每股收益计算,公司当前市盈率仅为17倍,估值较为合理 [13]

Nu Holdings Ltd. (NU) has had an impressive run this year. The stock has surged 52.7%, significantly outperforming the 22.6% rally of its industry.NU’s upward trajectory can be attributed to the company's robust business model, characterized by a strong brand, efficient cost structure and improving monetization strategies.Image Source: Zacks Investment ResearchAs of the last trading session, NU’s stock closed at $12.87, close to its 52-week high of $13.64. Additionally, it is trading above its 50-day moving ...

The latest trading session saw Nu Holdings Ltd. (NU) ending at $12.87, denoting a -0.92% adjustment from its last day's close. This change lagged the S&P 500's 0.16% loss on the day. At the same time, the Dow lost 0.14%, and the tech-heavy Nasdaq lost 0.06%.Shares of the company have appreciated by 9.53% over the course of the past month, outperforming the Business Services sector's gain of 0.9% and the S&P 500's gain of 1.96%.The upcoming earnings release of Nu Holdings Ltd. will be of great interest to in ...

Momentum investing is all about the idea of following a stock's recent trend, which can be in either direction. In the 'long' context, investors will essentially be "buying high, but hoping to sell even higher." And for investors following this methodology, taking advantage of trends in a stock's price is key; once a stock establishes a course, it is more than likely to continue moving in that direction. The goal is that once a stock heads down a fixed path, it will lead to timely and profitable trades.Even ...

文章核心观点 - Nu Holdings是一家快速增长的金融科技公司,在巴西、墨西哥和哥伦比亚等拉丁美洲国家拥有超过1亿客户 [4] - 公司近年来业绩表现出色,2023年第一季度收入同比增长64%,净利润增长136% [5] - 未来几年公司收入有望从2023年的约80亿美元增长至2025年的150亿美元,利润也将大幅增长 [6] 行业分析 - 拉丁美洲地区宽带互联网和智能手机普及率仍相对较低,但正在快速增长,为数字银行业务提供广阔发展空间 [8][9][10] - 拉丁美洲电子商务行业也保持高速增长,为在线银行业务带来更多机会 [10][11] - 除Nu Holdings外,MercadoLibre和StoneCo等其他拉丁美洲金融科技公司也将从这一趋势中获益 [12] 公司分析 - 尽管Nu Holdings股价在过去一年半内上涨250%,但考虑到其业绩增长预期,估值仍有进一步上升空间 [13] - 巴菲特旗下伯克希尔哈撒韦公司是Nu Holdings的大股东,表明了对公司长期发展前景的信心 [14] - 公司目前拥有1亿多客户,仅占拉丁美洲6.7亿人口的一小部分,未来仍有巨大的增长潜力 [14][15]

The Brazilian bank is taking market share and has a massive growth opportunity.Shares of the Brazilian fintech Nu Holdings (NU 1.21%) exploded 54.7% higher in the first half of 2024, according to data provided by S&P Global Market Intelligence. The company continues to build on its dominant position in the Brazilian banking market and has its sights set on an even bigger market opportunity across Latin America.Nu is a behomth in BrazilOver the past few years, Brazilians without bank accounts have gone from ...

Undervalued fintech stocks are ripe for the picking for savvy investors.The fintech market has proven resilient, dazzling everyone with innovation and expansion. Despite operating in unconducive market conditions, marked by a slowdown in funding and valuation, the fintech space continues to hold its own.Moreover, there’s plenty of growth that still needs to be tapped. With transformative technologies, including generative AI, reshaping services, and millions still unbanked, the industry is set for rapid exp ...

Nu is a surprising Buffett stock.Investors trust Warren Buffett for a reason. Although he's the first to say he's made mistakes, he has a proven track record of picking winners and beating the market.One of his more curious picks is Nu Holdings (NU 0.46%). That's not because Nu isn't a great stock; it's up 54% this year, and it's reporting incredible results. It's unusual because it's a growth stock in a risky region, which isn't usually Buffett's style.If Buffett's bullish on this stock, though, it may not ...

Nu Holdings Ltd. (NU) closed the latest trading day at $12.84, indicating a +0.16% change from the previous session's end. The stock outperformed the S&P 500, which registered a daily gain of 0.1%. Meanwhile, the Dow lost 0.08%, and the Nasdaq, a tech-heavy index, added 0.28%.Prior to today's trading, shares of the company had gained 7.82% over the past month. This has outpaced the Business Services sector's gain of 2.1% and the S&P 500's gain of 4.08% in that time.Investors will be eagerly watching for the ...