Editor's note: Seeking Alpha is proud to welcome Daniel Urbina as a new contributor. It's easy to become a Seeking Alpha contributor and earn money for your best investment ideas. Active contributors also get free access to SA Premium. Click here to find out more » Antonio_Diaz/iStock via Getty Images The stock of Nu Holdings (NYSE:NU) has risen more than 132% in just one year, recovering from its massive drop of -71% it experienced months after its IPO. Despite this impressive recovery, in this analysi ...