DRAPER, Utah, May 07, 2024 (GLOBE NEWSWIRE) -- HealthEquity, Inc. (NASDAQ:HQY) ("HealthEquity" or the "Company"), the nation's largest health savings account ("HSA") custodian, today announced plans to release its first quarter of fiscal 2025 financial results following the close of regular stock market trading hours on Monday, June 3, 2024. Following the news release, HealthEquity management plans to host a conference call for investors on Monday, June 3, 2024, at 4:30 p.m. Eastern Time during which manage ...

DRAPER, Utah, May 02, 2024 (GLOBE NEWSWIRE) -- HealthEquity, Inc. (NASDAQ:HQY), the nation's largest Health Savings Account (HSA) custodian has received a Culture Excellence Award by Top Workplaces for the fourth consecutive year. "Our teammates deserve all the credit when it comes to this award," said Cheryl King, executive vice president and chief human resource officer. "They have embraced our values and strive to bring our mission to life each day. Together, we're making big things happen. We know if we ...

Taking full advantage of the stock market and investing with confidence are common goals for new and old investors, and Zacks Premium offers many different ways to do both. Featuring daily updates of the Zacks Rank and Zacks Industry Rank, full access to the Zacks #1 Rank List, Equity Research reports, and Premium stock screens, the research service can help you become a smarter, more self-assured investor. It also includes access to the Zacks Style Scores. What are the Zacks Style Scores? The Zacks Style S ...

HealthEquity, Inc. (HQY) has been gaining from its business model and strategy. The optimism led by a solid fourth-quarter fiscal 2024 performance and strength in Health Savings Accounts (HSA) are expected to contribute further. However, stiff competition and the possibility that integration of acquisitions may be unsuccessful are major downsides. Over the past year, the Zacks Rank #3 (Hold) stock has gained 43.7% compared with the 1.5% rise of the industry and the S&P 500’s 21.9% growth. The renowned provi ...

DRAPER, Utah, April 04, 2024 (GLOBE NEWSWIRE) -- HealthEquity, Inc. (NASDAQ:HQY) ("HealthEquity") released the findings of a new survey on Artificial Intelligence (AI) in benefits administration. The survey provides a benchmark on senior benefit leaders' attitude toward AI-enabled benefits tools. A majority (73%) of the more than 800 respondents surveyed believe that AI will have a positive influence on benefits administration. Of the VP and Director-level benefits leaders surveyed only 31% believed they ar ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 10-K ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended January 31, 2024 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-36568 HEALTHEQUITY, INC. (Exact name of registrant as specified in its charter) Delaware 52-2383166 (State or other jurisdiction of (I.R.S. Empl ...

财务数据和关键指标变化 - 公司在2024财年实现了16%的收入同比增长,达到10亿美元的收入里程碑 [12] - 调整后EBITDA同比增长36% [12] - 会员数和资产分别增长9%和14% [12] - 投资会员和投资资产分别增长13%和28%,总HSA资产达到252亿美元 [13] 各条业务线数据和关键指标变化 - 服务收入同比下降1%,反映了国家紧急状态活动的最终退出 [20] - 托管收入同比增长35% [20] - 交易收入同比增长6% [21] 各个市场数据和关键指标变化 - 公司没有提及具体市场数据和关键指标变化 [无] 公司战略和发展方向及行业竞争 - 公司计划在未来3年内将非GAAP每股净收益从2024财年水平翻一番 [14] - 公司将重点投资于自有的健康账户平台及其生态系统,利用云计算、数据科学和API技术提供卓越的客户体验、深化合作伙伴关系、推动会员成果 [15] - 公司将通过收购HSA资产组合(如BenefitWallet)来进一步发挥平台优势 [16] 管理层对经营环境和未来前景的评论 - 公司预计2025财年收入将达到11.4亿-11.6亿美元,非GAAP净收益将达到2.79-2.96美元/股 [26][27] - 公司预计2025财年HSA现金平均收益率约为3% [28] - 公司预计BenefitWallet HSA资产组合收购将在第二季度完成,并在第三季度及以后体现全面收益 [29] 问答环节重要的提问和回答 问题1 **George Hill 提问** 询问了托管收入在季度内的变化,以及公司如何推进增强收益率产品的发展 [34][40] **Jon Kessler和James Lucania回答** 解释了托管收入变化的原因,以及公司计划在未来3年内将增强收益率产品占比从30%提升至60% [35][36][43][44][45][46][47] 问题2 **Stan Berenshteyn 提问** 询问了公司增强收益率产品的定价情况 [50] **James Lucania回答** 公司平均预期利差为5年期国债收益率加75个基点 [51] 问题3 **Glen Santangelo 提问** 询问了服务收入和交易收入的变化情况 [63] **Jon Kessler和James Lucania回答** 解释了服务收入下降的原因,包括市场竞争、国家紧急状态活动结束以及HSA业务占比提升等 [64][65][66][67] 公司未见交易收入受到Change Healthcare事件的影响 [68][69][70][71]

HealthEquity Reports Fiscal Year and Fourth Quarter Ended January 31, 2024 Financial Results Highlights of the fiscal year include: • Revenue of $999.6 million, an increase of 16% compared to $861.7 million in FY23. • Net income of $55.7 million, compared to net loss of $26.1 million in FY23, with non-GAAP net income of $195.5 million, compared to $114.5 million in FY23. • Net income per diluted share of $0.64, compared to net loss per diluted share of $0.31 in FY23, with non-GAAP net income per diluted sha ...

财务数据和关键指标变化 - 第三季度收入同比增长15% [10] - 调整后EBITDA同比增长30% [10] - HSA资产同比增长12% [10] - HSA会员同比增长8% [10] - 总账户同比增长5% [10] 各条业务线数据和关键指标变化 - 服务收入同比下降1% [19] - 托管收入同比增长43% [19] - 交易收入同比增长7% [19] 各个市场数据和关键指标变化 - 第三季度新增163,000个HSA会员 [11] - 新客户增长推动了HSA会员增长 [11] - 投资型HSA会员占比增加至40% [12] 公司战略和发展方向及行业竞争 - 公司持续推进云计算、API、数据科学等技术创新,提升产品价值 [15] - 公司通过整合网络、客户和生态系统合作伙伴,提高市场响应能力和抗风险能力 [15] - 公司通过收购BenefitWallet等交易,实现HSA资产组合的增长 [15] - 行业竞争格局持续向大型公司集中,公司在并购方面保持谨慎评估 [36][38] 管理层对经营环境和未来前景的评论 - 公司预计2025财年收入将达到11.4-11.6亿美元,调整后EBITDA占收入比将达到38%-39% [27] - 公司将继续推进"增强收益"产品,提高HSA现金的平均收益率 [43][44] - 公司认为即使在利率下降的环境下,HSA现金收益率仍有望继续提升 [42][43]

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 10-Q ☑ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended October 31, 2023 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Commission file number: 001-36568 HEALTHEQUITY, INC. (Exact name of registrant as specified in its charter) Delaware 52-2383166 (State or other jurisdiction of (I.R.S. Employer incorporation or orga ...