HealthEquity, Inc. (HQY) has been gaining from its business model and strategy. The optimism led by a solid fourth-quarter fiscal 2024 performance and strength in Health Savings Accounts (HSA) are expected to contribute further. However, stiff competition and the possibility that integration of acquisitions may be unsuccessful are major downsides. Over the past year, the Zacks Rank #3 (Hold) stock has gained 43.7% compared with the 1.5% rise of the industry and the S&P 500’s 21.9% growth. The renowned provi ...