HealthEquity Today HQY HealthEquity $85.25 +1.56 (+1.86%) 52-Week Range $59.02 ▼ $85.79 P/E Ratio 92.66 Price Target $101.42 Add to Watchlist HealthEquity Inc NASDAQ: HQY is one of the nation’s largest providers of health savings accounts (HSA) and consumer-directed benefits (CDB) services. Its platform enables individuals to open, transfer, and conveniently manage HSAs and businesses to administer them seamlessly. They also provide flexible spending accounts (FSAs) and health reimbursement arrangement (HRA ...

HealthEquity, Inc. (HQY) reported adjusted earnings per share (EPS) of 80 cents in first-quarter fiscal 2025, which surpassed the Zacks Consensus Estimate by 21.2%. The bottom line improved 60% on a year-over-year basis. GAAP EPS in the fiscal first quarter was 33 cents, up 560% compared with the year-ago quarter’s EPS of 5 cents. Revenues in Detail In the fiscal first quarter, the company generated revenues of $287.6 million, which beat the Zacks Consensus Estimate by 3.2%. The top line improved 17.7% from ...

财务数据和关键指标变化 - 收入同比增长18% [12][23] - 调整后EBITDA同比增长36%,占收入41% [12][26] - HSA资产同比增长22%,达到270亿美元 [13] - HSA会员同比增长13% [13] - 总账户数同比增长7%,达到1600万 [13] - 投资HSA会员同比增长20%,投资资产同比增长39% [13] 各条业务线数据和关键指标变化 - 服务收入同比增长6%,主要受益于HSA数量和投资HSA资产增加 [23] - 托管收入同比增长37%,HSA现金平均收益率为2.93% [23] - 交易收入同比增长6% [23] 各个市场数据和关键指标变化 - 现有客户和合作伙伴的HSA账户增长强劲,尤其是两年前加入的蓝十字蓝盾健康保险计划合作伙伴 [15] - 新客户HSA账户增长趋势良好,主要来自中小型雇主 [15] - CDB账户同比下降1%,但剔除国家紧急状态结束的影响后,CDB业务仍实现正增长 [16] 公司战略和发展方向及行业竞争 - 公司持续推进"3D"战略:提供卓越的客户体验、深化生态系统合作伙伴关系、利用数据驱动会员成果 [17][18][19] - 公司加强了与保险公司的合作,扩大了"增强收益"计划的容量,超过85%的新BenefitWallet会员的HSA现金存入了"增强收益"计划 [18] - 公司正在整合卡片处理商,优化会员体验,未来将逐步将实体卡转向移动钱包 [82][83][84] 管理层对经营环境和未来前景的评论 - 管理层对公司在销售、托管收益和运营效率方面的强劲表现表示乐观 [28] - 管理层预计未来几年HSA现金收益率仍有上升空间,不会很快达到中性水平 [41][43] - 管理层认为公司在蓝十字蓝盾等保险公司合作伙伴中仍有大量增长空间 [50][173][174][175] 其他重要信息 - 公司完成了有史以来最大规模的HSA资产转移,从BenefitWallet收购了约40万HSA账户和16亿美元HSA资产 [16] - 公司为HSA会员推出了0佣金个股和ETF交易功能 [13] - 公司正在整合卡片处理商,优化会员体验,未来将逐步将实体卡转向移动钱包 [82][83][84] 问答环节重要的提问和回答 问题1 **Glen Santangelo 提问** 提问了公司的有机增长情况和利率下降风险 [37][38][39][40][41] **Jon Kessler 和 James Lucania 回答** 回答了公司长期托管收益的增长潜力,以及在合理的利率预测范围内,公司在未来2-3年内仍有较大的上升空间 [41][43] 问题2 **Allen Lutz 提问** 询问了公司账户的有机增长情况,以及从新客户和现有客户的角度看市场增长情况 [48][49][50][51][52][53][54][55] **Jon Kessler 和 Steve Neeleman 回答** 回应了公司在现有保险公司合作伙伴中仍有大量增长空间,以及公司在销售和服务方面的持续努力 [50][173][174][175] 问题3 **Greg Peters 提问** 询问了公司调整后EBITDA率的季节性变化 [60][61][62][63] **James Lucania 和 Jon Kessler 回答** 解释了第一季度EBITDA率较高的原因,包括一次性调整和季节性因素,以及公司努力降低成本的持续性 [61][62][63]

For the quarter ended April 2024, HealthEquity (HQY) reported revenue of $287.6 million, up 17.7% over the same period last year. EPS came in at $0.80, compared to $0.50 in the year-ago quarter. The reported revenue compares to the Zacks Consensus Estimate of $278.78 million, representing a surprise of +3.16%. The company delivered an EPS surprise of +21.21%, with the consensus EPS estimate being $0.66. While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Str ...

HealthEquity (HQY) came out with quarterly earnings of $0.80 per share, beating the Zacks Consensus Estimate of $0.66 per share. This compares to earnings of $0.50 per share a year ago. These figures are adjusted for non-recurring items. This quarterly report represents an earnings surprise of 21.21%. A quarter ago, it was expected that this provider of services for managing health care accounts would post earnings of $0.56 per share when it actually produced earnings of $0.63, delivering a surprise of 12.5 ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 10-Q ☑ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended April 30, 2024 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Commission file number: 001-36568 HEALTHEQUITY, INC. (Exact name of registrant as specified in its charter) Delaware 52-2383166 (State or other jurisdiction of (I.R.S. Employer incorporation or organi ...

HealthEquity Reports First Quarter Ended April 30, 2024 Financial Results Highlights of the first quarter include: • Revenue of $287.6 million, an increase of 18% compared to $244.4 million in Q1 FY24. • Net income of $28.8 million, compared to $4.1 million in Q1 FY24, with non-GAAP net income of $70.3 million, an increase of 64% compared to $42.8 million in Q1 FY24. • Net income per diluted share of $0.33, compared to $0.05 in Q1 FY24, with non-GAAP net income per diluted share of $0.80, compared to $0.50 ...

Analysts on Wall Street project that HealthEquity (HQY) will announce quarterly earnings of $0.66 per share in its forthcoming report, representing an increase of 32% year over year. Revenues are projected to reach $278.78 million, increasing 14.1% from the same quarter last year. Over the past 30 days, the consensus EPS estimate for the quarter has remained unchanged. This demonstrates the covering analysts' collective reassessment of their initial projections during this period. Prior to a company's earni ...

HealthEquity, Inc. (HQY) has been gaining from its business model and strategy. The optimism led by a solid fourth-quarter performance and strength in Health Savings Accounts (HSA) is expected to contribute further. However, stiff competition and the possibility of unsuccessful integration of acquisitions are major downsides. So far this year, this Zacks Rank #2 (Buy) company has gained 19.5% compared with the 5.2% rise of the industry and the S&P 500’s 12.1% growth. This renowned provider of technology-ena ...

HealthEquity (HQY) recently announced the completion of the acquisition of Conduent’s BenefitWallet Health Savings Account (HSA) portfolio. In September 2023, HealthEquity entered into an agreement to acquire the BenefitWallet HSA portfolio from Conduent Business Services, LLC Price Performance In the past six months, HQY shares have gained 12.7% compared with the industry’s rise of 13.0%. The S&P 500 has gained 17.7% in the same time frame. Image Source: Zacks Investment Research More on the Agreement The ...