HealthEquity, Inc. (HQY) has been gaining from its business model and strategy. The optimism led by a solid fourth-quarter performance and strength in Health Savings Accounts (HSA) is expected to contribute further. However, stiff competition and the possibility of unsuccessful integration of acquisitions are major downsides. So far this year, this Zacks Rank #2 (Buy) company has gained 19.5% compared with the 5.2% rise of the industry and the S&P 500’s 12.1% growth. This renowned provider of technology-ena ...