| --- | --- | |------------------------------------------|-------| | | | | Earnings Presentation F.N.B. Corporation | | | | | | First Quarter 2022 | | | April 19, 2022 | | | | | Cautionary Statement Regarding Forward-Looking Information 2 This document may contain statements regarding F.N.B. Corporation's outlook for earnings, revenues, expenses, tax rates, capital and liquidity levels and ratios, asset quality levels, financial position and other matters regarding or affecting our current or future busines ...

| --- | --- | |-------------------------|-------| | | | | Earnings Presentation | | | Fourth Quarter 2021 | | | January 20, 2022 | | | | | Cautionary Statement Regarding Forward-Looking Information This document may contain statements regarding F.N.B. Corporation's outlook for earnings, revenues, expenses, tax rates, capital and liquidity levels and ratios, asset quality levels, financial position and other matters regarding or affecting our current or future business and operations. These statements can be ...

| --- | --- | |---------------------------------------------------------|-------| | | | | F.N.B. Corporation | | | | | | Second Quarter 2021 Earnings Presentation July 20, 2021 | | | | | Cautionary Statement Regarding Forward-Looking Information and Non-GAAP Financial Information This document may contain statements regarding F.N.B. Corporation's outlook for earnings, revenues, expenses, tax rates, capital and liquidity levels and ratios, asset quality levels, financial position and other matters regarding ...

| --- | --- | --- | --- | --- | |-------|-------|----------------------------|-------|-------| | | | | | | | | | | | | | | | | | | | | | First Quarter 2021 | | | | | | | | | | | | Earnings Call Presentation | | | | | | | | | | | | April 20, 2021 | | | | | | F.N.B. Corporation | | | Cautionary Statement Regarding Forward-Looking Information and Non-GAAP Financial Information This document may contain statements regarding F.N.B. Corporation's outlook for earnings, revenues, expenses, tax rates, capital and li ...

Fourth Quarter and Full Year 2020 Earnings Presentation January 28, 2021 FORWARD LOOKING STATEMENTS This presentation and statements by the Company's management contains "forward-looking statements" as that phrase is defined in the Private Securities Litigation Reform Act of 1995. Forward looking statements can be identified by words such as "anticipated," "expects," "intends," "believes," "may," "likely," "will" or other statements that indicate future periods. Such statements include, without limitation, ...

2020 Third Quarter Earnings Presentation October 29, 2020 FORWARD LOOKING STATEMENTS This presentation and statements by the Company's management contains "forward-looking statements" as that phrase is defined in the Private Securities Litigation Reform Act of 1995. Forward looking statements can be identified by words such as "anticipated," "expects," "intends," "believes," "may," "likely," "will," "continue," or other statements that indicate future periods. Such statements include, without limitation, st ...