Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K (Mark One) ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2022 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 FOR THE TRANSITION PERIOD FROM TO Commission file number: 001-36461 FIRST FOUNDATION INC. (Exact name of registrant as specified in its charter) Delaware 20-8639702 (State or o ...

| --- | --- | |-------|-------| | | | | | | | | | | | | Safe Harbor Statement This presentation and the accompanying oral commentary contain "forward-looking statements" as defined in the Private Securities Litigation Reform Act of 1995. Forward-looking statement s often include words such a s "believe," "expect," "anticipate," "intend," "plan," "estimate," "project," "outlook," or words of similar meaning, or future or conditional verbs such a s " will," "would," "should," "could," or "ma y." The forward-l ...

| --- | --- | |-------|-------| | | | | | | | | | | | | Safe Harbor Statement This presentation and the accompanying oral commentary contain "forward-looking statements" as defined in the Private Securities Litigation Reform Act of 1995. Forward-looking statement s often include words such a s "believe," "expect," "anticipate," "intend," "plan," "estimate," "project," "outlook," or words of similar meaning, or future or conditional verbs such a s " will," "would," "should," "could," or "ma y." The forward-l ...

| --- | --- | |-------|-------| | | | | | | | | | | | | Safe Harbor Statement This presentation and the accompanying oral commentary contain "forward-looking statements" as defined in the Private Securities Litigation Reform Act of 1995. Forward-looking statements often include words such as "believe," "expect," "anticipate," "intend," "plan," "estimate," "project," "outlook," or words of similar meaning, or future or conditional verbs such as "will," "would," "should," "could," or "may." The forward-lookin ...

| --- | --- | |-------|-------| | | | | | | | | | | | | Safe Harbor Statement This presentation and the accompanying oration Torward-looking atatements' asdefined in the Phivate Securities Milignian Periorn At of 1995. Foorward-solong strements of th "an tchiprate,""predd,""plan,"estimae;" "priyet," "quotook," or words of sinal trensusced as "will," would," "shudel," "shudid," "crould," "help ware looking gaveness in bi oral commentary one based on current informationarlog assemptings shar wensible about fi ...

| --- | --- | |-------|-------| | | | | | | | | | | | | Safe Harbor Statement 1 This presentation and the accompanying oral commentary contain "forward-looking statements" as defined in the Private Securities Litigation Reform Act of 1995. Forward-looking statements often include words such as "believe," "expect," "anticipate," "intend," "plan," "estimate," "project," "outlook," or words of similar meaning, orfuture or conditional verbs such as "will," "would," "should," "could," or"may." The forward-lookin ...

| --- | --- | |-------|-------| | | | | | | | | | | | | Safe Harbor Statement 1 This presentation and the accompanying oral commentary contain "forward-looking statements" as defined in the Private Securities Litigation Reform Act of 1995. Forward-looking statements often include words such as "believe," "expect," "anticipate," "intend," "plan," "estimate," "project," "outlook," or words of similar meaning, orfuture or conditional verbs such as "will," "would," "should," "could," or"may." The forward-lookin ...

| --- | --- | |-------|-------| | | | | | | | | | | | | Safe Harbor Statement 1 This presentation and the accompanying oral commentary contain "forward-looking statements" as defined in the Private Securities Litigation Reform Act of 1995. Forward-looking statements often include words such as "believe," "expect," "anticipate," "intend," "plan," "estimate," "project," "outlook," or words of similar meaning, orfuture or conditional verbs such as "will," "would," "should," "could," or"may." The forward-lookin ...

| --- | --- | |-------|-------| | | | | | | | | | | | | Safe Harbor Statement 1 This presentation and the accompanying oral commentary contain forward-looking statements within the meaning of the federal securities laws. Forward-looking statements express our current assumptions, beliefs, plans and expectations about our future financial performance and achievements and are necessarily based on current information available to us. Forward-looking statements include all statements that are not statements of ...

INVESTOR PRESENTATION FIRST FOUNDATION Trust. Strength. Experience. MAY 2019 Safe Harbor Statement 1 This presentation and the accompanying oral commentary contain forward-looking statements within the meaning of the federal securities laws. Forward-looking statements express our current assumptions, beliefs, plans and expectations about our future financial performance and achievements and are necessarily based on current information available to us. Forward-looking statements include all statements that a ...