First Citizens BancShares (FCNCA) reported $2.46 billion in revenue for the quarter ended June 2024, representing a year-over-year decline of 6.1%. EPS of $50.87 for the same period compares to $52.60 a year ago.The reported revenue compares to the Zacks Consensus Estimate of $2.3 billion, representing a surprise of +7.03%. The company delivered an EPS surprise of +13.27%, with the consensus EPS estimate being $44.91.While investors scrutinize revenue and earnings changes year-over-year and how they compare ...

First Citizens BancShares (FCNCA) came out with quarterly earnings of $50.87 per share, beating the Zacks Consensus Estimate of $44.91 per share. This compares to earnings of $52.60 per share a year ago. These figures are adjusted for non-recurring items.This quarterly report represents an earnings surprise of 13.27%. A quarter ago, it was expected that this bank would post earnings of $44.27 per share when it actually produced earnings of $52.92, delivering a surprise of 19.54%.Over the last four quarters, ...

财务业绩 - 公司净利息收入为36.38亿美元,同比增长29.4%[2][4] - 公司调整后每股收益为103.79美元,同比增长42.7%[2] - 公司调整后净资产收益率为14.52%,同比下降2.1个百分点[2] - 公司调整后效率比率为50.53%,同比改善1.94个百分点[2] - 公司总利息收入为62.14亿美元，同比增长49.3%[4] - 公司总利息支出为25.76亿美元，同比增长90.3%[4] - 公司净利息收入为36.38亿美元，同比增长29.4%[4] - 公司每股基本收益为96.81美元，每股摊薄收益为96.80美元[4] - 公司调整后净利润为14.07亿美元，调整后每股摊薄收益为6.99美元[9] 资产负债情况 - 公司贷款余额为1393.41亿美元,较上年同期增长4.8%[2][6] - 公司存款余额为1510.79亿美元,较上年同期增长7.0%[2][6] - 公司不良贷款率为0.82%,较上年同期上升0.12个百分点[2] - 公司拨备覆盖率为1.22%,较上年同期上升0.05个百分点[2] - 公司总资本充足率为15.45%,较上年同期下降0.39个百分点[2] - 公司普通股一级资本充足率为13.33%,较上年同期下降0.05个百分点[2] - 公司总资产为2,198.27亿美元，较上年同期增长4.9%[6] - 公司总股东权益为224.87亿美元，较上年同期增长13.7%[6] - 公司总贷款和租赁余额为1,393.41亿美元，其中SVB业务贷款和租赁余额为419.68亿美元[16] - 公司存款总额为1,510.79亿美元，其中活期存款和储蓄存款占主要部分[17] - 公司不良贷款率为0.82%，拨备覆盖率为122%[19][21] - 公司贷款和租赁的平均收益率为7.15%，投资证券平均收益率为3.60%[24] - 公司营业租赁设备净值为88.88亿美元[25] 财务指标 - 公司第二季度和上半年的净收入分别为7.07亿美元和14.38亿美元[41][42] - 公司第二季度和上半年的经调整PPNR(非GAAP)分别为11.32亿美元和22.73亿美元[42][45] - 公司第二季度和上半年的经调整ROA(非GAAP)分别为1.39%和1.42%[44] - 公司第二季度和上半年的经调整ROTCE(非GAAP)分别为14.48%和14.98%[46] - 公司第二季度末的有形普通股权益比率(非GAAP)为9.57%[47] - 公司第二季度末的每股有形净值(非GAAP)为1,443.92美元[50] - 公司第二季度和上半年的经调整效率比率(非GAAP)分别为50.29%和50.53%[51] - 公司第二季度和上半年的经调整租赁收入(非GAAP)分别为1.14亿美元和2.15亿美元[52] - 公司第二季度和上半年的净息差(不含购买会计影响,非GAAP)分别为3.36%和3.36%[53] 其他 - 公司确认了与收购相关的费用1.02亿美元[8] - 公司财报电话会议的主要内容包括业绩总结、用户数据、未来展望和业绩指引、新产品和新技术研发、市场扩张和并购、以及其他新策略等[1][2][3]

RALEIGH, N.C., July 25, 2024 /PRNewswire/ -- First Citizens BancShares, Inc. ("BancShares") (Nasdaq: FCNCA) reported earnings for the second quarter of 2024 and announced a share repurchase plan. Chairman and CEO Frank B. Holding, Jr. said: "We are pleased with our second quarter financial results, which reflected broad-based loan and deposit growth, strong profitability metrics and continued stabilization of credit.  These results reflected the solid performance from all of our business segments and we wer ...

NEW YORK, July 17, 2024 /PRNewswire/ -- First Citizens Bank today announced that its Healthcare Finance business provided $24 million to finance the acquisition of a post-acute medical rehabilitation hospital in Tulsa, Oklahoma. The Sanders Trust acquired the PAM Rehabilitation Hospital of Tulsa, a 53-bed, freestanding inpatient rehabilitation facility totaling 60,932 square feet. The hospital is leased to and operated by PAM Health. Founded in 2006, PAM Health is currently the third largest operator of lon ...

RALEIGH, N.C., July 2, 2024 /PRNewswire/ -- First Citizens BancShares, Inc. ("BancShares") (NASDAQ: FCNCA) today announced that it will report its financial results for the quarter ended June 30, 2024, before the U.S. financial markets open on Thursday, July 25, 2024. A conference call and webcast will be held to discuss BancShares' financial results at 9 a.m. Eastern time on the same day. The conference call and webcast may contain forward-looking statements and other material information. To pre-register ...

NEW YORK, June 26, 2024 /PRNewswire/ -- First Citizens Bank today announced that its Commercial Real Estate business provided $52 million in financing to a joint venture between Wheelock Street Capital and Foundry Commercial for the construction of Egret Point Logistics Center in Boynton Beach, Florida. Located at 3800 S Congress Ave., Egret Point Logistics Center will consist of two Class-A rear-load industrial buildings aggregating 457,110 SF, featuring 32-feet clear height ceilings,104 dock doors, four d ...

RALEIGH, N.C., June 17, 2024 /PRNewswire/ -- First Citizens Wealth, the wealth management division of First Citizens Bank (NASDAQ: FCNCA/FCNCB), today published the results of a new study conducted to uncover insights on the behaviors and attitudes of affluent Americans toward money management and planning for the future. Key findings include: 66% of affluent Americans believe they manage their money better than others; only 4% believe they do worse. Affluent Americans expect to need $5.5 million to retire ...

NEW YORK, June 13, 2024 /PRNewswire/ -- First Citizens Bank today announced that its Energy Finance business served as coordinating lead arranger on $133 million of financing for the new Cranberry Point Energy Storage project planned for Carver, Massachusetts. Cranberry Point is a 150 MW / 300 MWh battery energy storage project developed by Plus Power with a targeted completion in the second quarter of 2025. Located on roughly 6 acres of land in Carver, Massachusetts, the project will interconnect near crit ...

NEW YORK, June 13, 2024 /PRNewswire/ -- First Citizens Bank today announced that its Healthcare Finance business provided a term loan to refinance GenCare Lifestyle Tacoma at Point Ruston, a 159-unit senior living facility in Tacoma, Washington. The borrower is a joint venture led by Harrison Street, one of the leading investment management firms exclusively focused on alternative real assets with approximately $55 billion in assets under management and consistently ranking among the top five largest owners ...