Essent Group财报预测 - Essent Group (ESNT)将在2023年12月报告的季度中，预计盈利将同比增长，而收入也将增加[1] - 预计2024年2月9日发布的财报可能会使股价上涨，如果关键数字好于预期[2] - 分析师最近对公司的盈利前景变得乐观，这导致了预期盈利超过预期的情况[12] - 过去四个季度中，Essent Group有三次超过共识EPS预期[15]

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the period ended September 30, 2023 ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 001-36157 ESSENT GROUP LTD. (Exact name of registrant as specified in its charter) Bermuda Not Applicable (State or other jurisdiction of (I. ...

财务数据和关键指标变化 - 第三季度净收益为1.78亿美元,与去年同期持平 [9] - 每股摊薄收益为1.66美元,与去年同期持平 [9] - 平均权益回报率为15% [9] - 截至9月30日,每股账面价值为44.98美元,同比增长13% [10] - 在保险额为2,390亿美元,同比增长7% [10] - 12个月续保率为87%,约70%的在保组合利率为5%或更低 [10] 各条业务线数据和关键指标变化 - Essent Re第三方年度收入约6,000万美元,第三方风险承保额为22亿美元 [14] - 标题和结算服务业务在第三季度产生约400万美元的税前亏损 [14] 各个市场数据和关键指标变化 - 信用质量保持良好,加权平均FICO为746,加权平均原始LTV为93% [11] - 2021年及以前的组合占整体组合的约60%,将继续受益于内含的房价上涨和隐含的市值 [12] 公司战略和发展方向及行业竞争 - 公司采取长期方法管理业务,在当前利率环境下继续激活新客户 [13] - 公司将采取长期方法建设标题业务,关注风险控制和运营效率 [14] - 公司通过使用再保险等方式分散资本来源,同时转移大部分次级信用风险 [16] 管理层对经营环境和未来前景的评论 - 公司认为住房供需失衡和有利的人口趋势将为长期房价提供基础支撑 [8] - 公司认为其资产负债表和"买入、管理和分销"的经营模式将使其能够应对各种经济情况 [8] - 公司认为当前利率水平将支持到年底的持续性上升 [10] 问答环节重要的提问和回答 问题1 **Bose George 提问** 询问公司对股票回购的看法是否发生变化,是否会更积极 [31] **Mark Casale 回答** 公司将采取更加动态和审慎的方法来考虑股票回购,会根据业务增长机会、损失前景、股价水平等因素来决定 [32][33][34] 问题2 **Mihir Bhatia 提问** 询问公司对标题业务的发展计划和预期 [44] **Mark Casale 回答** 公司将采取长期方法建设标题业务,会大量投资以建立基础设施和风险控制,短期内不会追求快速收益增长 [45][46] 问题3 **Richard Shane 提问** 询问公司在标题业务扩张时是否会采取全国性布局还是区域性集中 [48] **Mark Casale 回答** 公司将采取双管齐下的方式,代理服务业务将集中在大州,而贷款服务业务将采取全国性布局 [49][50]

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the period ended June 30, 2023 ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 001-36157 ESSENT GROUP LTD. (Exact name of registrant as specified in its charter) Bermuda Not Applicable (State or other jurisdiction of (I.R.S. ...

Essent Group Ltd. (NYSE:ESNT) Q2 2023 Results Conference Call August 4, 0000 2:00 AM ET Company Participants Phil Stefano - Vice President-Investor Relations Mark Casale - Chairman & Chief Executive Officer David Weinstock - Chief Financial Officer Chris Curran - President-Essent Guaranty Conference Call Participants Mihir Bhatia - Bank of America Rick Shane - JPMorgan Bose George - KBW Doug Harter - Credit Suisse Eric Hagen - BTIG Geoffrey Dunn - Dowling & Partners Operator Good morning. My name is Rob, an ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the period ended March 31, 2023 ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 001-36157 ESSENT GROUP LTD. (Exact name of registrant as specified in its charter) Bermuda Not Applicable (State or other jurisdiction of (I.R.S. ...

Essent Group Ltd. (NYSE:ESNT) Q1 2023 Earnings Conference Call May 5, 2023 10:00 AM ET Company Participants Phil Stefano - Vice President-Investor Relations Mark Casale - Chairman & Chief Executive Officer David Weinstock - Chief Financial Officer Chris Curran - President-Essent Guaranty Conference Call Participants Mark DeVries - Barclays Bose George - KBW Mihir Bhatia - Bank of America Geoffrey Dunn - Dowling & Partners Doug Harter - Credit Suisse Roland Mayer - RBC Capital Markets Eric Hagen - BTIG Opera ...

公司概况 - Essent Group Ltd. 是一家总部位于百慕大的控股公司，2013年上市，交易于纽约证券交易所（NYSE: ESNT）[3] 财务表现 - Essent Group Ltd. 于1Q23实现净收入为1.708亿美元，年化ROE为15.0%[3] - Essent Group Ltd. 过去12个月的经营现金流为5.95亿美元[9] - Essent Group Ltd. 自2013年以来，每股净资产价值年化增长率为19.4%[7] 投资和并购 - Essent Group Ltd. 自2018年以来通过8次Radnor Re Insurance-Linked Note（ILN）发行向资本市场投资者转移信用风险[10] - EssentVentures 自2018年以来已投资2.4亿美元，创造价值约8.2亿美元[12] - Essent将从Finance of America Companies的子公司收购ANTIC和BNT的100%股权[13] 保险业务 - Essent的保险在力量方面表现出色，截至2023年3月31日，Essent拥有2315亿美元的保险在力量[20] - Essent的美国抵押保险组合的基本保费收入率在2023年第一季度为40个基点[21] 资产和负债 - Essent的总资产在2023年1季度达到592.75亿美元[20] - Essent的股东权益在2023年1季度达到464.89亿美元[20] - Essent的PMIERs超额可用资产在2023年1季度为1309亿美元，占最低要求资产的68%[20]

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K (Mark One) ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2022 ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 001-36157 ESSENT GROUP LTD. (Exact name of registrant as specified in its charter) Bermuda Not Applicable (State or other jurisdiction of (I ...

Essent Group Ltd. (NYSE:ESNT) Q4 2022 Earnings Conference Call February 10, 2023 10:00 AM ET Company Participants Phil Stefano - Vice President-Investor Relations Mark Casale - Chairman and Chief Executive Officer Dave Weinstock - Interim Chief Financial Officer Chris Curran - President-Essent Guaranty Conference Call Participants Mark DeVries - Barclays Rick Shane - JPMorgan Mihir Bhatia - Bank of America Bose George - Keefe, Bruyette, &Woods Geoffrey Dunn - Dowling & Partners Operator Good morning, my nam ...