Michael Vi With the markets nervously hovering around all-time highs, it's a great time to be a stock picker and invest in companies whose stock price and individual fundamentals are completely dislocated. BILL Holdings (NYSE:BILL) is a great example of this: the small business billing management software company has seen a sharp decrease in its valuation this year. And while it hasn't exactly been smooth sailing for the business itself, the stock price suggests a company that is floundering: and the re ...

To use a baseball analogy, high-growth stocks to buy is the equivalent of going up to the plate to do some damage. It’s the exact opposite of laying down a bunt to bring a runner home.For sure, there are situations that arise where playing smart trumps everything else. When you’re down by a run and you have someone on third base, the objective at the plate is to do whatever possible to bring that run home. In other circumstances, you’re so far behind that you need a big inning just to play catchup.Of course ...

公司业务 - Bill.com的软件服务满足了中小型企业的需求，帮助简化财务流程[3][4] - Bill.com在2024财年第三季度为464,900个客户提供服务，拥有5.8百万网络成员[6] 财务表现 - Bill.com在财季第三季度实现了19%的营收增长，管理层将全年营收预测提高至12.72亿美元[7][8] - Bill.com在2022年转向盈利导向策略，成功实现盈利，上季度净利润达3180万美元[9][10] 股票表现 - Bill.com股票自2019年12月上市以来，股价飙升近1500%，但目前已下跌84%[1] - Bill.com股票目前的市销率仅为5，是上市以来最便宜的水平，公司还未充分利用长期机会[11][12] 未来展望 - 随着公司实现盈利，未来增长可能性增加，尤其如果美联储今年降息，将促进企业软件支出增加[13] - 鉴于Bill.com持续增长和未来潜力，当前的抛售行为已经过度，现在可能是买入并持有该股票未来十年及更长时间的好时机[14]

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 _____________________ FORM 10-Q _____________________ (Mark One) x QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2024 OR o TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from ________ to ________ Commission File Number: 001-39149 _____________________ BILL HOLDINGS, INC. ...

财务数据和关键指标变化 - 总收入同比增长19%,达到3.23亿美元 [9] - 核心收入(包括订阅和交易收入)同比增长17%,达到2.81亿美元 [46] - 非GAAP毛利同比增长19%,达到2.81亿美元,毛利率为87% [46] - 非GAAP营业利润同比增长68%,达到5900万美元,营业利润率为18% [47][48] - 非GAAP净利润同比增长42%,达到6860万美元,净利润率为21% [66] 各条业务线数据和关键指标变化 - Spend & Expense业务收入同比增长29% [50] - Spend & Expense业务新增1800家客户 [50] - Spend & Expense业务交易量同比增长29%,达到44亿美元 [51] - BILL独立业务交易量同比增长9%,达到670亿美元 [54] - BILL独立业务交易收入同比增长20% [54] 各个市场数据和关键指标变化 - 公司未提及具体市场数据和关键指标变化 公司战略和发展方向及行业竞争 - 公司致力于成为中小企业财务运营的核心平台,提供集成的解决方案 [10][14] - 公司拥有12种支付渠道,8种支付方式,覆盖130多个国家,为客户提供灵活的支付选择 [31][32] - 公司正在加强生态系统建设,与Xero等软件公司合作嵌入支付功能 [38][39] - 公司通过AI技术和大数据优势为客户提供自动化和洞见 [17][18] 管理层对经营环境和未来前景的评论 - 管理层表示当前宏观环境仍存在不确定性,但公司业务保持稳定,未见明显下滑 [68][69] - 管理层对公司未来发展前景保持乐观,认为公司有很大的市场机会 [10][40] 问答环节重要的提问和回答 问题1 **Tien-Tsin Huang 提问** 询问公司对宏观环境和交易量的看法 [82] **Rene Lacerte 回答** 公司目前看到交易量保持稳定,未见明显扩张,但对未来保持乐观 [83] 问题2 **Kenneth Suchoski 提问** 询问公司交易收费率提升的原因,以及未来提升虚拟卡收费的计划 [92][93] **John Rettig 回答** 公司本季度交易收费率提升有一定的非经常性因素,未来会继续推动新的支付产品提升收费率 [94][95] 问题3 **Andrew Schmidt 提问** 询问公司FI渠道客户数下降的原因,以及整体客户增长情况 [104][105] **Rene Lacerte 回答** FI渠道客户数下降主要是由于清理了部分非活跃客户,但公司整体客户增长势头良好 [105][106]

BILL (NYSE: BILL) Investor Deck May 2024 Safe harbor This presentation contains forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995, which are statements other than statements of historical facts, and statements in the future tense. Forward-looking statements are based on our expectations as of the date of this presentation and are subject to a number of risks, uncertainties and assumptions, many of which involve factors or circumstances that are beyond our ...

BILL Reports Third Quarter Fiscal Year 2024 Financial Results • Q3 Transaction Fees Increased 25% Year-Over-Year • Q3 Core Revenue Increased 17% Year-Over-Year • Q3 Total Revenue Increased 19% Year-Over-Year SAN JOSE, Calif.--(BUSINESS WIRE) – May 2, 2024 – BILL (NYSE: BILL), a leading financial operations platform for small and midsize businesses (SMBs), today announced financial results for the third fiscal quarter ended March 31, 2024. “We delivered strong profitable growth for the quarter, continued our ...

BILL Holdings (BILL) is scheduled to report third-quarter fiscal 2024 results on May 2.BILL Holdings’ third-quarter fiscal 2024 revenues are projected between $299 million and $309 million, suggesting year-over-year growth of 10-13%. Non-GAAP earnings are expected between 48 cents and 57 cents per share.The Zacks Consensus Estimate for revenues is pegged at $304.95 million, suggesting an increase of 11.88% from the year-ago quarter’s reported number.The consensus mark for third-quarter fiscal 2024 earnings ...

Wall Street analysts expect BILL Holdings (BILL) to post quarterly earnings of $0.53 per share in its upcoming report, which indicates a year-over-year increase of 6%. Revenues are expected to be $304.95 million, up 11.9% from the year-ago quarter.Over the past 30 days, the consensus EPS estimate for the quarter has remained unchanged. This demonstrates the covering analysts' collective reassessment of their initial projections during this period.Ahead of a company's earnings disclosure, it is crucial to gi ...

BILL Holdings (BILL) has recently been on Zacks.com's list of the most searched stocks. Therefore, you might want to consider some of the key factors that could influence the stock's performance in the near future.Over the past month, shares of this payment processing software company have returned -7.8%, compared to the Zacks S&P 500 composite's -3% change. During this period, the Zacks Internet - Software industry, which BILL Holdings falls in, has lost 4.1%. The key question now is: What could be the sto ...