业绩总结 - Aflac Japan 2024年第二季度的福利比率为66%[9] - Aflac U.S. 2024年第二季度的福利比率为9%[12] - 2024年第二季度的调整后股本收益率（ROE）为14.3%，较2023年的13.9%有所上升[32] - 2024年第二季度的U.S. GAAP ROE为28.3%，较2023年的32.5%有所下降[32] 资本部署与财务状况 - Aflac的资本比率保持强劲，偿付能力边际比率为（截至3月31日的财政年度）[14] - Aflac在资本部署方面继续采取战术，2024年第二季度的股息和股票回购金额为1200万美元[17] - Aflac的综合风险基础资本比率为（截至12月31日的财政年度）[15] 外部影响与市场表现 - Aflac在日本的业务占比较大，日元/美元汇率波动对财务结果有显著影响[4]

Aflac (AFL) reported $5.14 billion in revenue for the quarter ended June 2024, representing a year-over-year decline of 0.7%. EPS of $1.83 for the same period compares to $1.58 a year ago.The reported revenue represents a surprise of +17.41% over the Zacks Consensus Estimate of $4.38 billion. With the consensus EPS estimate being $1.59, the EPS surprise was +15.09%.While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their nex ...

Aflac 公司财报关键要点 - 2024年第二季度，Aflac Japan的调整后税前收益为32.81亿美元，同比增长5.1%[10] - 2024年第二季度，Aflac U.S.的调整后税前收益为13.59亿美元，同比增长3.8%[10] - 2024年第二季度，Aflac的调整后税前收益为44.22亿美元，同比增长11.5%[10] - 2024年第二季度，Aflac的净收入为44.18亿美元，同比增长7.4%[10] - 2024年第二季度，Aflac的每股基本净收入为6.38美元，同比增长36.9%[13] - 2024年第二季度，Aflac的调整后每股基本收益为5.69美元，同比增长15.1%[14] - 2024年第二季度，Aflac的调整后每股稀释收益为5.67美元，同比增长15.8%[14] - 2024年第二季度，Aflac的有效税率为9.3%[11] - 2024年第二季度，Aflac的股东权益为57.49亿美元[10] - 2024年第二季度，Aflac Incorporated的净收入为17.55亿美元，同比增长28.8%[23] - 2024年第二季度，Aflac Incorporated的净投资收益为7.20亿美元[23] - 2024年第二季度，Aflac Incorporated的每股净收入为3.10美元[23] - 2024年第二季度，Aflac Incorporated的外汇影响为-0.07美元[23] - 2024年12月31日，公司总资产为120,168百万美元，较2023年同期下降了3.8%[26] - 2024年固定成熟证券的市值为62,582百万美元，较2023年同期下降了11.2%[26] - 2024年商业抵押贷款和其他贷款净额为11,795百万美元，较2023年同期下降了11.6%[26] - 2024年总投资和现金为107,629百万美元，较2023年同期下降了3.0%[26] - 2024年总负债为94,121百万美元，较2023年同期下降了15.1%[26] - 2024年股东权益为26,047百万美元，较2023年同期上升了21.0%[26] - 2024年每股基本收益为1.67美元，较2023年同期上升了7.7%[31] - 2024年每股摊薄收益为1.66美元，较2023年同期上升了7.6%[31] - 2023年Aflac Incorporated和子公司的净收益率为22.1%[36] - 2023年Aflac Incorporated和子公司的调整后每股收益为6.23美元，同比增长9.9%[50] - 2023年Aflac Incorporated和子公司的投资组合总额为1047.42亿美元[58] - 2023年Aflac Incorporated和子公司的固定收益证券总额为88285万美元[57] - 2023年Aflac Incorporated和子公司的商业抵押贷款及其他贷款净额为13346万美元[58] - 2023年Aflac Incorporated和子公司的股票证券按公允价值计量为965万美元[58] - 2023年Aflac Incorporated和子公司的替代投资总额为2379万美元[58] - 2019年12月31日至2024年6月30日，Aflac公司的可供出售固定到期证券总额从118.91亿美元下降至16.56亿美元[60] - 2019年至2024年，Aflac公司持有到期证券的信用评级中，AAA级从1.1%上升至1.6%，A级从68.6%下降至67.6%[60] - Aflac日本的投资资产为12,661,415亿日元，投资资产平均回报率为3.37%，期末投资组合书面收益率为3.32%[65] - Aflac美国的投资资产从140.36亿美元增长至172.42亿美元，投资资产平均回报率从4.90%上升至5.01%[67] - Aflac日本的外汇对冲未到期金额从8.8亿美元下降至3.7亿美元，外汇对冲期权未到期金额从9.2亿美元上升至24.7亿美元[69] - 投资资产包括现金和短期投资，按摊销成本计量；除了股票是按公允价值计量[71] - 日元计价的总投资额为60,507百万美元，美元计价的总投资额为28,156百万美元[73] - 固定收益证券占总固定收益证券的比例为43.8%[75] - 调整后的债务为7,154百万美元，调整后的资本化为36,769百万美元[79] - Aflac U.S.的净赚保费为2,960百万美元，较去年同期增长2.7%[90] - 总调整后收入为6,550亿美元，同比增长1.7%[91] - 总调整后支出为2,407亿美元，同比增长6.0%[93] - 总调整后福利和支出为5,279亿美元，同比增长1.7%[94] - 预税调整后收益为1,272亿美元，同比增长3.8%[94] - 2024年第一季度，Aflac U.S.的总资产为20,945亿美元[97] - 2024年第一季度，Aflac U.S.的未来保单责任为9,404亿美元[98] - 2024年第一季度，Aflac U.S.的股东权益为7,796亿美元[98] - 2024年第一季度，Aflac U.S.的总负债和股东权益为20,945亿美元[99] - 2024年第一季度，Aflac U.S.的总资产为22,864亿美元[99] - Aflac U.S. 2023年新业务年化保费销售额为15.58亿美元，同比增长5.0%[107] - Aflac U.S. 2023年销售代理人平均生产力为6,239美元，同比增长2.6%[111] - Aflac U.S. 2023年残疾保险占比25.6%，重疾保险占比12.0%，医疗保险占比20.7%[112] - Aflac U.S. 2024年第一季度新业务年化保费销售额为2.98亿美元，同比下降5.2%[110] - 2024年6月底

COLUMBUS, Ga., July 31, 2024 /PRNewswire/ --  Aflac Incorporated (NYSE: AFL) today reported its second quarter results.Total revenues were $5.1 billion in the second quarter of 2024, compared with $5.2 billion in the second quarter of 2023. Net earnings were $1.8 billion, or $3.10 per diluted share, compared with $1.6 billion, or $2.71 per diluted share a year ago.Net earnings in the second quarter of 2024 included net investment gains of $696 million, or $1.23 per diluted share, compared with net investmen ...

More than 75 robotic ducks were given free of charge to campers FAIRFAX, Va., July 30, 2024 /PRNewswire/ -- Aflac Incorporated, a leading provider of health supplemental insurance in the U.S., paired up with Sunrise Association to deliver more than 75 social robotic ducks to children at Horizon Day Camp–Metro DC, a project between the Pozez JCC and the Sunrise Association. Horizon Day Camp- Metro DC, a day camp designed to bring the joy of childhood to children with cancer and their siblings — the camp, as ...

Aflac Incorporated (AFL) is slated to release second-quarter 2024 results on Jul 31, after the closing bell.EstimatesThe Zacks Consensus Estimate for AFL’s second-quarter earnings per share is pegged at $1.59, which indicates an improvement of 0.6% from the year-ago quarter’s reported figure. The estimate has been unchanged at $1.59 per share in the past week. The consensus mark for revenues is $4.4 billion, indicating a 15.4% fall from the prior-year quarter’s actual. Image Source: Zacks Investment Researc ...

文章核心观点 - 分析师预计Aflac公司将在即将发布的季度财报中宣布每股收益为1.59美元,同比增长0.6% [1] - 收入预计将达到43.8亿美元,同比下降15.4% [1] 关键指标总结 收入指标 - 其他收入(损失)预计为4201万美元,同比下降6.6% [6] - 净投资收入预计为8.867亿美元,同比下降11.2% [7] - 总净赚保费预计为33.5亿美元,同比下降6.3% [8] - 美国业务其他收入预计为2638万美元,同比下降24.6% [13] 利润指标 - 日本业务总赔付率预计为66.1%,上年同期为65.7% [14] - 美国业务总调整费用/总调整收入预计为38.5%,上年同期为39% [15] - 美国业务总赔付率预计为46.9%,上年同期为45.3% [16] - 日本业务总调整费用/总调整收入预计为19.5%,与上年同期持平 [17] 其他 - 过去一个月,Aflac股票收益率为5.6%,而标普500指数下跌1.2% [18] - 根据Zacks评级,Aflac公司未来表现可能与整体市场相符 [18][19]

When most investors think of blue-chip stocks in today’s market, big tech giants immediately come to mind. These household names have been on an incredible run, with many minting new all-time highs. However, it is important to look deeper within the blue-chip space to uncover companies with outsized potential right now.While everyone is focused on chasing the hot stocks of the moment, I believe some incredible opportunities are hiding in plain sight. There are several forgotten blue-chip stocks trading at m ...

The Zacks Accident and Health Insurance industry is expected to ride on the increase in underwriting exposure. Aflac Incorporated  (AFL) , Unum Group (UNM) and Trupanion (TRUP) should continue to benefit from prudent underwriting standards. However, a rise in claims frequency could weigh on the positives. The industry has been witnessing soft pricing over the past several quarters, which is not expected to change any time soon. Nonetheless, a rise in claims, with business activities returning to normal leve ...

Aflac Incorporated’s (AFL) Dental and Vision branch recently tied up with SKYGEN, a renowned technology company specializing in dental and vision insurance plans. As a reliable partner for specialty benefit payers and government agencies, SKYGEN manages the delivery and administration of dental and vision benefits, catering to roughly 50 million members across 50 states.The service model of the Aflac Dental & Vision business is expected to improve on SKYGEN's extensive industry experience, an enhanced suite ...