14th annual Aflac WorkForces Report uncovers very high levels of burnout are nearly twice as likely among U.S. Hispanic employees than non-Hispanics COLUMBUS, Ga., Nov. 12, 2024 /PRNewswire/ -- American employers and employees are facing a conundrum: heightened levels of workplace stress and burnout. This concern is exacerbated by ongoing rising costs of health care, financial vulnerability and looming worry about the future of their families, according to the 14th annual Aflac WorkForces Report1 released b ...

30-year group insurance industry veteran will leverage his carrier and benefits consulting experience to further deepen Aflac's distribution model and drive profitable growthCOLUMBUS, Ga., Nov. 11, 2024 /PRNewswire/ -- Aflac, the leading provider of supplemental health insurance in the U.S.1, today announced the hiring of JR Shamley for the newly created position of senior vice president, National Account Business Development and Growth Solutions. In this role, Shamley will be responsible for aligning distr ...

Aflac (AFL) has been on a downward spiral lately with significant selling pressure. After declining 6.6% over the past four weeks, the stock looks well positioned for a trend reversal as it is now in oversold territory and there is strong agreement among Wall Street analysts that the company will report better earnings than they predicted earlier.Here is How to Spot Oversold StocksWe use Relative Strength Index (RSI), one of the most commonly used technical indicators, for spotting whether a stock is overso ...

This is the official page of Croatian-American media personality Albert Anthony. Since 2023 he has been a media contributor to global financial media portal Seeking Alpha, reaching +1MM investors worldwide & his content often averaging +25,000 views monthly. As an independent contributor, his content on the Seeking Alpha portal provides curated analysis of stocks trading on major US exchanges, and building a diversified dividend income portfolio, but also a forward- looking view of where he thinks a stock w ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2024 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-07434 _____________________________________________Aflac Incorporated _____________________________________________________ ...

Aflac Incorporated (AFL) reported third-quarter 2024 adjusted earnings per share of $2.16, which beat the Zacks Consensus Estimate by 27.1%. Also, the bottom line increased 17.4% year over year.Aflac’s revenues decreased from $5 billion in the year-ago quarter to $2.9 billion in the quarter under review. The top line missed the consensus mark by 36.6%.Strong quarterly earnings were supported by lower operating expenses and higher investment income, signaling the company’s effective investment strategies. Wh ...

财务数据和关键指标变化 - Aflac在2024年第三季度报告每股摊薄亏损为0.17美元，主要由于外汇损失增加，日元在季度内升值12.9% [8] - 调整后每股摊薄收益为2.16美元，同比增长17.4%；年初至今每股收益为6.23美元，调整后每股收益增长13.5%至5.64美元 [9] 各条业务线数据和关键指标变化 - 日本业务第三季度销售同比增长12.3%，主要得益于新产品Tsumitasu的推出 [10] - 美国业务第三季度销售增长5.5%，主要是团体人寿保险的强劲增长 [12] - 日本的净赚保费下降10.5%，主要受到内部癌症再保险交易和已付保单的负面影响 [24] - 美国的净赚保费增长2.8%，总福利比率为47.6%，比2023年第三季度高出11.7个百分点 [28] 各个市场数据和关键指标变化 - 日本的总福利比率为49.2%，同比下降15.9个百分点，第三部门福利比率为41.8%，同比下降约13个百分点 [24] - 美国的福利比率预计将在45%至47%之间，受低再测量收益的影响 [29] 公司战略和发展方向和行业竞争 - 公司计划通过Tsumitasu产品吸引年轻客户，并推动第三部门产品的销售增长 [10][41] - 在日本市场，竞争依然激烈，公司强调产品的独特性和灵活性，以满足客户需求 [106] 管理层对经营环境和未来前景的评论 - 管理层对未来的展望持乐观态度，认为日本和美国市场的潜力依然强劲 [21] - 管理层提到，尽管面临外汇波动和市场竞争，公司仍将继续专注于盈利增长和优化资本配置 [19][50] 其他重要信息 - 公司在第三季度回购了5亿美元的股票，并宣布第四季度每股股息为0.50美元 [19] - 公司在日本的癌症保险销售通过与日本邮政的合作取得了显著进展 [11][109] 问答环节所有提问和回答 问题: 关于日本销售的挑战 - 管理层提到，Tsumitasu产品的推出帮助吸引了年轻客户，预计第三部门销售将会增长 [40][41] 问题: 关于资本配置的看法 - 管理层表示，资本比率强劲，未来将考虑包括特别股息和并购在内的多种资本配置选项 [48][50] 问题: 关于日本福利比率的预期 - 管理层预计，由于假设的解锁，未来的福利比率将比之前预期的低100个基点 [64] 问题: 关于Tsumitasu销售的趋势 - 管理层认为，Tsumitasu产品在市场上受到欢迎，预计销售将保持稳定 [77] 问题: 关于美国业务的持续性 - 管理层指出，持续性提高主要得益于产品组合的优化和对客户价值的关注 [100][102]

For the quarter ended September 2024, Aflac (AFL) reported revenue of $2.95 billion, down 40.4% over the same period last year. EPS came in at $2.16, compared to $1.84 in the year-ago quarter. The reported revenue compares to the Zacks Consensus Estimate of $4.65 billion, representing a surprise of -36.61%. The company delivered an EPS surprise of +27.06%, with the consensus EPS estimate being $1.70. While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how ...

Aflac (AFL) came out with quarterly earnings of $2.16 per share, beating the Zacks Consensus Estimate of $1.70 per share. This compares to earnings of $1.84 per share a year ago. These figures are adjusted for non-recurring items.This quarterly report represents an earnings surprise of 27.06%. A quarter ago, it was expected that this insurer would post earnings of $1.59 per share when it actually produced earnings of $1.83, delivering a surprise of 15.09%.Over the last four quarters, the company has surpass ...

FINAL 10/30/2024 Financial Supplement Third Quarter 2024 This document is a statistical supplement to Aflac's quarterly earnings release. Throughout the presentation, amounts presented may not foot due to rounding. As you review the supplement, please note the non-U.S. GAAP financial measures and definitions found at the back of this document. The Company adopted the Financial Accounting Standards Board's Accounting Standard Update 2018-12 Financial Services - Insurance: Targeted Improvements to the Account ...