业绩总结 - 2021年第一季度净收入为124,962千美元，较2020年第一季度的19,322千美元增长547%[7] - 每股摊薄净收入为1.79美元，较2020年第一季度的0.28美元增长539%[7] - 调整后的净收入为115,746千美元，较2020年第一季度的39,205千美元增长195%[8] - 总收入为282,950千美元，较2020年第一季度的202,324千美元增长10.67%[9] - 平均资产回报率为2.44%，较2020年第一季度的0.43%增长468%[7] - 每股账面价值（TBV）在2021年第一季度增加1.58美元，达到25.27美元，较2020年第一季度增长23.6%[17] 资产与贷款情况 - 资产总额增长988,489千美元，增长率为19.35%[9] - 贷款总额为134.6亿美元，剔除PPP贷款后为138.0亿美元，ALLL占总贷款的1.22%[23] - 贷款组合中PPP贷款总额为817,900千美元，占该类别的约5%[20] - 第一季度净贷款增长为1.188亿美元，年化贷款增长率为3.3%[22] - 活跃的COVID-19贷款延期总额为2.802亿美元，占总贷款的1.9%[26] - 酒店贷款总额为5.096亿美元，占总贷款的3.5%，其中1260万美元的贷款处于延期状态[30] 不良资产与准备金 - 不良资产占总资产的比例为0.40%，较2020年12月31日的0.48%下降[8] - 非执行资产(NPA)减少1120万美元，至8600万美元，占总资产的0.40%[28] - 1Q21的ALLL总额为1.786亿美元，较2020年末减少2080万美元，降幅为10%[23] - 酒店贷款的总准备金为2810万美元，占未偿还余额的5.51%[30] 其他财务指标 - 调整后的效率比率为54.62%，较2020年第四季度的59.87%改善[9] - 净冲销(NCO)在1Q21为430万美元，年化NCO比率为0.12%[28] - 1Q21中，未偿还承诺总额为34.518亿美元，ALLL占未偿还承诺的0.61%[23] - 1Q21商业地产贷款生产总额为7.353亿美元，承诺敞口为7.353亿美元[36] - 住宅房地产建设中，预售与投机及模型贷款比例为0.3:1[36] - 投资者商业房地产1Q21生产总额为3.932亿美元，债务服务覆盖率为1.86:1，贷款价值比为64.1%[36] 股东权益 - 平均普通股权益为2,695,005千美元，较1Q20的2,456,617千美元上升[38] - 1Q21的股东权益与资产比率为12.87%，较4Q20的12.95%略有下降[40]

Start Time: 09:00 January 1, 0000 10:04 AM ET Ameris Bancorp (NYSE:ABCB) Q4 2020 Earnings Conference Call January 29, 2021, 09:00 AM ET Company Participants Palmer Proctor - CEO Nicole Stokes - EVP and CFO Jon Edwards - EVP and Chief Credit Officer Conference Call Participants Casey Whitman - Piper Sandler Brady Gailey - Keefe, Bruyette & Woods David Feaster - Raymond James Jennifer Demba - Truist Securities Kevin Fitzsimmons - D.A. Davidson Brody Preston - Stephens Inc Christopher Marinac - Janney Montgome ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q Securities registered pursuant to Section 12(b) of the Act: Title of each class Trading Symbol(s) Name of each exchange on which registered Common Stock, par value $1 per share ABCB Nasdaq Global Select Market Emerging growth company ☐ (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2020 OR ☐ TRANSITION REPORT PURSUANT TO SECTION ...

Start Time: 09:00 January 1, 0000 9:55 AM ET Ameris Bancorp (NYSE:ABCB) Q3 2020 Earnings Conference Call October 23, 2020, 09:00 AM ET Company Participants Palmer Proctor - CEO Nicole Stokes - EVP and CFO Jon Edwards - EVP Conference Call Participants Casey Whitman - Piper Sandler David Feaster - Raymond James Brady Gailey - Keefe, Bruyette & Woods Kevin Fitzsimmons - D.A. Davidson Christopher Marinac - Janney Montgomery Scott Brody Preston - Stephens Inc Brandon King - SunTrust Robinson Humphrey Operator G ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q Atlanta Georgia 30305 (Address of principal executive offices) Emerging growth company ☐ (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2020 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 AMERIS BANCORP (Exact name of registrant as specified in its charter) Commission File Number: 001-139 ...