Lloyds Banking Group PLC (NYSE:LYG) Q4 2023 Earnings Conference Call February 22, 2024 4:30 AM ET Company Participants Charles Nunn - Group Chief Executive & Executive Director William Chalmers - Group CFO & Executive Director Douglas Radcliffe - Group IR Director Conference Call Participants Alvaro Serrano - Morgan Stanley Joseph Dickerson - Jefferies Rohith Chandra-Rajan - Bank of America Merrill Lynch Jonathan Pierce - Numis Securities Limited Christopher Cant - Bernstein Autonomous Amandeep Rakkar - Bar ...