FOU RTH QUARTER 2 0 22 RESULTS LONG -TERM FINANCIAL STRATEGY Generation of Balanced Meaningful top–tier earnings approach to and sustainable and capital rightsizing capital competitive substantially and growing book advantages in excess of value per share growth needs over time CREATE SHAREHOLDER VALUE Objective: Mid–Teens Core ROE Over Time FOURTH QUARTER 2022 OVERVIEW Travelers Reports Fourth Quarter 2022 Net Income per Diluted Share of $3.44 and Return on Equity of 15.8% Fourth Quarter 2022 Core Income p ...