The Travelers Companies, Inc. (NYSE:TRV) Q4 2022 Earnings Conference Call January 24, 2023 9:00 AM ET Company Participants Abbe Goldstein - Senior Vice President, Investor Relations Alan Schnitzer - Chairman and Chief Executive Officer Dan Frey - Chief Financial Officer Greg Toczydlowski - Executive Vice President and President, Business Insurance Jeff Klenk - Executive Vice President and President, Bond & Specialty Insurance Michael Klein - Executive Vice President and President, Personal Insurance Confere ...