For new and old investors, taking full advantage of the stock market and investing with confidence are common goals. Zacks Premium provides lots of different ways to do both.The research service features daily updates of the Zacks Rank and Zacks Industry Rank, full access to the Zacks #1 Rank List, Equity Research reports, and Premium stock screens, all of which will help you become a smarter, more confident investor.Zacks Premium includes access to the Zacks Style Scores as well.What are the Zacks Style Sc ...

For new and old investors, taking full advantage of the stock market and investing with confidence are common goals. Zacks Premium provides lots of different ways to do both.The popular research service can help you become a smarter, more self-assured investor, giving you access to daily updates of the Zacks Rank and Zacks Industry Rank, the Zacks #1 Rank List, Equity Research reports, and Premium stock screens.It also includes access to the Zacks Style Scores.What are the Zacks Style Scores?The Zacks Style ...

Shares of The Travelers Companies, Inc. (TRV) closed at $241.10 on Monday, near its 52-week high of $24.89, after having gained 15.1% in the past three months. Shares outperformed the industry, the Finance sector as well as the Zacks S&P 500 composite index in the same time frame. TRV shares are trading well above the 50-day moving average, indicating a bullish trend.TRV is one of the leading writers of auto and homeowners’ insurance plus commercial U.S. property-casualty insurance. It has a strong market p ...

Photo by Michael M. Santiago/Getty ImagesGetty ImagesSeasonal trading can be a benefit in stock selection. For an unknown reason, some equities perform well in some parts of the year and poorly in other parts of the year. Some of these trends are understandable. The Q4 strength in the stocks of companies that benefit from Christmas sales such as Macys and GAP Stores is one such group. Here are some shares that have been trading at least 30 years that have a high probability of rising into yearend.The Cycles ...

UKRAINE - 2021/02/19: In this photo illustration of the TradingView stock market chart of The ... [+] Travelers Companies, Inc., seen displayed on a smartphone with a logo of Travelers in the background. (Photo Illustration by Igor Golovniov/SOPA Images/LightRocket via Getty Images)SOPA Images/LightRocket via Getty ImagesTravelers’ stock (NYSE: TRV) dropped 8% on 19th July (Friday) vs a nearly 1% rise in the S&P500 index. In comparison, Travelers’ peer, Hartford Financial (NYSE: HIG), was down 4% on the 19t ...

文章核心观点 - 保险公司Travelers公司的业绩受到天气灾害等不可控因素的影响,但长期来看仍有较好的发展前景 [3][4][6] - Travelers公司保费收入持续增长,体现了其较强的定价能力,这将推动公司未来的盈利增长 [4] - Travelers公司实施积极的股东回报政策,包括股票回购和稳步增长的股息,有利于提升股东价值 [5] 公司业绩分析 - Travelers公司2022年第二季度净收入和核心收入均低于往年同期,主要受到天气灾害等因素的影响 [4] - 但公司综合成本率有所改善,净保费收入创历史新高,反映出公司定价能力和业务增长能力较强 [4] - 各业务板块表现良好,其中商业保险和债券及专项保险板块尤为突出 [4] 行业发展趋势 - 保险行业普遍具有较强的定价能力,能够在通胀环境下提高保费,从而推动收入和利润的增长 [4] - 天气灾害等不可控因素导致的赔付波动是保险公司普遍面临的挑战,但长期来看不会影响行业的发展前景 [3][6]

The Travelers Companies (TRV) reported second-quarter 2024 core income of $2.51 per share, which beat the Zacks Consensus Estimate by 25.5%.  Shares gained 0.5% in the pre-market trading session to reflect the outperformance.The bottom line skyrocketed from 6 cents earned in the year-ago quarter, driven by solid underlying results, net favorable prior year reserve development and higher net investment income, partially offset by higher catastrophe losses.The Travelers Companies, Inc. Price, Consensus and EP ...

Key TakeawaysThe Travelers Companies reported a gain in second-quarter revenue and net premiums written, but they both fell short of estimates and shares declined Friday.The big insurer also saw catastrophe losses rise by $30 million because of what it called "severe convective storms."Adjusted profit was higher than forecasts. The Travelers Companies (TRV) shares dropped in intraday trading Friday as the big insurance provider missed estimates for second-quarter sales and net premiums written. The company ...

财务数据和关键指标变化 - 公司实现了强劲的底线业绩,核心收益为5.85亿美元,每股摊薄收益为2.51美元 [10] - 承保利润达到12亿美元,同比增长55% [10] - 综合成本率为87.7%,同比改善3.4个百分点,创下历史最佳水平 [10] - 投资收益增长22%,达到7.27亿美元 [23] 各条业务线数据和关键指标变化 商业保险 - 净承保保费增长7%,达到55亿美元 [12] - 续保溢价变化保持强劲,达到10.1% [12] - 续保率维持在85%的高水平 [12] - 新业务增长9%,达到7.32亿美元,创历史新高 [12] - 综合成本率为89.2%,创历史最佳水平 [11] 债券及特种险 - 净承保保费增长8%,达到10亿美元 [13] - 管理责任险业务续保率达到90%,创高位 [13] - 市场领先的保证保险业务净承保保费增长11% [13] - 综合成本率为87.7%,其中基础承保成本率为86.1%,同比改善1.7个百分点 [37] 个人保险 - 净承保保费增长9%,其中汽车险增长10%,家庭财产险增长8% [13] - 汽车险综合成本率为97.9%,同比改善10个百分点 [42] - 家庭财产险综合成本率为83.4%,同比改善16个百分点 [42] - 基础承保成本率为86.3%,同比改善近8个百分点 [41] 各个市场数据和关键指标变化 - 公司E&S业务净承保保费同比增长16%,占商业保险和债券及特种险的比重已达到25% [13] - 在高风险地区,公司正在谨慎管控家庭财产险的增长,以平衡盈利能力和增长 [46][47] 公司战略和发展方向及行业竞争 - 公司保持了较低风险的有机增长策略,通过深厚的专业知识和长期合作关系实现了稳健增长 [16] - 公司有信心未来仍有很大的增长空间,在美国商业保险市场占据领先地位,产品线广泛 [17] - 公司正在加大在E&S市场的参与,但仍以标准市场为主,未改变根本定位 [103][104] 管理层对经营环境和未来前景的评论 - 公司对未来前景保持信心,上半年实现了强劲的保费增长、卓越的底线业绩、创纪录的经营现金流和稳步提升的投资收益 [18] - 公司有能力承受创纪录的严重对流风暴带来的巨额赔付,体现了公司多元化业务和资产负债表的整体实力 [27] - 公司对工伤赔付保持谨慎乐观态度,长期频率和赔付水平趋势仍然有利 [122] 其他重要信息 - 公司持续加大技术投资,为股东回馈大量资本,投资组合规模不断扩大,形成良性循环 [14][15] - 公司经营现金流连续7个季度超过10亿美元,为公司发展提供有力支撑 [14] - 公司基础承保利润已成为业绩的重要和稳定贡献因素 [28] 问答环节重要的提问和回答 问题1 **David Motemaden 提问** 关于商业保险部门准备金的变动情况 [50][51][52][53] **Dan Frey 回答** 公司正在及时、果断地调整准备金水平,应对最新的赔付趋势,并对未来的赔付发展模式进行调整。公司2015-2020年的准备金状况相对稳定,未来仍有望保持较高的盈利水平 [52][53] 问题2 **Elyse Greenspan 提问** 关于商业保险定价趋势的变化原因 [58][59] **Gregory Toczydlowski 回答** 主要是由于国家财产险业务定价的放缓,而中小企业和选择性业务的定价仍保持强劲 [59] 问题3 **Michael Klein 回答** 关于个人保险汽车险业务增长低于竞争对手的原因 [73][74][75][76] **Michael Klein 回答** 公司个人保险业务以打包承保为主,而竞争对手主要专注于单一的汽车险业务。此外,公司在高风险地区的财产险管控策略也影响了汽车险的增长 [73][74][75][76]

For the quarter ended June 2024, Travelers (TRV) reported revenue of $11.35 billion, up 12% over the same period last year. EPS came in at $2.51, compared to $0.06 in the year-ago quarter.The reported revenue compares to the Zacks Consensus Estimate of $11.47 billion, representing a surprise of -1.04%. The company delivered an EPS surprise of +25.50%, with the consensus EPS estimate being $2.00.While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expec ...