1 PAGAYA TECHNOLOGIES LTD. Q3 Letter to Shareholders Q4 2023 Q3 2023 Q2 2023 Q1 2023 DATE ISSUED November 2, 2023 Our third quarter Highlights performance once again underscored the strength of our twosided network. We exceeded our outlook for the third quarter across all metrics and achieved record network volume, revenue and adjusted EBITDA. The strong momentum in our business and the integration of our product by new transformational partnerships are driving a step-change in our journey to transform the ...